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COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

COEBURN, Va. — When nurses Teresa Tyson and Paula Hill pull their RV into the small towns of Appalachia, they bring a warmth that's part of the charm of these mountains. They also bring help that's become scarce in this part of the country. “It’s kind of like we’re the forgotten people," Hill says. "Not only are we vulnerable but we’re forgotten and lot of people feel like they do not matter.”“The cancer rates here in the central Appalachia region are just so high for so many diseases," Tyson adds. The two natives of this rural part of Virginia run 572

DETROIT — After a fall in her home, 78-year-old Bessie Owens said she just needed some help getting a wheelchair ramp installed. Instead, the longtime 168

Democratic Rep. Katie Hill of California on Sunday announced her resignation from Congress amid allegations she engaged in improper relationships with staffers in her office and on her congressional campaign."It is with a broken heart that today I announce my resignation from Congress," Hill said in a statement Sunday. "This is the hardest thing I have ever had to do, but I believe it is the best thing for my constituents, my community, and our country."News of Hill's resignation comes after the House Committee on Ethics announced Wednesday it is opening an investigation into 595

DENVER, Colorado — If you are planning on hiking in a national park or head to the airport to travel this weekend be prepared. Federal workers are warning that the government shutdown is starting to impact safety."For air traffic controllers, you only get one take,” said James Marinitti with the National Air Traffic Controllers Association. “They work in a mistake-free environment where we are expected to be right 100 percent of the time.”With 3,000 air traffic support staff being told not to come to work there are fewer safety inspectors. That can lead to delays like repairing runway lights that guide pilots to the installation of new technology that helps controllers communicate with pilots."Radar, preventative maintenance -- these types of things that will get delayed as the shutdown continues because the workers are not there to keep the system healthy," Marinitti said.TSA employees are among the thousands of essential government workers required to show up without pay. Senior officials have confirmed with CNN that hundreds of TSA employees are calling out sick since the shutdown. We reached out to the TSA at Denver International Airport about the impacts but have not heard back.At Rocky Mountain National Park, visitors are arriving only to be disappointed.“We are out here to visit. We see the sign and realize it's closed. We came all the way from Vancouver, Canada, and it's kinda disappointing,” said Stanley Marayan.Trash cans are locked up at the park and roads are closed because there are no workers to plow them.The National Park Service is warning visitors to use extreme caution during the shutdown because emergency services are limited. At Yosemite National Park, one death wasn’t reported for a week because of the government shutdown."America is great. We want to explore America, so for us, I think this is crazy they are closing the parks. Nature is beautiful here," Marayan said. 1964