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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SOLANA BEACH, Calif. (KGTV) - A fire damaged a well-known restaurant across from the Del Mar Fairgrounds Wednesday. Pamplemousse Grill at 514 Via de la Valle caught fire about 10:45 a.m., Solana Beach firefighters confirmed. A witness at the nearby Winners Tennis Club told 10News she saw smoke coming from the kitchen door on the ground floor. The damage was primarily done to the kitchen, firefighters said. There was some minor damage to the restaurant’s seating area. Pamplemousse Grill’s owners are working to reopen the restaurant as soon as possible, according to the Solana Beach Fire Department. 612

Sorry, kids — snow days are off the table for the upcoming academic year in New York City.If there's snow in the forecast, students will learn from home, according to New York State Education Department guidance. School also won't be canceled for any other kind of inclement weather. The city usually builds at least one snow day into the year's academic calendar.Education Department spokesman Nathaniel Styer said there will also be remote instruction on Election Day.“As we reopen schools for this critical school year, we are utilizing all of the lessons learned from remote schooling this spring to maximize our students’ instructional time," Styer said.Virtual orientation started Wednesday for thousands of students in New York City. On Monday, most school buildings will reopen with a blended learning schedule. This story originally reported by Aliza Chasan on pix11.com. 889

SPRING VALLEY, Calif. (KGTV) -- A San Diego County Sheriff’s deputy was injured Monday following a crash in Spring Valley. According to the department, the crash happened near the intersection of Bancroft Drive and Kenwood Drive at 8:23 a.m. The deputy was responding with his lights on to reports of a stolen vehicle when he was involved in a single-vehicle crash. The deputy was taken to the hospital for treatment of minor injuries, the department said. The details on what led to the crash wasn’t specified by the department. 538

ST. LOUIS — A white couple pointed guns at protesters in St. Louis, Missouri, as the group marched toward the mayor's home, demanding her resignation.A social media video showed the armed couple, a man and a woman, standing outside their home Sunday evening, shouting at protesters, while people in the march urged the crowd to ignore them.The woman brandished a handgun, while the man held a long gun. 410

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