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HESPERIA, Calif. (KGTV) - Snow and ice created dangerous conditions for Southern California drivers on the ‘White Christmas’ Tuesday morning. In San Diego County, drivers spun out on icy roads in higher elevations, including Sunrise Highway on Mount Laguna.On Interstate 15, dozens of cars piled up on the northbound lanes in the high desert city of Hesperia, Victor Valley News reported. Mobile phone video showed a man yelling for people to leave the road, followed by the sounds of crashing cars. "As soon as I hit the top of the hill, it was ice, black ice. I crashed and everyone else around me was crashing too," Brian Bolik told Victor Valley News. "A car behind us went over the embankment and rolled." Bolik said he and another off-duty EMT heard a woman screaming in the pileup, VVN reported."I knew I needed to pull her out of the situation because the cars were just coming and coming, and then diesel trucks were also coming fast and she couldn't get out," stated Bolik. "She had a broken leg. At the time I didn't think about getting hit by other cars, I just wanted to help the lady to safety," Bolik told VVN. At least 10 people were taken to the hospital, CHP officials reported. 1204

GOLDEN, Colo. — A man who escaped from a Colorado Department of Corrections prison in Golden Tuesday morning has been captured. According to police, Sean Garcia, 27, was located and arrested in Denver. The escapee was taken into custody after authorities set a perimeter in the area. Garcia had escaped from the state prison facility by climbing a perimeter fence.Garcia is serving time for weapons and theft charges out of Rio Blanco County. His Parole eligibility date was in January, and his mandatory release date was Sep. 2 of this year, according to the DOC. Details as to how Garcia managed to escape the secure facility by climbing a fence have not been released. An investigation is ongoing.  744

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Herman Cain’s Twitter account tweeted Sunday that the coronavirus “isn’t as deadly” as once thought.Cain died in July after being hospitalized for more than a month with COVID-19. The account is now run by his family and social media managers.https://t.co/vllcffuAil pic.twitter.com/YQaJEYQFLF— andrew kaczynski?? (@KFILE) August 31, 2020 351

HAMILTON, Bermuda (AP) — A Pennsylvania college student who disappeared following a rugby tournament in Bermuda was found dead Monday after an intensive search of the British island territory.Searchers found the body of Mark Dombroski, 19, at the base of a colonial-era fort in a park not far from where he was last seen walking by himself on CCTV footage, officials with the Bermuda Police Service said at a news conference.A cause of death was not released but forensic experts were still processing the scene where his body was found and an autopsy was planned, said Acting Commissioner James Howard."Bermuda Police Service extends our heartfelt condolences to his family and friends," Howard said after a day of searching that included local authorities, volunteers and Dombroski's family.Dombroski was a member of the rugby team at Saint Joseph's University in Philadelphia and had come to Bermuda to compete in a tournament. He disappeared early Sunday, with video footage showing him walking alone and looking at his phone as he left a bar where his friends had gathered.He was found at the base of Fort Prospect in a wooded area known as the arboretum and near an athletic center where the team had played during the tournament.Dombroski's family rushed to the island to join the search and retrace his steps."We dearly love our son, we cherish our son. ... We want him back," his mother, Lisa Dombroski, said at a news conference with police officials. "We thank the citizens of Bermuda. People have been with us shoulder to shoulder throughout this ordeal."Detective Sgt. Jason Smith said there's no evidence Dombroski was drunk, or that alcohol played a role in his disappearance.Lisa Dombroski speculated her son, who had hurt his shoulder in a game that day and wasn't feeling well, had simply wanted to call it a night. She said the surveillance footage showed him favoring his arm."He wasn't in a celebratory kind of mood," Lisa Dombroski said. "He wanted to get back." 1992

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