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SAN DIEGO (KGTV) - All this week we have been sharing stories about our 10News initiative called "Making it in San Diego." It's our commitment to work with you to find solutions to our rising costs of living. We asked for your input, and you didn't hold back. That's topic of this week's Let's Talk.  318

SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) — A small San Diego biotech is trying to give face masks an added layer of defense by spraying the liner with a biological bait designed to be a mousetrap for the coronavirus.AXIM Biotechnologies is also developing a next-generation rapid antibody test that the company says is the first of its kind to detect “neutralizing antibodies.” The neutralizing antibody test should be available for sale in the next few weeks, said CEO John Huemoeller.Both the test and the surgical mask are based on the same technology: a synthetic protein AXIM created that mimics ACE2.ACE2 is a receptor protein found in your body on the surface of cells. The coronavirus likes to bind to it to infiltrate cells, so the company decided to coat the inner lining of a surgical mask with the protein as an added barrier.“They lock to each other just like they do in your body. They lock on the mask. So when we spray the mask with that virus-binding protein, it's there permanently. It can be washed. It's not coming off,” Huemoeller said.“That's the whole idea is to get [the virus] to bind to something, so it cannot go into your respiratory system,” he added.AXIM’s mask is still a ways off from hitting the market. Huemoeller said it needs to undergo further testing to get FDA approval and the company is still looking for a manufacturing partner. The company is hoping to release the enhanced mask by the middle of next year.“We’re hoping that maybe [the FDA will] steamline it because this is something that can save lives,” Huemoeller said.With fewer than 10 scientists, AXIM is a small biotech based in Sorrento Valley. But the company thinks it's poised to be at the center of the second wave of antibody tests for so-called neutralizing antibodies.“When the FDA got our application they didn't know what neutralizing antibodies were. And now everybody's talking about neutralizing antibodies,” said Huemoeller.Not all antibodies function the same. Some antibodies bind to the virus but still allow the pathogen to infiltrate cells. Other antibodies, called neutralizing antibodies, bind to the virus and actually prevent further infection.AXIM’s lateral flow assay antibody test, dubbed Tru-19, takes a drop of blood and can return results in 10 minutes to determine if someone has neutralizing antibodies, according to Huemoeller.In addition to uses at doctors’ offices, the company said the test would have immediate applications at labs processing convalescent plasma.Since as many as one-third of people who recover from COVID-19 do not produce neutralizing antibodies, Huemoeller said the test could help determine which patients would be optimal candidates to donate plasma. 2693

SAN DIEGO (KGTV) — A suspected DUI driver overturned his car while speeding in the East Village, sending a passenger flying from the vehicle and facing life-threatening injuries.A 23-year-old man was driving a 2004 Toyota Prius "at a high rate of speed" eastbound on Market St. just before midnight Friday, according to San Diego Police. As he turned left to continue northbound on 7th Ave., he struck the curb and his Toyota overturned.A 24-year-old man sitting in the passenger's seat was ejected from the vehicle and suffered life-threatening injuries, including a crushed pelvis and internal bleeding. They were in critical condition Saturday morning, according to police.The driver suffered a laceration to his forehead, police said.Police believe alcohol was a factor in the crash. 795

SAN DIEGO (KGTV) - A San Diego Midwife is living her dream of opening her own birth center, helping minority women.We met Nikki Helms in July when her GoFundMe was off the charts, raising more than 1,000.She had been a licensed midwife for about a year and wanted to open a birth center. Fast forward to December and her dream is coming true."We've got signage and I stood at the foot of my stairs and cried about that," Helms said filled with gratitude. The community has continued to wrap their arms around her mission."It's really just been amazing and overwhelming, and I feel so blessed," she said wiping a tear from the corner of her eye. "And so grateful and I get teared up every time I start talking about it because it gives me the opportunity to go care for families and you know it just blows my mind."Since July she's raised another ,000 and packages keep arriving on her doorstep with items for the birth center.Her mission is to support women through childbirth and beyond. Recent studies show Black women in the U.S. have disproportionately higher rates of mortality and harm during delivery."I had heard about different women who had had these experiences where they asked for help and they weren't listened to," Helms said.She hopes to have her first patients in the center in January.During the pandemic she's caring for families in their homes as safely as possible."I am most grateful for my own health which gives me the opportunity to go out and help other people," she said.Helms said she has been honored with a Champion of Reproductive Health Award by the San Diego Coalition for Reproductive Justice for the work she is doing.If you would like to support the San Diego Community Birth Center: click here for her Amazon Wish List or here for her GoFundMe.Helms said she is working to get her programs and services accepted by insurance.Helms is partnering with San Diego Co-Harvest to grow a garden around the birth center to feed families in need.When asked what she hopes for in the future, she replied "abundance." She hopes both the garden and families she works with are filled with joy and good health. 2148