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If it's been a while since you've booked a flight, travel insurance is that thing that pops up at the end of a sale.“At the end, they’re going to say, ‘Hey, this many people bought travel insurance, don’t you want to buy travel insurance too?’ And I think a lot of people generally, before COVID, would think, ‘Oh they’re trying to upset me and move along,’” said Michael Parrish DuDell, chief strategy officer for Couponfollow.com. “But what we’re seeing, in fact, is that more and more people are saying, ‘I want that insurance I want to protect my future travel.’"Couponfollow.com was designed, DuDell said, to save consumers both time and money. He says the company is always asking consumers about their money and how they spend it.“As we looked closer at how people are traveling, where they were spending their money, where they were allocating their time, we found these little niche interesting areas,” DuDell said.He says those areas include things like travel insurance.“What we found is that 75% of people who had already booked flights had purchased trip insurance. That was a staggering number that is a 55% increase than what is thought of as the norm,” DuDell said.So, why the increase? Travel anxiety amid the pandemic is likely a big part of it.“There is so much uncertainty in the world right now, and of course that’s around the pandemic, but there’s other kinds of uncertainty too and I think people feel like they’re taking a strong risk in general when they’re traveling,” DuDell said. "So if they can mitigate risk in other areas, they’re willing to do that, to spend the money behind it.”Leslie Tayne, a financial attorney, author and frequent flier said, “There are a lot of caveats to whether travel insurance for airline purposes makes sense right now and frankly because the airlines allow you to make changes without a cost and last minute, there’s really almost no reason why you would get travel insurance.”She says these days, airlines are more accommodating than ever. And because there's been so much industry disruption surrounding travel, the future is being rewritten now.“I definitely believe they’re going to rewrite the travel insurance, they’re being investigated right now,” Tayne said. “It's being taken up in Congress in terms of the validity of the travel insurance and there’s some concern that travel insurance might be what’s termed either a ‘scam’ or a ‘money-making proposition’ that’s not really beneficial to the consumer.”In March, the House Oversight and Reform Subcommittee on Economic and Consumer Policy launched an investigation into whether travel insurance provided any “meaningful protection” for consumers. The investigation was spurred amid the onset of the coronavirus pandemic, when many travelers were canceling trips as states began implementing stay-at-home orders.“The evidence shows consumers are purchasing standard travel insurance products, thinking they will be covered if they cancel their trip because of coronavirus,” Rep. Raja Krishnamoorthi (D-IL), the subcommittee’s chair, said in March. “Yet, companies like Allianz, Travel Guard, and Generali are refusing to cover those claims. In the process they are encouraging dangerous travel.”So, when it comes to whether you "need" that insurance, Tayne says weigh your risks, consider where you're going and what you'll be doing.“My recommendation is to try to understand what the restrictions are and what you could use the insurance for when would it apply to you,” Tayne said.Tayne said if you're in a situation where it makes sense, don't make an insurance decision on emotion. Think of it as a business decision, and these days, we're all in the business of saving time and money. 3719

IMPERIAL BEACH, Calif. (KGTV) -- Imperial Beach is known for its surfing, sandcastle competitions, and stunning pier, and now you can add scavenger hunt to the list, with a July event created to showcase the city's history and culture."We really want to make sure we're providing something that gives people the opportunity to get out and enjoy the community," says Imperial Beach City Councilman Mark West.Imperial Beach has partnered with IB Active and the San Diego Bike Coalition to put on the scavenger hunt. "It hunts down beautiful and historical places throughout our community, and it's been a great event," says West.Families can make their way around Imperial Beach searching for clues, problem solving, and completing tasks."We've had over 200 families throughout Imperial Beach who are out every weekend riding their bikes, looking for clues on the Scavify app."West says the scavenger hunt is quite fun, and you might call it "The Amazing Race," Imperial Beach style"It is very similar, but we don't quite go to the extremes they do. It is very fun and a lot about solving problems. I mean there are questions on there like where is the oldest house in IB?" says West.Family fun is what it's all about, especially during the COVID-19 pandemic. "We wanted to provide something for our community that could get them out as a family, and enjoy the outdoors. They can also learn about their community, and see the art we have done," West says. 1461

IMPERIAL BEACH, Calif. (KGTV) - Surveillance cameras captured a bizarre and dangerous accident in the South Bay. Darell Salondaguit has twelve surveillance cameras posted around his home at the corner of 15th Street and Imperial Beach Boulevard. He was taking a shower around eleven p.m. Monday when he heard a noise. "We heard a really big thud and thought it was cats in the backyard," said Salondaguit.When he woke up Tuesday morning, he discovered his wooden fence, potted plants, and palm tree were severely damaged. When he played back his cameras, he was shocked at what he saw. "Just a tire flying across from over there, crashing through here," described Salondaguit.The tire flew off of a car on Imperial Beach Boulevard, rolled across 15th Street and crashed through his fence. The cameras also show a man and a woman, casually step over the damaged fence, pick up the tire and leave."They had to come through the yard and get their tire, they didn't bother knocking or anything," said Salondaguit.He filed a report with the Sheriff's Department and hopes the people responsible will come forward."It was like really scary, cause I tend to check the plants at nighttime to see if they're properly watered because we have an automatic watering system. Well, if I was out here, I'd probably be seriously injured, or even dead, cause that thing was going really fast." 1388

In an interview with Fox News on Wednesday, President Trump suggested those who don't stand for the national anthem "maybe ... shouldn't be in the country."The interview, which was taped just moments after the NFL adopted new rules that allows the league to fine individual teams and allows players to remain in the locker room for the pregame ceremony, aired for the first time Thursday morning."I don't think people should be staying in locker rooms, but still, it's good," Trump said of the NFL's new rules. "You have to stand proudly for the national anthem, or you shouldn't be playing. You shouldn't be there. Maybe you shouldn't be in the country. You have to stand proudly for the national anthem, and the NFL owners have done the right thing."Trump disparaged the league and individual players for demonstrating during the anthem, most notably at a rally in Alabama last September when he referred to former QB Colin Kaepernick as a "son of a b****."  978

In a tweet on Monday, President Donald Trump said wearing a face mask is "patriotic."The president took to Twitter to encourage people to wear masks during the coronavirus pandemic."We are United in our effort to defeat the Invisible China Virus, and many people say that it is Patriotic to wear a face mask when you can’t socially distance. There is nobody more Patriotic than me, your favorite President! 414