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Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492

Three restaurants associated with celebrity chef Mario Batali will be closing in Las Vegas.Batali has been accused of sexual misconduct. He has denied any wrongdoing. RELATED: TV chef Mario Batali under police investigation for sexual misconductEmployees of Carnevino Italian Steakhouse, B&B Ristorante and Otto Enoteca e Pizzeria received notification Friday morning. All three restaurants are located at The Venetian/The Palazzo. The restaurants will close July 27. A letter written by Joe Bastianich with B&B Hospitality Group says that Las Vegas Sands Corp. decided to end the relationship. The letter also says that the group will help employees transition into new positions. An earlier report said that B&B was "actively negotiating" to buy out the celebrity chef.Batali stepped down from daily operations of his restaurant empire and his cooking show after the allegations surfaced in December. Four women accused him of touching them inappropriately.    1022

There is a nationwide voluntary recall of almost 19,000 bottles of hand sanitizer over concerns the mixture contains methanol.The Food and Drug Administration announced Monday the company ITECH361 is recalling their All Clean Hand Sanitizer, Moisturizer and Disinfectant sold in one liter bottles. The 18,940 recalled bottles have UPC Code 628055370130.According to the FDA, substantial exposure to methanol (wood alcohol) can cause nausea, vomiting, headache, blurred vision, and more serious conditions including death. There are no reports at this time of anyone getting sick from the recalled sanitizer.This may sound familiar. Last month, the FDA warned people about sanitizer from the manufacturer Eskbiochem SA de CV in Mexico Because of possible methanol concerns.The ITECH361 product was distributed around the country to distributors and retailers. Retailers are encouraged to pull it from their shelves, those who purchased it are asked to stop using it and return the product for a refund.Consumers with questions regarding this recall can contact Corina Enriquez by phone number (888)405-4442 or e-mail at corina@itech361.com, Monday through Friday beginning July 6, 9:00a.m. to 5:00 p.m. (MDT). Consumers should contact their physician or healthcare provider if they have experienced any problems that may be related to using this product. 1361

Thousands of Central American migrants fleeing poverty and violence packed a bridge connecting Guatemala and Mexico in sweltering heat Saturday as part of a politically charged, U.S.-bound caravan.At one point, several dozen migrants trying to make their way north sang the Honduran national anthem on the edge of the muddy Suchiate River between Tecun Uman, Guatemala, and Tapachula, Mexico.Their journey continued one day after defiant caravan members rushed passed border gates only to be stopped by rows of Mexican riot police who dispersed tear gas and smoke canisters into the crowds.The slow procession north has led President Donald Trump to threaten to cut aid to Central American nations and to send troops to the U.S. border if Mexico failed to stop the surge."Our message is we're not criminals," Honduran migrant Orlean Herrera said. "We're coming over here because we need a better life. That's why we're here." 933

THORNTON, Colo. -- People who live in the Friendly Village of the Rockies Mobile Home Park in Thornton feel like prisoners in their own homes because someone else gets to make and change the rules of their community.Several of them reached to Scripps station KMGH in Denver, claiming the rules where they live keep them trapped in a cycle of threats, fees and fines.Most of them own the homes they live in, but are still in a state of housing insecurity, they said, because of the management practices of the company that owns the park."It's just rough, you can't do anything right now," Anthony Velasquez, a resident of the community told Marchetta, "They send you letters threatening, 'If you don't like it, move.'"Velasquez and his wife are retired and moved to Friendly Village to be closer to their grandchildren. "Yes, very much," said Velasquez when asked if people were being evicted from the park.He and other residents received a letter from Friendly Village in February telling them the park is now a fence-free community.Take down your fence "... within 60 days," the letter warned. Anyone who disagrees, the letter said, "... does not have to stay."  "They're afraid of eviction, retaliation, getting kicked out...and that's probably what they'll tell us now when you talk to them and they see this (story)." Velasquez said.Contact7 drove around the neighborhood and while there were still several fences standing, some neighbors had taken theirs down."We panicked for starters," said Velasquez.That is because less than two years ago, shortly after they moved in, the couple got approval to put in a new fence around their home. The fence they installed matches the one still standing around the perimeter of the Friendly Village community."It was about a total of ,000 for everything," Velasquez said, "Before we put it in we'd have people from the other side coming through, dogs running through, walking from one side to the other, this way that way."Several residents did not want to be identified said they asked the park manager to explain the abrupt rule change."When you ask her a question all her answer is, 'It's in your lease. It's in your lease,' that's all we ever get," said Velasquez.He said he tried to reach Kingsley Management, the company in Utah that owns Friendly Village."I've sent them emails, texts. No return calls, no nothing," said Velasquez.Commercial litigation attorney Aimee Bove offered a statement a statement on behalf of the village. She said Friendly Village believes, "it is in best interest of its tenants and the park as a whole to become fenceless." The letter also said they believe "... the removal of fences decreases instances of unsupervised small children and animals."When reporters visited the park, there were several unleashed dogs and wandering cats roaming the streets and yards on the property.The park also now includes a memorial to "Sparky," a tiny family dog and loving companion to a retired couple with chronic health issues who live at Friendly Village.The family says Sparky was mauled to death by a much larger dog that escaped a fenceless home.The dog was on a leash at the time, out for a walk with its owner, Larry, who the family said watched in horror, helplessly from his wheel chair.When reporters attempted to contact Sylvia Navarrette, the manager of Friendly Village, she hid in a back office and threatened to call police if the news crew did not leave the property."It was nice when we first moved in. Management was nice. We're at that age we just want to settle down.  Spend the rest of our days here if we can," Velasquez said.The mayor's office in Thornton, Adams County Commissioners, state Senator Beth Martinez Humenik, and several regulatory agencies would not comment on who was responsible for the oversight of mobile home parks in Colorado.KMGH uncovered outdated laws with no one to enforce them on behalf of mobile homeowners and a total absence of accountability for the property owners the homes sit on.As a result, mobile home owners are often left wide-open to financial abuse in a state of housing insecurity with a system in place that allows it. 4278

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