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CINCINNATI — When Irina Chamberlain went online to pay her student loans, she was surprised to learn that she's dead.Chamberlain — who moves, talks and isn't decomposing — said she was declared dead by the Social Security Administration in early December. Since then, she's had trouble accessing her bank accounts and making payments. "With my busy life, I'm always running, doing something," she said. "I actually thought, 'Maybe I actually died and did not realize that.' I reached for my dog and I was like, 'Can I touch them? Am I still alive, or what's going on?'"The mistake led Chamberlain to call the Social Security office, which she said had her on hold for an hour. "She said, 'Well, what's more important — to lose money or prove that you're alive?' I said both are important, but who pays me for losing a day of work," Chamberlain said.Since Chamberlain was declared dead, she hasn't been able to make deposits or withdrawls, or pay any bills. The process of being declared alive is also taking a lot of her time."I don't have time to prove that I'm alive," she said. "Somebody's mistake should exist like that, you can't [make a] mistake like that, claim somebody dead and don't even check maybe this person is alive."It could take months to get sorted out, according to Deborah Wagner, a senior attorney with Legal Aid."A lot of times it happens if your spouse dies and you have a joint bank account," Wagner said. "They report it, and for some reason the names get confused and it gets reported on both Social Security numbers."Chamberlain said the only death in her family was her father-in-law back in October."He's a male, completely different life and Social Security number, but same last name," Chamberlain said. "But everybody else in my family is alive, except me."Chamberlain is one of thousands of people this happens to each year. About 2.8 million deaths are reported to the Social Security Administration each year. A spokesperson said less than a third of a percent are corrected.In a statement, the Social Security Administration said it "recognizes erroneous death cases are very sensitive because of financial hardship and distress," and that it works to correct cases like this immediately.Wagner said Legal Aid gets about two of these cases a year."You have nothing," she said. "They've frozen your bank accounts, you can't use credit cards."It used to happen even more often, according to Mike Walters. He used to work as a claims representative with Social Security, and is now Pro Seniors."It used to be that Social Security would take phone calls and take somebody's benefits based on a phone call from a family member who said, 'My mother passed away,'" Walters said.Now, there are more checks and balances in place to avoid something like Chamberlain's situation."There were serious problems with resurrecting somebody on the computer system if they got terminated," Walters said.But why does something like this happen in the first place? Walters said the error could have had to do with the fact that Medicare used to have Social Security numbers on Medicare cards. "The Medicare number would be that spouse's Social Security number followed by a letter," he said. "Hospitals would report death in a patient, and maybe left off that letter at the end of the claim number."There are a lot of reasons why it could've happened. According to the Social Security Administration, deaths are reported to them from states, family members, funeral homes and financial institutions. 3527
Education Secretary Betsy DeVos is facing another lawsuit over the department's loan forgiveness program aimed at helping defrauded students.More than 150,000 applications are pending, and some borrowers have been waiting years to hear whether they'll be granted debt relief. Seven borrowers, all of whom attended for-profit colleges, filed the lawsuit Tuesday."Department officials have not offered a timetable for reviewing these applications. It's becoming very clear that they're not treating them in good faith," said Eileen Connor, legal director at the Project on Predatory Student Lending, which filed the case on behalf of the seven borrowers.The department stopped processing claims under DeVos, who wants to rewrite the Obama-era rule that allows defrauded students to seek loan forgiveness.But a federal judge -- siding with Democratic attorneys general from 18 states and the District of Columbia -- ruled that DeVos' freeze was "arbitrary and capricious" and ordered immediate implementation of the rule in October.Still, the department did not process any more claims through the end of last year, according to the latest data available, and Connor says there's been no indication that it has started to review them again.The Department of Education did not immediately respond to a request for comment.DeVos has called the rule, known as Borrower Defense to Repayment, "bad policy." She's proposed offering partial loan forgiveness for qualifying students instead, based on the income of their peers who attended similar programs at other colleges. The plan would save the government .7 billion over a 10-year period compared with the Obama version, the department said.Department officials have argued that they cannot process claims while another lawsuit is ongoing. The agency was also sued over the proposal to offer partial forgiveness."Until we have clear direction from the court, or a different methodology that we think doesn't run the same challenges -- yes, we are in a holding pattern for students that are probably eligible for partial relief," said Diane Auer Jones, principal deputy under secretary, at an event at the 2165

Chipotle lovers can take advantage of discounted burritos on Halloween as part of the restaurant's annual Boorito promotion. Chipotle said that customers who visit Chipotle in costume on Thursday after 3 p.m. can receive a burrito, burrito bowl, salad or tacos for . Chipotle said that the Boorito deal is for in-restaurant orders only; excludes online, mobile, catering and delivery orders. Also, Chipotle customers can earn free burritos for a year by submitting a TikTok video showing their Halloween transformation. That promotion runs through Friday at 1 a.m. The top five submissions using the hashtag #Boorito and #Contest that receive the most likes will win free burritos for a year, Chipotle said. "Our customers have been showing up in costume to celebrate with us for years," said Chris Brandt, Chief Marketing Officer of Chipotle. "We know that TikTok users are highly inspired and creative, so we're excited to see these Halloween transformations come to life digitally." For more Halloween discounts, click 1036
CINCINNATI — Roger Woods was 17 and skinny the day he posed for his last formal photos, a round-faced boy in Army khaki on his way to the Korean War. He would reach 18 abroad, dutifully writing letters back to his parents and six siblings while deployed with the 34th Infantry Regiment. He asked frequently about his newborn niece, Stevie.And then the war swallowed him whole. Woods disappeared July 29, 1950, less than 30 days after his birthday. He would be declared dead on the last day of 1953 — not because his body had been discovered but because it hadn’t. And he hadn’t returned home, so what else could have happened? "My grandfather suffered dearly,” Stevie Rose, now a grown woman, said Friday. “All the boys — I call them the boys, my dad's brothers — they couldn't hardly talk about it."His parents died hoping for the news she received Wednesday: He had been found, and he was on his way home.“I was crying,” she said. “I couldn’t hardly talk.”The call represented the end of a years-long search Rose had initially undertaken by herself, fueled by the memory of her family’s deep-seated grief. Little was said about Woods in their household growing up, she said; it was too painful to touch. She researched as much as she could on her own, but her individual efforts never yielded more than property records and the unanswered letters her grandmother had written to request more information from the Army. “I came to a dead end as far as Uncle Roger because it's only so much that a person like me can do as far as the research,” she said. The solo goose chase ended with a 2011 call from the 1624
Dolphins may be in serious trouble as temperatures rise with global warming.After a heat wave struck the waters of Western Australia in 2011, scientists noticed that warmer ocean temperatures caused fewer dolphin births and decreased the animal's survival rate.The heat wave caused the water temperature of an area called Shark Bay to rise about 4 degrees above the annual average. After the heat wave, the survival rate for some species of 453
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