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PINE VALLEY, Calif. (KGTV) — A Pine Valley restaurant owner says he will defy the county's order that shuts down indoor dining beginning Saturday."We are over it," said Larry McNamer, who owns Major's Diner in Pine Valley. "We can't do any more going backward. We can't. Not and stay open and be a viable part of the community."McNamer says 2020 has been a very challenging year, with sales down and its staff cut in half. Now, the increase in the coronavirus case rate is pushing San Diego County into the state's purple tier of restrictions, it's most strict. That means come Saturday, restaurants will no longer be allowed to serve indoors at 25% capacity, instead, they'll be limited to outdoor-only dining as the weather turns cold. McNamer said he takes the virus very seriously and has put social distancing measures in place. However, he says moving to outdoor dining only will make it impossible to survive, with temperatures in the 30s in the mornings. The diner is only open for breakfast and lunch."And at this point, if they want me to, I'll be more than happy to put the keys on the counter and leave them an invoice for the business and they can write me a check for it," he said.In a statement, the California Department of Public Health said it understands the frustrations, but that the spread of coronavirus remains a major concern. "California’s cases of COVID-19 are ticking upward, and the state is urging Californians to continue to do everything they can to protect themselves and the community from increased transmission of the virus," the statement said. "We know that this is hard, as many of us feel exhausted, isolated or impatient."The county restaurant industry has been hit especially hard amid the pandemic, with jobs down about 17% over the year, or 22,000 positions. "All hopes have to be on this vaccine being distributed quickly and working, and allowing us to move through the tiers," said Ray Major, chief economist at SANDAG. McNamer, who owns the diner with his wife Debi, said if the county levies fines on them, so be it. "Wonderful, where are you going to get it?" he said. "You can fine me 0,000 a day and it's not going to do you any good because you're not going to get the money." 2240

Over the past month, Eric Janota’s garage has become a workshop.“Me personally, I've built around 25 desks,” he said.These desks are for kids who don't have them, kids who have been spending time doing school from home due to the pandemic.“We found out there was a huge need for them,” said Kim Gonsalves.Together, Gonsalves and Janota started Desks for Kids, their way of helping kids in need who are learning from home.“We first heard about it because Eric’s brother lives in Maryland, and we found out about Desks by Dads because his brother started building with Desks by Dads,” Gonsalves said.The Desks by Dads idea has inspired people across the U.S.“It’s like a group in Michigan, a group over her in another state that’s building desks, and it started with Desks by Dads and a lot of them reference Desks by Dads,” Gonsalves said.“I thought, I can build a dozen desks that seems a reasonable amount of time, effort and money. And I got into it and we started looking at the need and more than 200 desks were needed just for our little suburb,” Janota explained.So, they got to work.“We started just using our own money, just buying up some plywood and supplies and now it’s sort of grown a little bit,” Gonsalves said.With the help of monetary donations, wood donations, and others offering to build desks, they are now working with schools to deliver desks to those who need them most.“They're doing their distance learning all day long on the bed or on the floor,” Gonsalves said.Back at the beginning of the school year, when it became clear many students who went home in the spring still would not go back to face-to-face learning, economists saw kid desks and other supplies go out of stock. Now, as a second wave of COVID-19 sends students home again, the need is still great.“What we saw with desks was the same thing we saw with many other things,” said Mac Clouse, an economist and professor at the University of Denver. “The pandemic has created new markets for just more existing products that become more important in a pandemic.”Clouse said desks are a great example of people finding ways to fill supply needs when there’s a demand.“When we have a situation where there's a demand for the product and there's not enough being produced, then economic theory says suppliers will convert resources if they can and they'll produce what's necessary,” he said.And that’s exactly what these volunteer builders from across the U.S. are doing, using the resource available to help fill a need.“If you’re a family who needs a desk, you could contact your school and say are you in touch with any builders who are building desks and giving them away,” Gonsalves said. “Everyone can make a difference. If you have you can donate to a builder, they can make a desk for a kid.”As the desks are built, Janota and Gonsalves load them up and drive them off to where they are needed most.“To know that you're making just a little bit of a difference, because you wish you could help more. That student might need more than just a desk but this might just help this student be a little more successful this year,” Janota said.“Eric just started with a little idea. Maybe I can make a dozen desks and help some kids, and it’s just blossoming. To see the community pull together, it's really given me a lot of hope in a year that's been pretty terrible,” Gonsalves said. 3384

Over the past month, Eric Janota’s garage has become a workshop.“Me personally, I've built around 25 desks,” he said.These desks are for kids who don't have them, kids who have been spending time doing school from home due to the pandemic.“We found out there was a huge need for them,” said Kim Gonsalves.Together, Gonsalves and Janota started Desks for Kids, their way of helping kids in need who are learning from home.“We first heard about it because Eric’s brother lives in Maryland, and we found out about Desks by Dads because his brother started building with Desks by Dads,” Gonsalves said.The Desks by Dads idea has inspired people across the U.S.“It’s like a group in Michigan, a group over her in another state that’s building desks, and it started with Desks by Dads and a lot of them reference Desks by Dads,” Gonsalves said.“I thought, I can build a dozen desks that seems a reasonable amount of time, effort and money. And I got into it and we started looking at the need and more than 200 desks were needed just for our little suburb,” Janota explained.So, they got to work.“We started just using our own money, just buying up some plywood and supplies and now it’s sort of grown a little bit,” Gonsalves said.With the help of monetary donations, wood donations, and others offering to build desks, they are now working with schools to deliver desks to those who need them most.“They're doing their distance learning all day long on the bed or on the floor,” Gonsalves said.Back at the beginning of the school year, when it became clear many students who went home in the spring still would not go back to face-to-face learning, economists saw kid desks and other supplies go out of stock. Now, as a second wave of COVID-19 sends students home again, the need is still great.“What we saw with desks was the same thing we saw with many other things,” said Mac Clouse, an economist and professor at the University of Denver. “The pandemic has created new markets for just more existing products that become more important in a pandemic.”Clouse said desks are a great example of people finding ways to fill supply needs when there’s a demand.“When we have a situation where there's a demand for the product and there's not enough being produced, then economic theory says suppliers will convert resources if they can and they'll produce what's necessary,” he said.And that’s exactly what these volunteer builders from across the U.S. are doing, using the resource available to help fill a need.“If you’re a family who needs a desk, you could contact your school and say are you in touch with any builders who are building desks and giving them away,” Gonsalves said. “Everyone can make a difference. If you have you can donate to a builder, they can make a desk for a kid.”As the desks are built, Janota and Gonsalves load them up and drive them off to where they are needed most.“To know that you're making just a little bit of a difference, because you wish you could help more. That student might need more than just a desk but this might just help this student be a little more successful this year,” Janota said.“Eric just started with a little idea. Maybe I can make a dozen desks and help some kids, and it’s just blossoming. To see the community pull together, it's really given me a lot of hope in a year that's been pretty terrible,” Gonsalves said. 3384

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

Police are continuing to investigate an explosion outside an Episcopal church in southeast Texas.A package was detonated Thursday outside a building at St. Stephen's Episcopal Church, the Beaumont Police Department said."We are very blessed that no one was injured," said Rev. Steven Balke in a statement released by the The Episcopal Diocese of Texas. "We appreciate everyone's prayers at this time. It has made everyone very nervous." 444

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