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Hurricane Irma may be gone, but days of darkness and devastation are just beginning in Florida.Residents could go for days without power after the storm uprooted homes, trees and power lines, leaving 4.4 million customers without electricity statewide in simmering temperatures, officials said."Temperatures will be around 90 for many, especially central and southern Florida for the next several days," CNN meteorologist Taylor Ward said. "High humidity will make it feel like the low to mid-90s. While it isn't above normal, it's certainly warm and humid which is miserable without power." 599

If you are filing for divorce, it could take much longer than you think. There is a backlog in family court of about four months, according to the Court Executive Officer, Michael Roddy.  Sherman McEachern found that out as he was going through his divorce process. He and his soon to be ex-wife filed for divorce in October. McEachern said it should have been finalized in April. When he tried to find out why divorce documents were not mailed back to him yet, he learned it was going to take much longer. “I called the clerk’s office. That was the first time, I realized they were telling me we’re eight to ten months behind,” McEachern said.  It’s affecting him both personally and financially. “I can’t change health insurance until I have the signed divorce decree. She doesn’t want to use my health insurance because we’re separated, getting a divorce, so I’m paying for coverage no one’s using,” McEachern said. “We’re hearing a lot of complaints from people,” Roddy said. “They want to get divorced.” Roddy said this fiscal year, they’ve had to make million in budget cuts on top of a million deficit.  “That’s a million dollar hit to the court. We lost about 100 employees and we had a hiring freeze,” Roddy said.  In small claims court, Roddy said it takes about a year to set your case for trial.  When asked who is at fault for the backlog, Roddy said it started with the recession. “The recession hit California very hard, hit the courts very hard, and we have not bounced back to that level,” Roddy said. “It’s just very frustrating because every day, I’m still being tied to a marriage that we both have left from,” McEachern said. He added that it is “disheartening” that people pay for a process and the service isn’t being delivered. Roddy said they are hoping for more money in this next fiscal year, which they can use for personnel. He is expecting a flood of new orders in family court as the new tax law could affect divorce cases, with the changes in alimony payments. 2076

If the pandemic caused you to relocate across state lines, even temporarily, the next surprise could be having to file an extra tax return and potentially pay more taxes.The issue gained national attention in May, when Gov. Andrew Cuomo of New York said out-of-state health care workers who came to help with the pandemic would face New York income taxes.Cuomo’s comments generated outrage, but in fact, most states tax people who earn money within their borders, even if those people usually live and file tax returns elsewhere. Even a single day in some states can trigger a tax bill.Remote working could mean tax hasslesMultistate taxation has long been a headache for entertainers, athletes, professional speakers and others who earn money in more than one state. Snowbirds, retirees who move south for the winter, can face it as well. Now it could be a problem for many people who relocated, however temporarily, because of the pandemic.Nearly one in 10 young adults, those ages 18 to 29, said they had relocated because of the pandemic, according to a Pew Research Survey poll taken in early June. Overall, 3% of adults said they’d moved and 6% said someone else had moved into their households. Those who moved cited reducing their risk of infection (28%), college campuses closing (23%), wanting to be with family (20%) and job loss or other financial issues (18%).Changing attitudes about remote work mean that multistate taxation could be an issue for more people and companies in the future. Nearly half of the company leaders surveyed by research firm Gartner in June said they planned to let employees work remotely full time even after people can return to the workplace. Remote working allows people to move to more affordable areas, which could be in a different state. But having even a single employee in another state can raise business and sales taxes for their companies.A tangle of tax rulesFor individuals, double taxation, having to pay taxes in two or more states on the same income, is possible because state rules differ so widely. In most cases, though, the taxpayer’s home state will offer a credit for taxes paid in other states, says Eileen Sherr, senior manager for tax policy and advocacy for the Association of International Certified Professional Accountants.But there are scenarios where someone could end up paying more without technically being taxed twice, Sherr says. If the tax rate in the new location is higher, for example, the home state’s credit may not offset the whole bill. Also, if the person’s home state doesn’t impose an income tax but the other state does, then there’s no credit to offset the additional taxes.Another issue: failing to file a required state tax return, either because people didn’t know the other state required it or because they’re hoping to get away with it. That can lead to audits, taxes, penalties and amended returns, says Mark Klein, chairman of Hodgson Russ law firm in New York City. Auditors often can figure out where you were when by using cell phone records and credit card receipts.You can, of course, decide to make your move permanent. But if you change your mind, move back and get audited, the auditors will conclude that you never truly left, Klein says.“The real test is whether you stick the landing,” Klein says.What can be doneSome states have long-standing reciprocity agreements, usually with neighboring states, that will prevent commuters from having to file multiple state tax returns, Sherr says. In addition, 13 of the 41 states that tax income have said they will give remote workers a break if they moved because of the coronavirus, she says.Sherr suggests that people who may be affected by another state’s tax laws talk to a tax pro to assess what their liability might be and discuss the situation with their employer, in case their withholding needs to change. She also recommends people keep good records so they can track how many days they earned money in each state and how much.It’s possible that Congress could provide some help. A proposal in the Senate’s pandemic relief bill would require that states maintain the pre-pandemic status quo — in other words, pay for newly remote workers would be taxed the way it was before the pandemic. The bill also would create uniform rules for assessing state and local income taxes.Those ideas may face opposition from states desperate to replace lost revenue, however. The lockdowns quashed economic activity, and the resulting recession has made consumers and businesses cautious about spending money, further reducing tax revenues.“The states need money,” Klein says. “Because of COVID, they need more money than ever before.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Renters Are Struggling, and What to Do With an Old 401(k)Distance Learning Can Fit Into Your Back-to-School BudgetThe 2 Costs That Can Make or Break Your Nest EggLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5077

If you thought doctors making house calls was a thing of the past, check this out: They may be more relevant now than ever before. It starts with a call for help. But the responders aren't caped crusaders, and they are not riding in the Batmobile. Still, those who need their help would say they are saving the day.  Pam Womack and Dan Eppelsheimer are with DispatchHealth; on demand urgent care at your house. On a recent house call, they visited Lee Armstrong, whose gout made it nearly impossible to make it to the doctor.  "Is it this toe?" Womack asks. "Yes," Armstrong replies. "Right there where I'm touching?" Womack confirms.  After evaluating him, Womack was able to give Armstrong a dose of medication on the spot.  "Okay I'm going to print you up some instructions here," Womack says.  He was relieved.  "It's a shame that you can be so sick that you can't travel," Armstrong said. "I couldn't hardly walk to the door in there. I really appreciate it. I really do."  "I like going into the home with the patients," Womack said. "And seeing the challenges they might have in the home that if you came into the emergency room you might not see."  "People would come to the emergency department just for simple things like that which we can do quickly and easily at their own home," says Phil Mitchell, an ER physician and Medical Director at DispatchHealth.Dr. Mitchell said that experience is a catalyst for the work dispatch health does.Nationwide, 50 percent of emergency rooms operate at or above capacity. And every year 500,000 ambulances are diverted away from the closest hospital due to ER overcrowding."How do we provide more value for patients?" Mitchell says. "How to we decrease 911 transports and how do we decrease emergency medicine and emergency department visits for patients that don't really need to be in that high level of care."  From gout to a common cold, no need is too small. And the company says on average it's about 80 percent more affordable than a visit to the emergency room.There is an ongoing effort to streamline service and provide care where it's most comfortable.Right now, DispatchHealth operates in Colorado, Arizona, and Virginia and is continuing to expand nationwide with new operations scheduled to open in Las Vegas this year. 2375

Hurricane Michael's death toll climbed to 18 Saturday, after another victim was discovered in Virginia.Fears were mounting for those who did not heed evacuation orders before Hurricane Michael bulldozed large swaths of Florida's Panhandle, and residents in the hardest-hit areas grew increasingly desperate for provisions.Three days after the monster storm, with rescue workers cutting through hulking debris piles in search of survivors, residents formed long lines outside fire stations, schools and Salvation Army food trucks to collect bottled water and ready-to-eat meals (MREs)."It's about to get stupid if people don't get food and water," Panama City Assistant Fire Chief Gary Swearingen said Saturday.Some have already resorted to looting, according to CNN affiliate WEAR-TV, because of the lack of resources such as water, electricity and food. 862