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Get ready for sticker shock at the gas station if you're one of the estimated 36 million Americans hitting the roads this Memorial Day weekend.Gone are the days of -a-gallon gasoline. A spike in crude oil prices has lifted the national average price of gas by 31 percent over the past year to an average of .97 a gallon, according to AAA.Prices at the pump haven't been this high heading into the biggest driving holiday of the year since 2014, when crude was sitting in triple-digit territory."WIthout a doubt people are noticing and they're feeling the pinch," said Patrick DeHaan, head of petroleum analysis at GasBuddy, a platform that helps drivers find real-time prices.AAA says that fifteen states, including New York, New Jersey and Illinois, are already facing average gas prices or higher. Gas in California and Hawaii, traditionally two of the priciest states, is north of .70 a gallon.Here's why gasoline prices are getting uncomfortably high:People are driving more: The United States is consuming more gasoline, thanks to the strong economy and upbeat consumer confidence.That trend could continue into this weekend. AAA estimates that 36.6 million Americans will travel by auto this weekend. That's almost 5% more than last year. Overall, AAA estimates that 41.5 million Americans will travel by car, planes, trains, buses and cruise ships over Memorial Day weekend, the highest since 2005."Demand is red-hot," said DeHaan.Crude awakening: But demand isn't strong enough to justify the spike in prices. That's where crude oil comes into play. Brent crude, the global benchmark that tends to influence US gas prices, recently topped a barrel. It's up about 50% over the past year.The oil rally has been driven by a range of factors, including robust demand around the world amid stronger economic growth. 1844

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

here’s what happens when you march on Portland Place in St. Louis, MOthey’re scared of their own community pic.twitter.com/Ng8qW1Pa6C— avery (@averyrisch) June 29, 2020 176

Harvey Weinstein, Matt Lauer, Kevin Spacey are among a list celebrities and politicians, who all faced quick and intense backlash from sexual harassment allegations.The scandals sparked the #MeToo movement. Now, a year later, some feel the movement has shifted.“Certainly, after the #MeToo movement, what we have seen [is] survivors have more safe spaces to go to, to access support,” says Bridgette Stumpf, a sexual assault advocate with the Network for Victim Recovery of D.C. “Unfortunately, with the Times survey just over a month ago, that said of women surveyed 60 percent say their environment of reporting sexual harassment assault doesn’t feel any different than a year ago.”Decades-old allegations threatened Brett Kavanaugh’s Supreme Court confirmation. Just this week, Special Counsel Robert Mueller says someone offered a woman money to fabricate sexual harassment claims against him.“It doesn’t matter what your political affiliation is, there’s this sense in politics that winning is the most important thing,” Stumpf says.A new poll finds found 4 in 10 surveyed believe the movement has gone too far. The nation is split along party lines, with 75 percent of Republicans saying the #MeToo movement has gone too far, compared to 21 percent of Democrats.Sexual assault advocates say that can have an impact on victims coming forward or being believed.“From a survivor’s perspective, if you already felt the criminal justice might not be a space where you’re believed, your willingness to think that that’s going to get better in this political moment is probably not likely,” Stumpf explains. 1614

GRAND BLANC, Mich. - A 17-year-old is in trouble with Michigan State Police and, most likely, his parents after being clocked doing 138 miles an hour on I-75 in near Grand Blanc.The incident happened at around 8:45 p.m. on November 23.Troopers clocked the 2012 Chevy as it was in the left lane of Northbound I-75. Troopers say the driver tried to "duck off" onto E Holly Road but was caught by the trooper.According to MSP, the driver said he was "traveling so fast and passing other cars and sucking in and out of lanes" because he was late for his 9:30 curfew.MSP says the trooper "gave the kid a break" on a reckless driving charged, but did give him a ticket for going 138 mph in a 70 mph zone and "the SMH award."His ticket carries an unknown fine and four points. 777