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Mississippi Republican Sen. Cindy Hyde-Smith joked about going "front row" to a "public hanging" in a video posted to Twitter on Sunday morning, prompting her opponent to call her comment "reprehensible.""If he invited me to a public hanging, I'd be on the front row," the senator is heard saying in the video.Hyde-Smith faces former Democratic Rep. Mike Espy in a runoff election on November 27 for the Mississippi Senate seat. The runoff election was triggered when neither she nor Espy received more than 50% of the vote total on November 6.Hyde-Smith was appointed in April to fill the seat vacated by longtime Republican Sen. Thad Cochran, who stepped down due to health reasons. She became the first female senator to represent the state.In the video, Hyde-Smith appeared to be speaking during a campaign event about the support of a Mississippi rancher.The line drew applause and laughter from the crowd. The short video clip was met with immediate backlash online and had more than 2 million page views as of late Sunday night. 1043

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

NATIONAL CITY, Calif. (KGTV) — A nursing student's trip to a Starbucks in National City turned into an knock-down struggle and dramatic chase in pursuit of her laptop.With three finals next week, nursing student Jacqueline Ang spent the Friday using a computer at a library Bonita. "Grateful for the resource, but it's not the same," said Ang, who is wrapping up her first year in the nursing program at Southwestern College.It's not the same, because it doesn't have what she really needs: a year of notes. "It's devastating," said Ang.On Monday afternoon, she was studying with her MacBook Pro at a busy Starbucks on E. Plaza Boulevard. "Both earphones are in listening to lectures. One hand on my laptop, and the other hand taking notes," said Ang.Ang says she was at a table near the middle of the Starbucks when an older black teen in a hoodie walked in, and right up to her. He unplugged her earphones and turned to her computer. "Grabs it by the screen, closes it and starts running," said Ang.As the man ran off, Ang screamed to get someone's attention. She then took off after him. "When he's at the door, I'm able to grab him by the hoodie and bring him down. I'm saying, 'Please don't take it. Please don't take it,'" said Ang.On the ground, a struggle unfolded. Ang weighs just over 100 pounds."It's all that's on my mind. 'Omigod, everything I worked hard for is on that thing. I need that. I need to fight for that,'" said Ang.At some point during the struggle, she says the man was able to hand it off to another young man in a hoodie. Ang chased the other man, who slipped into a van in the parking lot. She was close behind, opening a side door. "I see three or four people in the van. I was holding onto the handle, running with the car as they're moving," said Ang.A bystander's short video shows her being dragged, before she let go. The incident left her with a sprained wrist and no laptop, but one big clue. Because Ang made the thieves' plans go awry, a witness was able to get the license plate number.National City Police asked 10News not to release the license plate in order to not endanger the investigation. A spokesperson says they see a handful of similar crimes every year, but haven't linked the suspects to any other incidents.A Gofundme campaign has been set up to help Ang purchase a new computer. 2344

Mississippi Gov. Tate Reeves has signed a landmark bill that retires the last state flag bearing the Confederate battle emblem. The Republican governor signed the bill Tuesday afternoon, just two days after legislators passed it. Amid international protests over racial injustice, Mississippi was under increasing pressure to lose a symbol that many see as racist. The state had used the flag since 1894. Mississippi will not have a flag for a while. A commission will design a new one that cannot have the Confederate symbol and must have the phrase, “In God We Trust.” Voters will be asked to approve the new design.The Confederate battle flag is losing its place of official prominence in the South 155 years after the end of the Civil War. Mississippi’s Republican-controlled Legislature voted Sunday to remove the Confederate emblem from the state flag. Other states took action previously. NASCAR, meanwhile, has banned the rebel banner from its car races. The flag with the familiar X design is still visible along Southern highways and in some stores. It's far from being banished in the region. But even flag supporters are surprised by the speed with which change is taking place amid a national debate over racial inequality. 1244

Nearly 1-in-5 new coronavirus cases in the U.S. are among people in their 20s, according to CDC’s data.Those between the ages of 20 and 29 years old have been the largest age group of COVID-19 patients for most of the summer. This age group made up about 15 percent of positive cases in May, then grew to 20 percent in June, 23 percent in July and 21 percent of positive cases in August.In May, COVID-19 patients were more evenly split between 20 to 59 years old, according to data from the Centers for Disease Control and Prevention. As the summer progressed, however, other age groups stayed steady or declined as the 20-to-29 age group more than doubled between May and July.“Younger adults make up a large proportion of workers in frontline occupations (e.g., retail stores, public transit, child care, and social services) and highly exposed industries (e.g., restaurants/bars, entertainment, and personal services), where consistent implementation of prevention strategies might be difficult or not possible. In addition, younger adults might also be less likely to follow community mitigation strategies, such as social distancing and avoiding group gatherings,” CDC researchers wrote.They also said younger adults are more likely to have mild symptoms or no symptoms at all, and could unknowingly transmit the coronavirus to others.The increase in cases among children and young adults between 10 and 19 is also sharp. In May, this age group made up 5 percent of total positive COVID-19 cases. They increased to 7 percent of cases in June, 10 percent in July and more than 11 percent of positive cases in August.The increase in younger patients has decreased the average age of COVID-19 patients in the U.S. from 46 years old in May to 38 years old in August.“Infection is not benign in younger adults, especially among those with underlying medical conditions, who are at risk for hospitalization, severe illness, and death,” the CDC states.Younger children, from infants to 9-year-olds, remained 2-4 percent of total positive COVID-19 cases from May to August.“Given the role of asymptomatic and presymptomatic transmission, strict adherence to community mitigation strategies and personal preventive behaviors by younger adults is needed to help reduce their risk for infection and subsequent transmission of SARS-CoV-2 to persons at higher risk for severe illness,” the CDC report concluded.This week, the U.S. topped 200,000 deaths from COVID-19. This is more deaths than any other country from the coronavirus. 2532