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SAN DIEGO (KGTV) -- Following several years of record-breaking fires around California, the state’s department of insurance is letting residents know they have options if their insurance gets dropped. Under Proposition 103, a law approved by voters in 1988, insurers are required to file rate changes with the California Department of Insurance. Although the department doesn’t set rates, state law requires that insurers’ rates are based on a demonstrated risk of loss. New laws that both took effect in 2019 also offer some protection. One of the laws specifies that homeowners living in a declared wildfire disaster area or adjacent zip codes receive one year of protection from non-renewal. The state also extended protections against non-renewal for people who suffer a total loss during a fire to two automatic renewals or 24 months. If you find yourself in the middle of a non-renewal, the department lists specific rights California residents have: The notice of non-renewal must be sent at least 45 days prior to policy expiration. That notice of non-renewal must contain: (1) the reason or reasons for the non-renewal; (2) the telephone number of the insurer's representatives who handle consumer inquiries or complaints; and (3) a statement indicating that if the consumer has contacted the insurer to discuss the non-renewal and remains unsatisfied, the policyholder may have the matter reviewed by the Department. The insurance company must determine whether to renew or non-renew based upon its underwriting guidelines, which must be objective, have a substantial relationship to the risk of loss, and be applied consistently among insureds in the particular group being non-renewed.For anyone who can’t find insurance, the department has another option. The FAIR plan is available to all homeowners as a last option for coverage. The maximum limit written by the plan on residential property is ,500,000. According to the department, insurance companies use different tools and maps to determine high-risk areas around the state. Click here for a list of resources from the California Department of Insurance. 2135

SAN DIEGO (KGTV) - Family members are mourning the COVID-related death of an Olympic gold medalist and lifelong San Diegan.More than 4 decades ago, Arnie Robinson Jr. stood at the top of the Olympic podium."He was always so driven and so focused," said Arnie Robinson Jr.'s son, PaulPaul says his father first started feeling sick in mid-November."Labored breathing, coughing," said Paul.Robinson Jr. tested positive for coronavirus but after a week and a half, he started feeling better. A week later, on December 2, he was with a caregiver at this Skyline Hills home."Out of the blue, he struggled to take breaths," said Paul.That day, Robinson Jr. passed away at his home at the age of 72."You’re just in a state of shock and disbelief over how it happened," said Paul.It was disbelief and grief over a father and local sports legend.A high school track star at Morse High, Robinson Jr. went to San Diego Mesa College and San Diego State University, before winning a bronze medal in the long jump at the 1972 Olympics and a gold medal at the 1976 Olympics in Montreal."I think that’s one of the things that drove him. Wanting to achieve something really, really big ... setting it out there and making it happen," said Paul.That commitment was his calling card. He served in the Army and later, worked a track coach at Mesa College for three decades.In 2004, he was diagnosed with brain cancer, a grade 4 glioblastoma and given six months to live. He went through several round of chemo and radiation."After some research, a complete 180 on his diet. Looking back on it now, he saw it as another challenge," said Paul.Some 16 years later, he was in remission when he tested positive for COVID-19. Paul believes he contracted it from one of his caregivers, who also tested positive.His message to others: wear masks and take every precaution."Respect COVID for what it is. Once COVID comes and closes in, there’s nothing you can do," said Paul.Robinson Jr.'s family has started a Gofundme campaign in hopes of seeding projects related to youth sports. 2061

SAN DIEGO (KGTV) — Fire crews continued mopping up what was left of the Willow Fire in Rancho San Diego Thursday, as they remain on high alert during this Red Flag Warning.One home was destroyed in the brush fire, while six others were damaged when the flames, pushed by wind quickly moved up a hillside to Willow Glen Drive Wednesday.The fire prompted evacuations. Neighbors told ABC 10News they were scrambling to get out in the middle of the night, unsure of what to grab."I happened to be on scene first with our fire chief and it was about five acres when I first got here and quickly grew, and was in the backyards of some of these homes in 5 to 10 minutes," said Andy Lawler, San Miguel Fire & Rescue Battalion Chief.Crews were able to quickly gain control of the flames, making airdrops when safe, and saving homes — despite the wind working against them.Over in San Marcos, the Sycamore Fire grew to three acres Thursday afternoon but firefighters were ready to attack it from all angles.Fire departments across San Diego County have upped their staffing and remain on high alert for the next few days."We have dedicated crews on these brush rigs so they have a quicker response throughout the city of San Diego," San Diego Fire-Rescue Battalion Chief R.J. Hartman said. "We have an additional helicopter that's available."Fire crews are asking the public to have an evacuation plan prepared and belongings ready to go, including any medications, important documents, pictures, or anything important to evacuees. 1533

SAN DIEGO (KGTV) -- Fire crews battled a small fire that threatened structures in Del Dios Thursday afternoon. According to Cal Fire, the blaze started in the area of Del Dios Highway and Toyon Canyon Road on the west side of Lake Hodges. The fire burned roughly three acres and threatened two structures before fire crews were able to stop the forward rate of spread. Cal Fire said in a Tweet that the agency would remain on scene throughout the afternoon to work on containment. #ToyonFire [update] Forward rate of progress has been stopped; firefighters will remain at scene to work on containment.— CAL FIRE/SAN DIEGO COUNTY FIRE (@CALFIRESANDIEGO) August 29, 2019 677

SAN DIEGO (KGTV) - Hillcrest will soon be home to San Diego’s first rainbow crosswalk to represent the community’s role in LGBTQ+ history. The rainbow crosswalk, similar to those in cities like San Francisco and Seattle, will be located at Normal Street and University Avenue. “The installation of a rainbow crosswalk has been a long-standing goal of the San Diego LGBTQ+ community. Hillcrest deserves a visual representation of the LGBTQ+ movement and its goals of visibility, acceptance and inclusion,” said Councilmember Chris Ward’s office. A celebratory event called “Catwalk on the Crosswalk” will take place Jan. 11 at 1 p.m. The San Diego Gay Men’s Chorus and Women’s Chorus will perform and cupcakes will be provided by Babycakes. Following the event, a reception will be held at Hillcrest Brewing Company. Councilmember Ward, Senate President pro Tempore Toni G. Atkins, Assemblymember Todd Gloria, Mayor Kevin Faulconer, Council President Georgette Gómez, Councilmember Jennifer Campbell and Supervisor Nathan Fletcher are set to attend. 1056

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