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EL CAJON (KGTV and wire reports) - El Cajon police are investigating the shooting death of a man that resulted following an argument along a busy street Thursday.Police said gunfire erupted in the 1400 block of East Main Street in El Cajon shortly before 9:30 a.m., about a mile west of Granite Hills High School.Witnesses told 10News that two men were arguing on the sidewalk when one man took out a gun and shot the victim. According to police, an initial investigation indicates that an off-duty security guard tried to stop either a vehicle burglary or a carjacking. At some point, the vehicle's owner got involved, shooting and killing the suspect, police say. The shooter stayed on scene and cooperated before being arrested. Officers closed the street between Madison Avenue and Walter Way to allow investigators to document evidence.Anyone with information is asked to call the El Cajon Police Department at 619-579-3311.City News Service contributed to this report. 982

EL CAJON, Calif. (KGTV) - A Granite Hills High School math teacher is under investigation for serious allegations of misconduct, the Grossmont Union High School District said Tuesday, the first day of the new school year.Ryan Braun was placed on paid administrative leave August 8 after the district learned of the allegations, a spokesperson said.The alleged misconduct happened outside of school hours and off-campus, according to the Grossmont Union High School District.RELATED: Granite Hills High teacher resigns amid misconduct allegationsLaw enforcement officials and the district will continue the investigation and if misconduct occurred, Braun might be dismissed, the district said. 700

Dr. Deborah Birx says she will help with a Biden Administration transition and then “I will retire.”“I want the Biden Administration to be successful,” Birx said in an interview with Newsy. “I will be helpful in any role people think I can be helpful in, and then I will retire.”The Coronavirus Task Force member said her family motivated her decision.“This experience has been a bit overwhelming. It's been very difficult on my family,” Birx told Amber Strong in a clip shared on Twitter. Birx talked about her parents and family members who have been isolated for ten months and have become depressed, “as I’m sure many elderly have.” 644

EL CAJON, Calif. (KGTV) - An upset burglary victim says she didn't get emotional when she saw the surveillance video, until she heard what the intruders did.Just off Applewood Drive around 4 p.m. Sunday, Michele returned home from grocery shopping with her 7-year-old daughter."I saw the bedroom was in complete disarray, grabbed my daughter and said, 'Let's get out of the house right now,'" said Michele.Ring doorbell video shows what happened: three men cased the home, then approached and hopped over her fence. Moments later, the three bag-toting men ripped off the screen of a back window and climbed in.The sound of Michele's dog, a 10-year-old Miniature Schnauzer named Trixie, is heard barking and then there is another noise: a pained whimpering lasting more than five seconds."Something was done to her to cause her pain.  It brought me to more tears than knowing we'd been violated," said Michele.About half an hour later, two of the men are seen leaving through the window, swatting at and toppling a camera on the way out.They would make off with electronics, a handgun and dozens of pieces of jewelry, including some priceless family heirlooms. Also gone was Michele's diamond and platinum wedding ring set."There was sentimental value for sure," said Michele.But Michele says she's thankful Trixie wasn't hurt badly. She also says missing the burglars by minutes was a literal blessing because she had stopped at church for a few minutes before coming home. "Really blessed to have God's protection," said Michele.Michele posted the videos on the Neighbors by Ring app, in hopes of tracking down a trio of brazen burglars."They clearly knew what they were doing. Now we know there is a weapon in their possession," said Michele.If you have any information on the case, call Crime Stoppers at 888-580-8477 or El Cajon Police at 619-579-3311. 1884

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

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