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POWAY, Calif. (KGTV) — Poway officials expressed shock Wednesday over a potential state fine after a water system failure that has led to a water boil advisory.The city is now in the fifth day of the precautionary water boil advisory after residents reported brownish water coming out of their faucets on Saturday. Poway has ordered restaurants to close, and is now handing out free crates of bottled water at multiple locations, including City Hall.On Wednesday, Sean Sterchi, of the state Water Resources Control Board, said he anticipates the state will fine the city for failing to protect its system from storm water. Sterchi told 10News Poway's system, built in the 1960s, is an old design that doesn't meet current standards. RELATED: Poway small business owners worry as boil water advisory continues"We have the authority to impose a fine but we will wait for them to submit an incident report," Sterchi said.In a statement, the city said it was shocked at this news and noted a September state report found no storm-water issues. "In fact, in the more than 50 years the facility has been in operation and under regular inspection by the state, the city has never been made aware of a compliance issue of this nature," the statement said. On Wednesday, the city announced a third round of tests that showed no issues with chlorine, bacteria, or clarity. RELATED: Widespread rain douses San Diego County, prompts flooding warningsJessica Parks, a senior management analyst at the city, said Poway has shored up its infrastructure in the near term. "It's a temporary fix and we are going to work on a long-term solution, but right now we are confident no water can get in or out," she said. Parks said the water is safe to bathe in, but that it should not go into people's mouths. Sterchi said the water boil advisory is expected to last at least until Friday — and potentially into the weekend — depending on further test results. 1947

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

POWAY (CNS) - The man killed in a chain-reaction crash that injured several other people and blocked rush-hour traffic was identified today by authorities and friends as a 40-year-old father and musician.Aluctec Galindo was driving a Kia Optima just after 4:30 p.m. Tuesday in a northbound lane of Community Road when he lost control of the vehicle and struck another northbound motorist a little south of Poway Road, the San Diego County Medical Examiner's Office said. Galindo's Kia then crossed the painted center median, struck a commercial truck and was broad-sided by a Chevrolet 593

President Donald Trump gave his final Thanksgiving address to troops before President-elect Joe Biden takes office in January. After addressing service members, Trump answered questions for the first time since his November 3 election defeat, saying that it would be a “mistake” if the Electoral College votes for Biden next month.“This election was a fraud,” Trump claimed.Two weeks ago, a joint statement released by federal and state officials described the presidential election as the “most secure in American history.”The letter was signed by leaders of the Department of Homeland Security’s Cybersecurity and Infrastructure Security Agency, the U.S. Election Assistance Commission and the National Association of State Election Directors, among others. The Cybersecurity and Infrastructure Security Agency was established two years ago as a branch of Homeland Security during the Trump administration.In bold, the authors of the statement wrote, “There is no evidence that any voting system deleted or lost votes, changed votes, or was in any way compromised.” This statement matches those from secretaries of state and boards of election throughout the US.In response to the letter, Trump fired US election security head Chris Krebs.Biden is slated to send 306 electors on his behalf to state capitols on December 4, 36 more than the 270 needed to become president on January 20. Trump has been trying to stop Biden’s electors from casting a vote by whatever means possible. After more than three dozen failed legal challenges since the election, Trump has been meeting with state legislative leaders, most recently on Wednesday with Republican members of the Pennsylvania legislature.“I know one thing, Joe Biden did not get 80 million votes,” Trump claimed, even though the overwhelming majority of his legal team’s lawsuits have been thrown out.Trump again expressed frustration over “dumps” of votes. But legislators in Pennsylvania and Michigan refused to let election officials process mail-in ballots, which overwhelming were in favor of Biden, before Election Day. The result was Trump built up massive leads based off those who voted Election Day, but the overwhelmingly Democratic mail-in votes, which were processed in the days after the election, were enough to tilt the two key states in Biden’s favor.Another state Trump is contesting the results of is Georgia, which elected a Democratic nominee for the first time since Bill Clinton. Trump said he is going to hold a rally in Georgia on Saturday night, but the details of where are still unknown.Trump was asked if he would attend Biden’s inauguration. He said he knew the answer but would not say whether he would or not. It has been a long-standing tradition that the incoming and outgoing president meet at the White House and travel to the Capitol together before the inauguration.Trump said, “certainly I will, you know that,” when asked if he would leave the White House on January 20.The president criticized Biden for beginning to fill out his prospective cabinet before taking office. But Trump as president-elect had named his UN ambassador and secretary of education nominees on the day before Thanksgiving in 2016. Before answering questions on the election, Trump said it has been an “honor” serving as the military’s commander-in-chief."Many of you are very far from home, but today we hope, you know, that millions of American families are praying and gratitude for the sacrifices you make and the incredible, absolutely incredible job you do,” Trump said. “As president. I want to personally express my profound, thanks to each and every one of you for your devoted service to our nation. Our nation is doing very well. It's the highest honor of my life to serve as your commander-in-chief." 3789

President Donald Trump refuted a report from The Atlantic on Thursday that claimed he called Sen. John McCain and U.S. soldiers who died fighting for their country "losers" and "suckers."According to The Atlantic, in the days after McCain's death in August 2018, Trump told senior staff members that he did not want to support that "loser's" funeral and became "furious" that flags at the White House had been lowered to half-staff in McCain's honor.McCain spent more than five years in a Vietnamese war camp after his plane was shot down during the Vietnam war. During the 2016 presidential campaign, Trump responded to criticism from McCain by saying he liked soldiers who "weren't captured."The outlet also reported that Trump made similar comments during a trip to Paris in 2018, when a visit to nearby Aisne-Marne American Cemetery was canceled due to rain. While officials at the time claimed the Secret Service was unable to fly a helicopter due to the weather, senior staff members who were in Paris claim the trip was canceled because Trump believed his hair would be ruined in the rain.Trump also reportedly claimed the cemetery — a memorial site to hundreds of American soldiers who were killed during World War I — was "filled with losers" and "suckers."Much of the reporting was further confirmed in reports by The Washington Post and The Associated Press.In a series of tweets on Thursday evening, Trump denied the accusations, calling them "fake news." He claimed he called for flags at the White House to be flown at half-staff "without hesitation or complaint" following McCain's death."I never called John a loser and swear on whatever, or whoever, I was asked to swear on, that I never called our great fallen soldiers anything other than HEROES," Trump tweeted on Thursday. 1801