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Millions of American children are spending this fall semester taking at least some of their classes online, through Zoom, Google Meet and other platforms.And while many of the bugs, glitches and surprise Zoom "bombings" of this past spring have been fixed, experts say many threats remain.Arneesha Collins, parent of an elementary-aged boy, worries what her son is exposed to when she is not watching."I already don't want my son on the iPad or computer a lot," she said, "because when he gets on there he is already on YouTube."Laura Pipitone has two young children doing some learning at home, and says the technology is still frustratingly glitch-filled."Especially on the iPads the younger kids get, I have to log out and log back in every session," Pipitone said.She is afraid to leave her youngest one alone long at the computer."Parents are kind of expected to be in the room, so I feel like I am back in kindergarten," she said. "It's hard!"Cyber security expert Dave Hatter says hackers and predators are looking at all those children learning online as prime targets."These sort of threats against children have risen during the pandemic," Hatter said, "because kids are spending a lot of time online. You get things like 'Zoom bombing' where someone is screaming racial epithets or is semi-clothed and shows up in the video."Four things parents can doHatter, the head of Intrust IT, says parents of online learners need to take four basic security steps to ensure their screens are not open to prying eyes.Step 1: He says you should start by making sure your WiFi router is not using the default 1-2-3-4 password, or using a password that every kid in the neighborhood knows by now."It's difficult for parents to stay on top of this, but the bad guys on the other hand learn what the cool thing is, because they know where the kids will be," Hatter said.Step 2: Make sure you do regular updates of your PC and software, which patches holes that hackers will take advantage of."Installing the Windows updates is an absolute must," Hatter said. "But you gotta make sure you are updating Zoom as well, and the other software you are using on these devices."And he says make sure your school is following the latest suggestions for safe Zooming, such as the teacher being in the room at all times, and guests having to be invited in.Step 3: Hatter says you need to talk to your kids. Instruct your children to watch for strangers popping up online trying to befriend them on TikTok, Instagram, or other sites that, face it, kids often visit when class becomes boring."Warn your kids about this sort of thing. Tell them not to give personal info to someone you don't know; never agree to meet someone," he said.Step 4: Consider parental software for younger elementary-age children. Hatter suggests you look at services like Net Nanny, Norton Family Premier, Qustodio, or Kaspersky Safe Kids that limits sites children can visit, and tells you where they have been. (PCMag rates the top parental software program).Some services will also run your computer through a VPN (Virtual Private Network) that encrypts your data, making it almost impossible for a hacker to peek in.Arneesha Collins is happy her school has moved to a hybrid system, with some in-class learning, but can't wait for the days when full-time school returns."I wish they were back in school, yeah," she said.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3701

Meghan Markle's father described her wedding to Prince Harry as "emotional and joyful" in remarks to the US-celebrity website TMZ on Saturday."My baby looks beautiful and she looks very happy. I wish I were there and I wish them all my love and all happiness," the Mexico-based Thomas Markle, who was due to walk Meghan down the aisle at Windsor Castle before he pulled out due to health issues on Thursday, told TMZ.Meghan, now known as the Duchess of Sussex, made a striking feminist statement during the ceremony on Saturday, choosing not to be chaperoned for much of the procession down the aisle of St. George's Chapel in Windsor.It was an unprecedented step for a royal bride in the UK. Meghan walked unescorted down the aisle of the chapel nave, accompanied in this first part of the wedding procession only by her bridesmaids and page boys.Harry's father, Prince Charles, joined Meghan as she reached the Quire, where the main royal guests were seated, then walking her to the foot of the altar.Her elegant white dress with an open bateau neckline was by British designer Clare Waight Keller, Givenchy's first female artistic director. Her 16-foot-long veil was held in place by a diamond bandeau tiara lent to her by the Queen.Speculation over the health of 73-year-old Thomas Markle, and a controversy over whether he staged a series of paparazzi-style photographs, had caused a stir in the lead up to the ceremony earlier this week.Kensington Palace has faced criticism for not doing enough to protect Thomas Markle from the inevitable glare of publicity that would come with the build up to the wedding.In a statement provided by Kensington Palace Thursday, Meghan said that she has "always cared for my father and hope he can be given the space he needs to focus on his health."The-CNN-Wire 1811

Market sentiment is so fragile that news of an arrest is enough to set off a selling wave.The Dow plunged as much as 785 points on Thursday. The index was recently down about 400 points, or 1.3%. The S&P 500 lost 1.1%, while the Nasdaq fell 0.3%.The arrest of Huawei CFO Meng Wanzhou in Canada at the request of the United States renewed doubts about the US-China truce.The latest sign of tension between Washington and Beijing also sent shudders through global markets. Hong Kong's Hang Seng plunged 2.5% overnight, while European stock markets declined sharply as well. Germany's DAX nearly closed in a bear market, down nearly 20% from its January closing high.Companies like Apple (AAPL) and Boeing (BA) that have significant exposure to China fell sharply. Other trade-related stocks like Broadcom (AVGO) and Harley-Davidson (HOG) were also under pressure. Alibaba (BABA), the Chinese e-commerce giant, tumbled 3%. The Dow and S&P 500 have once again turned negative on the year. The S&P 500, down 9% in the fourth quarter, is on track for its worst quarter in seven years.The arrest of Meng -- the daughter of the founder of one of China's most important companies -- serves as a fresh reminder that the United States and China remain in a trade war, despite the ceasefire reached last weekend in Argentina. Tariffs already imposed remain in place and new ones loom if talks fail to result in a breakthrough or at least an extension within 90 days."This comes at a truly delicate time," Win Thin, global head of currency strategy at Brown Brothers Harriman, wrote to clients on Thursday. "We think this will force China to take a more aggressive and confrontational approach with the US."  1720

Michelle Ferre, 24, has a passion for running, and has a passion for teaching. Because of the love she has for both the fourth-grade teacher at Crofton Elementary in Maryland gets to live out her dream. Running the Boston Marathon on Monday is the opportunity of a lifetime."To me I think of the Super Bowl for runners," she said. "It is just the biggest honor to ever be able to run in that race.""I am already nervous," she added. "I'm already thinking about it. For me it's just an opportunity to represent my school, represent my students and get to share it with them."Ferre is part of team Hyland's, which is one of the sponsors of the Boston Marathon. She's one of 13 teachers that were picked to be on the team from a pool of 1,600 applicants. Her students surprised her with the news at school. Part of the reason she was chosen is because of her alter ego."Pocketful of Primary is a brand name that I go by as a teacher online," said Ferre.Her YouTube channel, where she posts videos about teaching, has over 100,000 subscribers."For me it was a way to kind of create my own community of teachers to surround myself with and get inspiration from them and just really support each other when we need it," she said. And she's making a difference across the country."About a year ago I actually started a hashtag on Instagram '#pocketfulofpositivity' because I noticed among teachers sometimes there's a lot of negativity with everything we have going on," she said. "So, I wanted to be able to spread a positive message among teachers."Every time someone uses the hashtag, Ferre donates to 'DonorsChoose.org', a website that helps teachers get tools and resources for their classrooms. So far she has donated 0.Her dream of running the Boston Marathon will be realized on Monday then she'll go back to helping her fourth-graders in Crofton realize theirs one day at a time."I've got nothing but positive support from my kids," said Ferre. "The parents and my team teachers, my administrators, they've all been nothing but supportive." 2091

Mayors across the country are asking their residents to take part of a friendly competition to see which cities can conserve the most water during the month of April.  Residents who participate in the Wyland National Mayor’s Challenge for Water Conservation from April 1 to April 30 have the opportunity of winning ,000 toward their utility payments for a year. They can also win daily prizes, such as water-saving fixtures, cash and an Apple iPad Mini 4.In addition to residents winning prizes, one charity will receive a 2018 Toyota RAV4 Hybrid to help it serve the community."Last year, the challenge awarded more than ,000 in prizes to nearly 300 residents in U.S. cities," according to the challenge's website.Unsure how you can participate? Well, some residents are pledging to repair leaking facets, shorten their shower time and to only wash full loads of laundry. Fore more information and to participate in the challenge, visit mywaterpledge.com. 1029