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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

Nearly a full year after the season started, the 2020-21 NHL season finally came to a close with the Tampa Bay Lightning winning its first Stanley Cup in 16 years by defeating the Dallas Stars on Monday. The Lightning won the best-of-seven series 4-2 after winning Monday’s Game 6 contest by a 2-0 ledger.The Lightning won the Stanley Cup despite not having the services of its top forward Steven Stamkos for most of the playoffs. Stamkos briefly played in Game 3 of the Stanley Cup Finals, and he even scored a goal in his short appearance.The NHL suspended its season on March 12 due to the coronavirus pandemic. After a nearly four-month hiatus, the NHL resumed action with a 24-team playoff held in two “hub” cities – Edmonton and Toronto.The entirety of the Stanley Cup Finals was played in Edmonton.Stepping up for the absent Stamkos, Nikita Kucherov and Brayden Point helped the Lightning to victory. Kucherov had a league-leading 32 points in the playoffs, followed by 31 points for Point.But it was defender Victor Hedman who won the the Conn Smythe Trophy for the playoff's most valuable player.The Lightning’s goalie, Andrei Vasilevskiy, also stepped up with an under 2 goals against average.The Lightning’s Stanley Cup victory avenged the ending to the Lightning’s 2019 season. After winning last year’s Presidents’ Trophy, the Lightning was swept by the Columbus Blue Jackets in the first round of the playoffs. Columbus was the last team from the Eastern Conference to make the playoffs last year. 1519

More companies are trying four-day work weeks.Some are doing it to avoid laying people off during the pandemic. Others say it creates a better work-life-balance with employees at home.Elephant Ventures is a software company that started testing employees working four 10-hour days. It's a move to help employee morale and parents dealing with childcare and remote learning.“I think you still have the age-old conversation of if it's 40 hours compressed into four days, you still have how much productivity are you actually getting in a 10-hour workday,” said Barb Holland, an Human Resources Knowledge Advisor with SHRM.Productivity has gone up in other countries, like at Microsoft in Japan, when they tried a four-day work-week last year.Zip Recruiter has seen an increase in job postings that mention four-day work weeks this year.“If you're not wanting to lose your good workers or you're wanting to make sure they're not looking elsewhere for those places that are hiring, you have to be thinking about, ‘how do I retain my good staff,’” said Holland. “I don't want to lose them and flexibility I think is going to be a key piece of retaining staff in the future.”That HR expert says flexibility could be key to attracting new workers in the future.Elephant Ventures plans to test its new work week this month. If it's successful, it could look at reducing the workday by an hour. 1393

MORENO VALLEY, Calif. (KGTV) — Firefighters made progress on a 500-acre brush fire that ripped through the Moreno Valley area of Riverside County Friday.The Jerry Fire was 90 percent contained as of 6:45 a.m. Saturday and had charred 522 acres, according to Cal Fire. Firefighters had stopped any threat to structures but planned to remain on scene until full containment was reached. All evacuation orders were lifted late Friday.RELATED: Fire threatens utility infrastructure in Riverside County city of Moreno ValleyThe blaze destroyed one outbuilding, Cal Fire said.The cause of the fire was still under investigation Saturday. 639

NATIONAL CITY, Calif. (KGTV) - Surveillance cameras captured a chain-reaction, hit-and-run crash in National City Tuesday morning.For Honey Mae Kenworthy, the remnants of her totaled car are hard to look at."I cried when I saw it," said Kenworthy.Surveillance video shows the last moments the 2003 Acura TL was undamaged, parked by her husband on Cleveland Avenue outside his work in an industrial park. Just past 7 a.m., a car speeds into frame and smashes into back of her car, pushing it into the car in front of it."Upset and angry whenever I see it ... he's obviously not paying any attention," said Kenworthy.After the crash, the gray car backs up and parks. The driver then gets out and starts picking up his car parts. After about 5 minutes, the man gets back in the car and drives off."Just an awful person for doing that. I felt robbed of my hard work ... had just paid of the vehicle," said Kenworthy.The driver didn't quite get everything. He left several parts, including a section of his right front bumper. Kenworthy says those parts belong to a Lexus, giving police a few more clues. Without an identification on the mystery driver, she's out of luck since she doesn't have comprehensive coverage. The car was likely going to be her 15-year-old son's first car."I feel really bad I might not have anything for him. For me it was a reward for all his hard work," said Kenworthy.Anyone with information on the case is asked to call National City Police at 619-336-4411. 1491

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