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People in Boston came together Sunday to run a course that spelled out the city's name, five years after deadly bomb blasts went off during the Boston Marathon.The city's triathlon team, Zoom Multisport, began what they call the #BostonRun two weeks after the 2013 bombings, said Greg Soutiea, one of the organizers. Several members of the club were stopped short of finishing the race or, for the ones who did finish, they were still downtown when the bombs exploded."A lot of people on our team needed closure," Soutiea said. "It was a way for our team to come together ... and support each other."Between 10 and 15 people ran that first year, he said; this year, about 150 people participated."We were all affected by the tragic events that occurred on a day that has always been so special to us," the club said on Instagram. "Today we ran our 6th Annual #BostonRun to remember those who we lost, those who are unable to run, those who fought to protect us, & for those who will toe the starting line tomorrow to fulfill their hopes & dreams."On April 15, 2013, two bomb blasts went off near the finish line of the Boston Marathon, killing three and wounding at least 260 others.One of the bombers, Tamerlan Tsarnaev, was killed in a shootout with police days after the bombing. His brother, Dzhokhar Tsarnaev, was arrested, and in 2015, he admitted to and was found guilty of carrying out the bombing and was sentenced to death.The attacks created an outpouring of local support and resilience that coalesced around the hashtag #BostonStrong.Two years after the attacks, the city of Boston officially named April 15 "One Boston Day," marking it as a day to encourage acts of kindness and goodwill.This year, the city of Boston observed a moment of silence at 2:49 p.m. on Sunday as part of the fifth anniversary of the terrorist attack.  1863

Our newsroom has been inundated with calls, emails and social media posts about Florida Power and Light’s response to the on-going power crisis.Many residents are asking, waiting and wondering when exactly your power will come back on. 248

OXFORD, Mich. - Upland Hills School in Oxford, Michigan, doesn't look like your traditional classroom setting; that's because it's not. But it is where around 90 students will be learning come fall, including Alicia Stewart's two sons.The independent tuition-based school has always used a very "nature forward" approach to learning, and this year, due to COVID-19, will rely on that model even more.“I did venture out to Target just recently and I saw all the back-to-school supplies and I don’t really have to get any of that," Stewart said. LEARNING OUTDOORS: We're going inside a private school in Oxford, taking a unique approach to face-to-face learning this fall. Kids will be taught almost totally outside. Listen to how mom Alicia Stewart is preparing to send her two sons next week. Story on @wxyzdetroit at 6:30. pic.twitter.com/ucqmSHf2ri— Jenn Schanz (@JennSchanzWXYZ) August 12, 2020What is on her back-to-school list, is bug spray, camping pads, and hats with mosquito netting."What I’m doing now is I’m searching REI, I’m searching Patagonia, I’m going to my local camping stores," she said.Upland Hills has been around for 48 years providing a non-traditional approach to learning for kids as young as four, and now, through high school age.The school has a ropes course and a CSA farm on its property, so kids are also provided with true "farm-to-table" meals.“We have a long history of being a nature-based school and we’re in this beautiful setting, 30 acres in the woods here. So to be outside for 2-3 hours a day is really typical for our students," said Director of School Rob Himburg.Because of COVID, outdoor learning will be central this fall. However, the school does also offers online learning.“This is going to be my new classroom for the coming year," said teacher Robert Crowe, walking around one of the school's former gardens.Social distancing should be easy outdoors and class sizes are always pretty small, given that Upland Hills only has around 70 families.Crowe said he wants to make sure students can get their work done outside too.“To be able to focus outdoors is not easy. So the solution I hit on was for every child to have their own individual tent," he said. Crowe said being able to learn in the outdoors gives students a unique sense of agency, something that traditional classrooms don't always provide.Students may also learn in larger, four-season tents, which can be heated in the winter.The school also has an indoor space, in the event teachers and students would need to go inside.Lessons will usually circle back to nature in some way, so that students are learning basic skills like mathematics in a hands-on way, like building a greenhouse Himburg said.Tuition for Upland Hills is a little more than ,000 annually, making this out of reach for some families.For Stewart, whose kids started at Upland Hills last year, this approach to learning has been really special and offered her sons an education she doesn't think they could get elsewhere.Classes at Upland Hills begin Aug. 17.Statewide, many districts are still in the process of deciding what approach is best for teachers and students: online learning, face-to-face, or a combination of the two. Gov. Whitmer is leaving the decision up to individual districts as long as Michigan remains in phase 4 of re-opening.This story was originally reported by Jenn Schanz at WXYZ. 3406

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

Our hearts are broken for Carla’s family, friends, and loved ones. We reached out to provide support to them during this unimaginably difficult time. We have also been in contact with Costa Rican and American law enforcement authorities, and we are standing by to support their investigation, as justice must be served quickly. The Villa Le Mas has been removed from the platform. 388

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