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Ireland has voted an emphatic "Yes" to amend the country's constitution to enable legislation that would allow women to have an abortion in a historic and emotionally charged referendum.With a high turnout of 64.13%, 1,429,98, or 66.4%, voted for the amendment Friday and 723,632, or 33.6%, against, according to the country's Referendum Commission. The results that were announced Saturday defied earlier projections that it would be a tight race.Only one county voted no -- the rural and religiously conservative Donegal in northwest Ireland.The vote signifies a resounding victory for the government of Leo Varadkar, the Prime Minister, or Taoiseach as the office is called in Ireland."Today is a historic day for Ireland," Varadkar said at a press conference. "A quiet revolution has taken place, and today is a great act of democracy.""A hundred years since women gained the right to vote, today we as a people have spoken," he said. "And we say that we trust women and respect women to make their own decisions and their own choices." He noted that people in "almost every county, almost every constituency, men and women, all social classes and almost all age groups" voted to repeal the amendment. "We are not a divided country," he said.Chants of "Yes we did" rose from the crowd as the Referendum Commission's Returning Officer Barry Ryan announced the final results.It was a scene of jubilation as some supporters burst into tears. Others began laughing as they hugged one another and asked each other, "Can you believe we did this?"Emma Gallagher, 22, began crying as she heard the final results."I feel safe now, I feel comfortable," she told CNN. "It felt for a long time women didn't matter. ... Now we know that we matter."Rene Wogan, 66, held Gallagher's hand and told her, "It was all for justice. You're forwarding the flag on for women."Thousands of people packed the square in front of Dublin Castle as abortion rights politicians, including Varadkar, also joined the celebration.He told Sky TV he expected legislation to be voted through by the end of the year."I feel enormous relief and great pride in the people of Ireland who didn't maybe know what they thought until they were finally asked the questions," Ailbhe Smyth, a longtime women's rights activist, told CNN."It has been a long and very hard road, but we never lost sight of this because it's so central to the existence, and the selfhood and personhood of women to have that control of our own bodies."The Eighth Amendment, which was added to the constitution following a referendum in 1983, banned abortion in Ireland unless there was a "real and substantial risk" to the mother's life.Repeal of the amendment has completed a circle of sweeping social reforms in the European Union nation that fly in the face of the traditional teachings of the Catholic Church, from contraception to divorce, and most recently same-sex marriage.Roscommon, in the rural interior, the only county to say no to same-sex marriage, also voted yes in the abortion referendum.Thousands of Irish working abroad returned to Ireland to cast their vote.Those opposed to abortion vowed Saturday to take their fight now to the Irish Parliament, where lawmakers will have to bring about legislation allowing for terminations in the first 12 weeks of pregnancy -- and later in cases where there is a risk to the mother's life or the fetus is not expected to survive.Dr. Ruth Cullen, spokeswoman for the anti-abortion LoveBoth campaign, conceded defeat Saturday before the count had finished."We will hold the Taoiseach to his promise that repeal would only lead to abortion in very restrictive circumstances. He gave his word on this, now he must deliver on it. No doubt many people voted for repeal based on the Taoiseach's promises in this regard," Cullen said at a press conference Saturday.The death of an Indian dentist ignited the abortion rights campaign in Ireland. Savita Halappanavar, 31, died in 2012 because of complications from a natural miscarriage after abortion was denied to her.Voters over 65 were the only age group overall not supporting the repeal of the amendment.Ireland's vote will likely put pressure on Northern Ireland to change its abortion laws, too. Despite Northern Ireland being part of the UK, the 1967 Abortion Act legalizing abortions never applied there, and even victims of rape and incest are forced to travel to mainland Britain if they want a termination.The-CNN-Wire 4478

In the days and weeks following the February 14 shooting at Marjory Stoneman Douglas High School in Parkland, Florida, the National Rifle Association saw a significant spike in donations.In fact, reports from the Federal Election Commission show donations to the NRA's Political Victory Fund tripled from January to February.In January,?the NRA collected almost 8,000 in individual contributions. In February,?they collected more than 9,000.It's no secret that interest in guns and gun sales -- as evidenced by anecdotes and manufacturing numbers -- have until recently gotten boosts from mass shootings. So it would stand to reason that donations to the NRA would get a bump as well. 723

It will cost a little less to buy Obamacare coverage in 2019.The average premium for the benchmark silver plan will decline by 1.5%, the Centers for Medicare & Medicaid Services said Thursday.It's the first time average premiums have fallen since the Affordable Care Act exchanges opened in 2014 — but the decline comes after a 37% spike for this year's benchmark silver plan.Americans who buy those plans will save a month over this year's rate, on average, but will still be paying 5 more a month than in 2017.Premiums vary across the 39 states that use the federal exchange. The biggest drop will be in Tennessee, where premiums will fall by more than 26%.The vast majority of Obamacare enrollees are not affected by annual premium changes because they receive federal subsidies to offset the cost. 819

INTERACTIVE MAP: Where the Woolsey?Fire is burning in Ventura and LA countiesMALIBU (CNS) -The Woolsey Fire that has burned at least 83,000 acres in Los Angeles and Ventura counties has claimed the homes of several celebrities, along with the historic Paramount Ranch, where countless movies and television shows have been filmed since 1927.The ranch -- which served as a location for shows such as "MASH," "Dr. Quinn, Medicine Woman," and most recently, HBO's "Westworld" -- was destroyed save for a chapel, according to the National Park Service, which operates the site.The mansion used for ABC's "The Bachelor" escaped destruction, but the fire did burn the lower house. No one was at the location at the time with the current cast filming abroad, network officials said.RELATED: Woolsey Fire burns 70,000 acres, still zero percent containmentMany celebrities evacuated their homes, including "Lord of the Rings" star Orlando Bloom, reality TV star Kim Kardashian West, "The Shape of Water" director Guillermo del Toro, actors Alyssa Milano, Rainn Wilson and Mark Hamill, singers Melissa Etheridge and Lady Gaga, and MGM TV chairman Mark Burnett and his wife, producer-actress Roma Downey.According to US Weekly, singer Robin Thicke lost his Malibu home.The homes of "Dr. Strange" director Scott Derrickson and Fox Sports' Eric Wynalda were destroyed by the fire.RELATED: Caitlyn Jenner's Malibu home destroyed in Woolsey Fire, Kardashians evacuate"We lost our home, but we are all safe and that's the important thing," Derrickson tweeted Friday."Gonna be offline for awhile," Wynalda tweeted. "Gone. Brutal. Watched it burn on live TV."Caitlyn Jenner's hilltop home was also reported to be in danger. "We don't know how badly the house burned but it's not looking good," she tweeted Saturday afternoon.Milano was one of many celebrities who have tweeted, saying "Horses are finally safe. My children are safe. My home is in jeopardy but... everything with a heartbeat is safe. Thank you all for your concern."RELATED: Neighbors flee in panic as Woolsey Fire levels homes in CalabasasLady Gaga tweeted, "I am thinking so deeply for everyone who is suffering today from these abominable fires & grieving the loss of their homes or loved ones. I'm sitting here with many of you wondering if my home will burst into flames. All we can do is pray together & for each other. God Bless You."Though actor Will Smith's home wasn't in an evacuation zone yet, he tweeted: "I don't like it, so we're gonna go."Actor Martin Sheen and his wife Janet were said to be safe after their son, actor Charlie Sheen, tweeted on Friday that he couldn't locate them. A local news crew later found the elder Sheen on the beach where many local evacuees had gathered. 2777

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475

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