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Depression. Exhaustion. Burnout. Stress. Those are just some of the words people are using to describe their experiences as caregivers. Helping care for a family member or loved one can be hard work. People don't often talk about the emotional toll it can take on the actual caregiver. Now the 307

At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940

The Ohio Department of Agriculture issued a warning about an insect that could kill wine in Ohio.The spotted lanternfly can cause significant damage to some plants and has been seen in Pennsylvania. According to the Department of Agriculture, the insect is fond of grape and fruit trees, hops, blueberry, oak, pine, poplar and walnut. Adult spotted lanterflies usually eat grapevines, while nymphs eat multiple types of plants. The insects eat stems and leaves, which can cause sap to bleed and reduce photosynthesis, which can eventually kill the plant.Spotted lanternflies can be spotted now through November. The insect can be identified by its red body, roughly a half-inch in size, with black stripes and white dots. Later this summer until November, the insect is in the adult moth stage. The adults are larger, roughly one inch in size, with black bodies and brightly colored wings.The insect has not been confirmed in Ohio yet but residents who believe they have spotted one are asked to report it online or by calling 614-728-640. For more information, click here. WEWS' Courtney Shaw first reported this story. 1144

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The Federal Trade Commission said Americans should be wary if they receive a phone call regarding their stimulus check. Amid the COVID-19 pandemic, the US government issued ,200 checks to millions of Americans with a number of businesses closed. The FTC is warning that scammers could potentially try to trick you out of your personal information. The agency says that fraudsters rig caller ID to make the number appear to come from a government hotline.“Government agencies usually will not call or email you — especially about something related to money. They almost always contact you by US mail,” the FTC said.The IRS is sending letters to Americans as a confirmation for receiving the stimulus check.The FTC says that scammers will claim to be calling over something such as Medicare, Social Security, or in this case, your stimulus check, and will ask for personal information to verify.“If you get a call or email from the IRS or any government agency asking you for personal information or money, that’s a scam. Hang up the phone or delete the email,” the FTC said.If you have questions about your stimulus check, you can call an IRS hotline at 800-919-9835.The IRS said earlier this month that 159 million Americans have received a stimulus check. The IRS is still working on sending out the remaining checks to qualified Americans. 1367

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