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The number of insurers on the federal exchange will grow for the first time since 2015. There will be 23 more carriers for 2019 than there were during the open enrollment period in 2018. Plus, 29 insurers are expanding the service areas into more counties, the agency said.Four states will have only one insurer, down from 10 states in 2018.Many insurers withdrew or limited their participation on the exchanges in recent years amid uncertainty emanating from Washington DC and large losses.The premium rate drop was expected by those who watch the industry closely. After years of raising rates — sometimes by double digits — insurers have found a sweet spot. Many are breaking even or have started making a profit in the individual market, despite changes to the Obamacare system since President Donald Trump took office.Reinsurance programs that protect insurers from high-cost enrollees have also helped to keep premiums lower. In Maryland, rates are now expected to drop by 30%, after the state received a waiver for a reinsurance program.The federal government has approved reinsurance waivers for seven states, resulting in lower premiums, CMS Administrator Seema Verma said on a call with reporters.Some uncertainty still looms. Next year will be the first time that Americans will not have to pay the penalty for being uninsured. Congress eliminated the individual mandate penalty as part of last year's tax overhaul.Also, it will be easier for people to sign up for alternatives to Obamacare, including short-term health plans and association health plans, which are usually cheaper but offer skimpier benefits.Yet premiums are going down at least in part because insurers overshot in 2018 and raised them too high amid uncertainty over how the changes made by the Trump administration would affect the program."Premiums would be even lower if not for repeal of the individual mandate penalty and expansion of short-term plans," said Larry Levitt, senior vice president at the Kaiser Family Foundation, on twitter Thursday.Verma dismissed those concerns."Despite predictions that our actions would increase rates and destabilize the markets, the opposite has happened," Verma said.Verma added that the lower premiums were "by no means a celebration.""Even with this reduction, average rates are still too high. If we are going to truly offer affordable, high-quality healthcare, ultimately the law needs to change," she said.While Republican-led repeal efforts failed last year, Trump has in the run-up to the November midterms continued touting alternatives to Obamacare as well as slamming Democratic proposals to expand Medicare.In an interview with Fox News late Wednesday, Trump said that despite failed efforts to repeal and replace the Obamacare system last year, "we have things happening on health care that are going to be very, very exciting."Also on Wednesday, he published an op-ed bashing Democrats' "Medicare for all" plans. Many potential candidates for the party's 2020 nomination joined Senator Bernie Sanders last year in filing a bill to establish the program. 3100
The nursing home has a history of safety violations and citations, including two for not following generator regulations in 2014 and 2016. In both instances, the nursing home corrected these deficiencies. 204

The National Weather Service has issued a High Wind Warning in effect until 2 p.m. for San Diego County desert and mountain areas. Such a warning signifies 40-mile-per-hour winds and gusts of at least 58 mph. 208
The lawsuit which led to the court hearing in which Sony made the admission was filed by fans who said they knew the songs were fake. The longtime fans filed the lawsuit against Jackson's friends and production company. Read the official complaint here.Jackson's friends and family also questioned whether the vocals were his, Fortune reports.It is not yet determined whether the fans or Jackson's estate will be awarded anything or Sony will be punished as a result of the court case. 495
The gun-rights advocate has authored two books, including "Hands Off My Gun: Defeating the Plot to Disarm America," in which she focuses on the history of the Second Amendment and explains how "gun confiscation would mean to Americans' basic rights as citizens." 262
来源:资阳报