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BANNING, Calif. (AP) — Authorities say a malfunctioning diesel vehicle sparked the first big Southern California wildfire of the year, which has forced thousands of people from their homes east of Los Angeles. State fire officials say the vehicle's exhaust system spewed burning carbon Friday in Cherry Valley in Riverside County, although it hasn't been found. The blaze is raging for a fourth day and has burned one home. It's one of several burning around the state amid sweltering temperatures. Evacuations were ordered for a blaze in Colusa County in Northern California. Another fire in San Luis Obispo County is 60% contained. 641

BALTIMORE — The U.S. Catholic Conference of Bishops, which is meeting in Baltimore this week, will now face a lawsuit.It's being filed today by six people who have accused Catholic priests of sexual abuse. The group is hoping this lawsuit will prevent bishops from keeping cases of abuse secret. On Wednesday in Baltimore, sexual abuse survivors and their attorneys, along with victims advocates, will announce the details of the lawsuit. The suit names the U.S. Conference of Catholic Bishops for hiding the known histories and identities of the accused clergy members from the public, parishioners and law enforcement.They're demanding the release of files that would help them prove their allegations that some bishops were complicit in covering up the abuse and protecting priests. They also want a full disclosure of all of the known offenders from the nearly 200 dioceses across the country.Six survivors from California, Illinois, Minnesota, New York and Pennsylvania will talk Wednesday about why they filed the suit together and why they're doing it now. Later Wednesday afternoon, Loyola University Maryland will also hold a public forum to talk about the sex abuse crisis in the Catholic Church. 1254

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BRENTWOOD, Tenn. (AP) — A Tennessee school district has issued an apology for a social studies assignment that asked students to pretend to be slave-owners and brainstorm expectations for their slaves.The Tennessean reported Thursday that Williamson County Schools and Sunset Middle School apologized for the assignment, saying it was inappropriate. The homework also assigned other tasks including the creation of a political cartoon depicting immigrant labor in the U.S. and writing a public service announcement about the hazards of living in urban areas.The two teachers who assigned the homework also apologized, saying in a statement that the assignment has been pulled and won't be graded.The Tennessee Department of Education says the middle school is 70 percent white. 785

BERLIN — The United States has formally left the Paris Agreement, a global pact forged five years ago to avert the threat of catastrophic climate change. The move was long threatened by U.S. President Donald Trump and triggered by his administration a year ago. It further isolates the United States in the world but has no immediate impact on international efforts to curb global warming. Some 189 countries remain committed to the 2015 accord, which aims to keep the increase in average temperatures worldwide “well below” 2 degrees Celsius compared to pre-industrial levels. Scientists say that any rise beyond 2 degrees Celsius could have a devastating impact on large parts of the world, raising sea levels, stoking tropical storms and worsening droughts and floods. 779

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