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Thanks to an eagle-eyed sergeant from @NYPDTransit, this suspect has been apprehended and charged. https://t.co/cKtkgzc3vU— NYPD NEWS (@NYPDnews) November 14, 2020 171
Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541
Starbucks is the latest food chain to add plant-based meat options to its U.S. menus.The Seattle coffee chain said Tuesday they now offer a breakfast sandwich made with imitation sausage from Impossible Foods at a majority of its U.S. locations. The sandwich comes with egg and cheese on a ciabatta bun.Starbucks said earlier this year that it would add plant-based meat to its menus worldwide as part of an effort to reduce its environmental impact. The company has sold milk alternatives, such as soy milk and oat milk, in the U.S. and elsewhere. But the sausage is its first plant-based food item in the U.S. 619
Starting today, Walmart employees across the country will receive bonuses up to ,000. A press release states that employees could get a one-time bonus of up to ,000 and a fourth-quarter bonus based on their store's sales performance. Walmart has also expanded its paid leave policy, offering full-time hourly employees 10 weeks of paid maternity leave and six weeks of paid parental leave. 417
The American Academy of Pediatrics (AAP), American Federation of Teachers (AFT), National Education Association (NEA) and AASA, The School Superintendents Association 174