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Thursday marks one year since special counsel Robert Mueller was appointed to investigate Russian meddling in the 2016 US election. Mueller took over an investigation that was first opened by since-fired FBI Director James Comey in July 2016, during the campaign.The far-reaching investigation continues -- witnesses are still being interviewed, and trials are scheduled for later this year. As the proceedings have dragged on, the White House has adopted an increasingly hostile tone toward the investigation, which President Donald Trump has repeatedly called a "witch hunt" and a "hoax."Trump tweeted Thursday about his feelings toward the investigation. 671
This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Thousands of elevator permits in San Diego County are out of date, according to the Department of Industrial Relations. In San Diego and Imperial Counties, a DIR spokesperson said there are 12,541 elevator permits issued. Of those, 6,932 are expired. DIR spokesperson Frank Polizzi said there is no penalty for expired permits, “but a unit should not be running if it has been tagged out of service for a maintenance/safety reason.”Team 10 visited several elevators in downtown San Diego and found there was no permit displayed in the elevator at all—including an elevator at Horton Plaza and one operated by the City of San Diego. Polizzi said there are other reasons a displayed permit could be expired, besides the elevator being out of compliance. The owner could be waiting for a Cal/OSHA permit inspection or they have not posted the most updated permit. 868
Three-time gold medal gymnast Aly Raisman was sexually abused by former USA Gymnastics doctor Larry Nassar and is "angry" about the culture that allowed the abuse to go on, she said in an interview with "60 Minutes."Raisman, now 23, was a star gymnast on the 2012 and 2016 US Olympic teams, earning six medals overall. She said that she was first treated by Nassar when she was 15 years old."Why are we looking at why didn't the girls speak up?" Raisman said in a short clip released by 60 Minutes. "Why not look at what about the culture? What did USA Gymnastics do, and Larry Nassar do, to manipulate these girls so much that they are so afraid to speak up?""You're angry," reporter Jon Lapook said."I am angry. I'm really upset because it's been -- I care a lot, you know, when I see these young girls that come up to me, and they ask for pictures or autographs, whatever it is, I just -- I can't -- every time I look at them, every time I see them smiling, I just think -- I just want to create change so that they never, ever have to go through this."Raisman is the second member of the famed "Fierce Five" team of American gymnasts to speak out about Nassar, the former team doctor who has been charged with various counts of sexual misconduct and child pornography.Last month, under the "#MeToo" hashtag, McKayla Maroney said Nassar sexually abused her under the guise of providing "medically necessary treatment." That "treatment" began when Maroney was 13 and continued through her stellar performance at the 2012 Olympics."It seemed whenever and wherever this man could find the chance, I was 'treated.' It happened in London before my team and I won the gold medal, and it happened before I won my silver," Maroney wrote.Maroney described one incident with Nassar as "the scariest night of my life," and she encouraged others to come forward and speak about their experiences."Is it possible to put an end to this type of abuse? Is it possible for survivors to speak out, without putting careers, and dreams in jeopardy? I hope so," she wrote. "Our silence has given the wrong people power for too long, and it's time to take our power back."And remember, it's never too late to speak up."WATCH PART OF THE INTERVIEW: 2236
There's an unusually high volume of birds in the state right now, and the Department of Natural Resources says spring migration has come to a halt due to the snow.This stop has forced larger crowds to Wisconsin feeders. The DNR counted nearly 300 at bird feeders near La Crosse. Senior ecologist Don Quintenz at Schlitz Audubon Nature Center has seen a higher volume of birds are at the center. If the weather stays like this, he says, birds could be in trouble. "A lot of dead birds," says Quintenz, "Freezing temperatures for a couple days straight, that could be very hard on a population."Amateur Naturalist Judith Huf has studied ornithology for years and says some birds will make sacrifices while others will make due. But she does help them out by keeping her bird feeder full. "Some of them will do a little reverse migration...It's a little nicer in Illinois. It's not snowing down there and [the birds] can get food...Robins have been coming to eat bird seed out of the feeder. They don't normally eat bird seed, that's not normal behavior for a robin," said Huf. DNR says this weather creates a lose-lose situation for the birds. Since their food is either buried in the snow or frozen solid, especially tree sap or insects, scavenging is difficult.Additionally, the birds can't go elsewhere to find food because the frigid cold is blocking the warm northbound currents. Setting out raisins, shelled peanuts, and mealworms can go a long way. 1492
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