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The hit & miss nature of #thunderstorms means it's difficult to forecast exactly where the heaviest rain will be—some parts of #bushfire & #drought affected eastern Australia could see 50–100 mm over the next few days; while others may see very little https://t.co/T7MYuIdxkO pic.twitter.com/zgmiBmqcIG— Bureau of Meteorology, Australia (@BOM_au) January 15, 2020 383

The opioid crisis cost the U.S. economy 1 billion from 2015 through last year — and it may keep getting more expensive, according to a study released Tuesday by the Society of Actuaries.The biggest driver of the cost over the four-year period is unrealized lifetime earnings of those who died from the drugs, followed by health care costs.While more than 2,000 state and local governments have sued the drug industry over the crisis, the report released Tuesday finds that governments bear less than one-third of the financial costs. The rest of it affects individuals and the private sector.The federal government is tracking how many lives are lost to the opioid crisis (more than 400,000 Americans since 2000), but pinning down the financial cost is less certain.A U.S. Centers for Disease Control and Prevention report from found the cost for 2013 at billion. That’s less than half the cost that the latest report has found in more recent years. The crisis also has deepened since 2013, with fentanyl and other strong synthetic opioids contributing to a higher number of deaths. Overall, opioid-related death numbers rose through 2017 before leveling off last year at about 47,000.A study published in 2017 by the White House Council of Economic Advisers estimated a far higher cost — just over 0 billion a year. The new study notes that the White House one used much higher figures for the value of lives lost to opioids — attempting to quantify their economic value rather than just future income.The actuaries’ report is intended partly to help the insurance industry figure out how to factor opioid use disorder into policy pricing.It found that the cost of the opioid crisis this year is likely to be between 1 billion and 4 billion. Even under the most optimistic scenario, the cost would be higher than it was in 2017.The study was released just ahead of the first federal trial on the opioid crisis, scheduled to start next week in Cleveland where a jury will hear claims from Ohio’s Cuyahoga and Summit counties against six companies. The counties claim the drug industry created a public nuisance and should pay.The report found that criminal justice and child-welfare system costs have been pushed up by the opioid epidemic.Most of the added health care costs for dealing with opioid addiction and overdoses were borne by Medicaid, Medicare and other government programs, according to the report. Still, the crisis rang up billion in commercial insurance costs last year. Lost productivity costs added another billion.Businesses have begun noticing. Last week, a small West Virginia home improvement company, Al Marino Inc., filed a class-action lawsuit against several companies, claiming the opioid crisis was a reason its health insurance costs were skyrocketing.Still, the biggest cost burden fell on families due to lost earnings of those who died. Those mortality costs alone came to more than billion last year, the report said.Members of a committee representing unsecured creditors helping guide opioid maker Purdue Pharma’s bankruptcy process have been calling for money in any settlement to go toward to people affected by the crisis and not just governments. 3225

The IRS and the Treasury Department say Americans will start receiving their economic impact checks in the next three weeks.The payments are part of the .2 trillion 179

The Democratic candidates ganged up on former Vice President Joe Biden as the second presidential debate turned to immigration on Wednesday night, leaving Biden taking shots from all sides while defending his record.When the debate shifted to immigration, it was former Housing and Urban Development Secretary Julián Castro who criticized Biden's record during the Obama administration, and sought to turn it into an argument that it is time for new leadership.Moderators noted that 800,000 immigrants were deported during the first two years of the Obama administration, and asked the former vice president whether those deportations would continue if he was president. Biden said they would not, and went on to note that he and Castro had been in many meetings together when he never raised his current position about opening the borders."We sat together in many meetings, I never heard him talk about any of this when he was the secretary," Biden said."It looks like one of us has learned from the lessons of the past and one of us hasn't," Castro snapped back.Castro later said, "There's still going to be consequences if somebody crosses the border. It's a civil action. Also we have 654 miles of fencing. We have thousands of personnel at the border. We have planes, we have boats, helicopters, we have security cameras. ... We need to have some guts on this issue."The stage showed off the diversity of the Democratic field and also the generational differences among the candidates. California Sen. Kamala Harris and Booker, for example, have argued for a new generation of leaders who better reflect the diversity of the Democratic Party.Also on the stage on Wednesday were Colorado Sen. Michael Bennet, Castro, de Blasio, Hawaii Rep. Tulsi Gabbard, New York Sen. Kirsten Gillibrand, Washington Gov. Jay Inslee and businessman Andrew Yang.Biden under the microscopeBiden knew he would be a target early on in the debate."Go easy on me, kid," he said to Harris as 1984

Tesla has long been known for being innovative with electric-powered cars that are safe and fast, but at a hefty price tag. On Thursday, Elon Musk announced that its newest Model 3 will be sold at ,000. When the first Model 3 was released in 2017, the MSRP started at ,000. Tesla says that the new Tesla Model 3 has a range of 220 miles, and can go from 0 to 60 MPH in 5.6 seconds. The new Tesla Model 3 has a top speed of 120 MPH, and a 5-star safety rating. Last year's Model 3 had a 240-mile electric range, and sold for ,000. Tesla said to keep costs down, the company is moving toward selling vehicles exclusively online. The company said it plans on closing many of its locations, only keeping open a select number of high-traffic locations as information centers. For more information on the Model 3, click 835