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SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083

SACRAMENTO, Calif. (AP) — California Gov. Jerry Brown announced Friday he pardoned three former prisoners facing the threat of deportation to Cambodia, including one who became a youth pastor after serving six years in the 1990s for murdering a rival gang member.The three were among 36 pardons granted by Brown within the past week. He's also commuted the sentences of 31 current inmates who can now seek speedier paroles.Among the pardons are Cambodian refugee Vanna In, who entered the United States at age 3. He served six years for the murder of a fellow gang member at age 17 but was released in 2001.RELATED: Trump pardons ranchers whose case sparked Bundy takeover of Oregon refugeHe subsequently started Jobs of Hope for former gang members, which Brown's pardon says has "helped dozens of individuals to turn away from gangs and become law-abiding, productive citizens." He also became a youth minister at a Mennonite Brethren church and hundreds wrote to the governor attesting to his rehabilitation."While the seriousness of the crime can never be minimized," Brown wrote, "I believe that Mr. In should be permitted to have the chance at remaining in a community to which he has devoted a life of service."He is currently under a deportation order after living in the U.S. as a lawful permanent resident, Brown wrote.RELATED: Deported US Army veteran becoming a US citizenPhal Sok served 15 years for a Los Angeles County armed robbery and now works for criminal justice reform. He was three years old when he came to the United States as a Cambodian refugee and has lived here as a lawful permanent resident for 37 years but is currently under removal proceedings, Brown's pardon said.Los Angeles-area businessman Heng Lao served two years for assault with a deadly weapon. Lao is also a Cambodian facing deportation, Brown's office said, although his circumstances are not outlined in his pardon."Those granted pardons all completed their sentences years ago and the majority were convicted of drug-related or other nonviolent crimes," Brown's office said in a statement. "Pardons are not granted unless they are earned."Brown has granted 1,186 pardons since returning to the governor's office in 2011 and granted 404 during his first two terms as governor from 1975 to 1983.Brown's father, Edmund G. "Pat" Brown had 467 pardons and 55 commutations, but there have been long stretches of very few. From 1991 through 2010, former Govs. Pete Wilson and Gray Davis issued no pardons while Arnold Schwarzenegger handed out just 15.Brown has commuted 82 sentences in his most recent two terms, compared to 10 by Schwarzenegger, none by Davis and four by Wilson. 2678

SACRAMENTO, Calif. (AP) — Prosecutors say California’s system for paying unemployment benefits is so dysfunctional that the state approved more than 0 million for at least 20,000 prisoners.On Tuesday, they detailed a scheme resulting in payouts in the names of well-known convicted murderers like Scott Peterson, who was sentenced to death after being found guilty of killing his pregnant wife. His death sentence has since been overturned and a court is reviewing his conviction.Sacramento County District Attorney Anne Marie Schubert said at least 158 claims were made for 133 death-row inmates, resulting in more than 0,000 in benefits paid.“It involves rapists and child molesters, human traffickers and other violent criminals in our state prisons,” said Schubert. “Hundreds of millions of dollars that may well amount to upwards to billion, having already been paid in their names.”Schubert said the scheme will be one of the biggest frauds of taxpayer dollars in California history.“And with this fraud means that victims that have been victimized by these inmates aren’t getting the restitution that they so deservedly have been owed,” said Schubert.So far, at least 22 people have been charged in San Mateo County, The Associated Press found. More charges could be forthcoming as several other investigations continue across the state.Prosecutors say the Employment Development Department has been overwhelmed by benefit claims since the pandemic began, and in its haste to approve them, didn't check unemployment claims against a list of prisoners.Gov. Gavin Newsom says he's already ordered the department to review its practices and act to prevent fraud.Watch Schubert and other prosecutors discuss the scheme below: 1745

SACRAMENTO, Calif. (AP) — California's leaders are getting a raise.A state commission voted Friday to increase Governor Gavin Newsom's salary from 2,000 to around 0,000 in December.The Citizens Compensation Commission also agreed to give a 4% raise to legislators and other state elected officials, such as the lieutenant governor and treasurer.Chairman Tom Dalzell cited the health of the state's economy and California's budget surplus for the move."California remains high," he said of pay for state officials. "So is our cost of living."Newsom will not be the highest-paid governor, however. While America's most populous state currently has the highest-earning chief executive, the New York Legislature voted this year to pay Gov. Andrew Cuomo a salary of 5,000 in 2020 and 0,000 in 2021.But the governor will still earn far more than California's median income, which is around ,000, according to the U.S. Census Bureau.This will mark the seventh year in a row California's governor has gotten a raise and Newsom's pay will near a previous peak for the job of around 2,000.Rank-and-file members of the 120-seat Legislature earn around 0,000, still below a past peak of around 6,000. The lieutenant governor is paid around 1,000, the attorney general around 5,000 and the controller and treasurer around 1,000.Created in 1990 following a statewide vote, the commission is appointed by the governor and usually meets once a year to set the salaries as well as benefits for California's elected officers. The Legislature was previously responsible for setting the salaries of state elected officials. 1644

RIP ROYTA ?? This is Royta Giles Jr., the 8-year-old killed in the Riverchase Galleria shooting Friday afternoon. He was about to start the third grade at Jonesboro Elementary School.DETAILS: https://t.co/L68itfsy6p pic.twitter.com/MZBx5ZlpWd— CBS 42 (@CBS_42) July 4, 2020 281

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