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Credit unions that cater to federal workers said that they are preparing to help their customers, including low- or no-interest payroll advances and loans for workers facing dwindling cash reserves.

Cutting the interest rates and RRR will be the possible measures that the PBOC may use in the second half to guide down the overall social financing costs, said Wen from China Minsheng Bank. Besides, more structural tools will be used to direct the floating funds to the weakest sectors, said Wen.

Customers look at an intelligent robot at a branch of Agricultural Bank of China in Wenling city, East China's Zhejiang province, Aug 8, 2016. [Photo/VCG]

Currently it takes 22.9 days to open an enterprise on average in China, much longer than the 8.5 days for members of the Organization for Economic Cooperation and Development, according to the State Administration for Market Regulation. The 8.5 days will be China's target for the first half of the next year, Ma Zhengqi, deputy head of the administration, said last month.

Credit structure optimization, better risk management steps boost operations