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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

Rafael Nadal, the current No. 2-ranked tennis player in the world and winner of 19 career Grand Slam titles, won’t play in the upcoming US Open citing coronavirus concerns.Nadal, 34, is chasing Roger Federer for most career Grand Slam titles as both players head toward the twilights of the careers. For Nadal the spread of the coronavirus took precedence to catching Federer, who has won 20 Grand Slams.“The situation is very complicated worldwide, the COVID-19 cases are increasing, it looks like we still don’t have control of it,” Nadal said on Tuesday. “We know that the reduced tennis calendar is barbaric this year after 4 months stopped with no play, I understand and thank for the efforts they are putting in to make it happen.”The tennis calendar was scaled back in March as the coronavirus began to spread worldwide. This year’s Wimbledon tournament was canceled altogether, while the French Open, a tournament Nadal has won a record-setting 12 times, has been postponed to early October.Despite major tournaments being postponed, players have continued playing competitive matches, sometimes amid controversy. Early in the summer, tennis star Novak Djokovic organized an Eastern Europe tournament that ignored coronavirus safety measures. The tournament’s final ended up being canceled, and a number of players, including Djokovic, ended up with coronavirus infections. 1389

RANCHO SANTA FE, Calif. (KGTV) — The Fairbanks Ranch Country Club is an oasis along an otherwise remote stretch of road that winds away from Del Mar.But for a number of female employees working inside its clubhouse, it was something much darker.A new lawsuit filed by the Federal Equal Employment Opportunity Commission alleges that around 2016, former manager Shant Karian sexually harassed a number of the workers, with financial consequences if they didn't play along.For one of the workers, the suit says Karian repeatedly made sexual advances, hitting her buttocks, putting his arm around her waste and choking her, and repeatedly pursuing her sexually. He told another to wear a tighter blouse, and sent one text messages asking to see her backside, the suit says.RELATED: Carmel Mountain Ranch residents raise concerns over golf course closureKarian also allegedly told male customers one worker could give them lap dances.The lawsuit says Karian made the schedule, and those who didn't comply were subject to lower pay rates, reduced hours, and threatened with termination.Karian did not return a call seeking comment.Annie Appel, a spokeswoman for club owner The Bay Club Company, says Fairbanks Ranch terminated Karian for cause after an internal investigation in October 2016 after an internal investigation."The Bay Club Company is aware of the EEOC’s allegations and will respond in a timely manner to the claims made in the complaint," Appel said. "TBCC is committed to a safe, harassment-free work environment for everyone."Anna Park, an attorney for the EEOC, said sexual harassment in the workplace continues to be an issue nationwide."The power differential is really what is the problem in these harassment cases," she said. "This way the burden is on the employer to make sure the employees know where to go."The lawsuit says Fairbanks Ranch didn't take action to help the employees, even deterring them from making complaints. 1960

Protesters angry over the acquittal of ex-police officer Jason Stockley, a white cop on trial for murder in the shooting death of a black man, were back in the streets of downtown St. Louis early Monday after demonstrations the previous night turned violent.More than 80 people were arrested late Sunday as protesters attacked police, broke windows and flipped over trash cans, authorities said.On Monday, protesters were locking arms on Market Street, a few blocks from the site of the previous night's violence. 521

Reese's has a new way to satisfy that salty-sweet craving.The candy company is best known for its chocolate and peanut butter cups has announced a snack cake.The chocolate and peanut butter creme cakes are being billed as a mid-morning treat.They come two to a pack -- with a price tag.Look for Reese's snack cakes in stores this December. 350

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