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CHICAGO, Ill. – Ten years ago, Aja McClanahan didn’t think she’d be living on Chicago’s South Side. It also seemed like her family would be forever be in debt.“It was a mountain that I did not think we could ever tackle,” said McClanahan.Her family didn’t owe just a little bit of money. “It was over 0,000,” said McClanahan. McClanahan says everything started with student loans. That was the bulk of her and her family’s debt.“Between my husband and I, we had tons of student loan debt, ,000 between the two of us,” said McClanahan. “Then another ,000 was a mixture of consumer debt, car notes, credit cards, medical bills and things like that.” But the family decided debt was not going to define them forever.“I remember when I had my first child, my daughter, I knew I wanted to stay home with her but when I ran the numbers…we were like between bills rent, debt repayment, student loans, we cannot make this work,” said McClanahan. She says her family wasn’t budgeting before they put a plan together to pay down debt. "We just spent money as it came in and whatever we spent it on,” said McClanahan. “But with a spending plan we could prioritize what is important to us. So, it helped us look at how we were spending our money. And we kind of cut the fat.”They made sacrifices including a move from the suburbs of Chicago to the inner-city South Side neighborhood of Englewood. They inherited a house from a family member. “The first night we were there, we were like this is the stupidest thing we have ever done,” McClanahan said. "It was so noisy. Just the urban soundscape if you’re not used to it. So, it’s like sirens, barking dogs, people yelling and shouting in the alleys. We were like what have we done?”But they settled in and made it their home without paying a mortgage or rent.After about eight years of strict spending, side hustle and chipping away, they finally paid it all off. "The final balance was ,700 or something like that for a student loan or something like that and I remember making the payment or something like that and remember calling my husband and saying we’re debt free,” said McClanahan. McClanahan now works as a speaker and author trying to help other people conquer debt. "I find that a lot of people become hopeless around the holidays when you’re expected to have money to go out to parties to exchange gifts. For some people, they feel powerless and out of control because they don’t have money,” said McClanahan.While money isn’t everything, McClanahan says it can impact's more than just a bottom line.“I feel like money touches every part of our lives and if you can fix that money thing, you can get back more control,” said McClanahan. 2712

Dozens of organizations lined up outside the Toys for Tots warehouse in Aurora on Monday morning to pick up their orders of toys for the holiday season. Many of them had planned to give out gifts in the coming days but were told when they arrived that there were not enough toys to fill everyone's order. Standing in line since 8 a.m., Jody Nickerson, who went in to get her order, said the warehouse looks completely empty inside. "Many of us were saying in line, 'We’ll even take half of what we requested,' at least to give some of them some gifts and then work from there," Nickerson said. Volunteer coordinator with Toys for Tots, Tasha Gallegos, said the reason for there not being enough toys is because of the higher demand and less donations this year. "Today what we have going on is we have many agencies here picking up toys, scheduled to pick up toys, and we can’t accommodate them because the warehouse is very low on toys. We didn’t reach our goal." Toys for Tots will stay open and will be accepting donations through Thursday. If you are interested in donating toys at their location, the address is listed below:This article was written by Ivan Rodriguez for 1190

Drugmaker Bristol-Myers Squibb announced Thursday a billion deal to buy Celgene, in one of the biggest mergers in pharmaceutical industry history.The deal, which still needs the approval of shareholders and regulators, will be paid with a combination of stock and cash. Bristol-Myers is the result of a 1989 merger of two companies that traced their roots back to the 19th century, and is the eighth largest US drugmaker, with annual revenue of .8 billion in 2017. Celgene is the ninth largest with revenue of billion.The combined company could become the fourth largest pharmaceutical company in the United States.Shares of Bristol-Myers ( 663

DENVER — The Colorado Department of Health and the Environment has approved a major change to the way state birth certificates work.During its monthly meeting on Wednesday, the board voted to allow more identifying options for birth certificates. There will now be four options: male, female, X and intersex.The move follows a state change on Nov. 30 to driver’s licenses and identification cards that added the third option of "X" for a person’s sex. When a child is born, their birth certificate will only have three options: male, female and intersex. "X" is left out since it is not a biological characteristic, Chris Wells with the department of helath and environment said. It will be available for adults who want to amend their birth certificates.The board of health also approved simplifying the process to change the gender identity on a birth certificate. Under current requirements, a person must undergo gender reassignment surgery and prove it to a judge in order to qualify for the change to their birth certificate. Under the newly approved rules, those wishing to change their identities would simply need to fill out a form — no surgery required. Minors will also need a note from either a doctor or a mental health professional supporting the transition. Those who want to change their gender identity can only do so once without a court order. Advocates for the new rules said the gender reassignment surgeries are expensive and those who want to change their gender identity may not even want the surgery."Transgender individuals often face significant discrimination in the employment housing and healthcare and having a birth certificate that accurately describes exactly who they are is huge in reducing the discrimination," said Emma Shinn, a transgender former marine. She was in attendance Wednesday morning. This decision comes in the wake of a civil lawsuit brought by a 13-year-old against the state after he was not allowed to change his gender identity on his birth certificate. This is one of several changes the LGBTQ community is fighting for. Two others could play out in the Colorado state legislature during the next session:First, advocates said they want state ID cards to change the identifying wording from “sex” to “gender” in order to better correlate with how people feel about their identity, rather than how they were born.Second, advocates want a change to Colorado law when it comes to a transgender person switching their name to better reflect their gender. Right now, Colorado law requires a transgender person to seek a court order and print their old and newly chosen names in the newspaper three times within 21 days before officially making the switch. Advocates said that requires these individuals to out themselves to their entire community unnecessarily. 2827

Comedian and talk show host Jon Stewart was on Capitol Hill today to advocate for better health care coverage for 9/11 responders, and in his message, he called the lack of lawmakers on Capitol Hill for the meeting an embarrassment to the country."Sick and dying, they brought themselves down here to speak — to no one," Stewart said of how few Congress members were present."They are here to continue fight for what's right," Stewart said ahead of talking about responders who have cancer and were present. He called the lack of lawmaker presence "utterly unacceptable."His bigger message: Give the first responders full coverage care and stop how often them have to come to Capitol Hill to ask for it. He was joined by other advocates and politicians seeking the passage of a bill to provide more coverage.Stewart called for bi-partisan support."This is your opportunity to write a final chapter for these men and women who fought for 18 years — they fought when nobody believed they were sick, they fought when nobody believed their sickness was caused by 9/11, they fought when nobody thought their 1115

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