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A man and woman accused of performing a sex act on a Delta flight from Los Angeles to Detroit tried to hide the act with a blanket, according to the police report from the Wayne Metro Airport Police Department.WXYZ obtained the police report from a Freedom of Information RequestThe 48-year-old woman from California and the 28-year-old man were sitting next to each other in row 26 on the Delta flight on Oct. 29. The FBI was called in after the incident and each received a ticket.According to one witness, the man and woman were kissing and foreplaying before the woman allegedly performed oral sex on the man."I felt bad for the guy beside but I guess he was sleeping," the witness said in the police report.According to the report, the man and woman were in seats 26D and 26E respectively, and the woman switched her seats to sit next to the man.The man in the case told police that she had fallen asleep in his lap, but there was no sexual intercourse. He said he "grabbed her breasts on the outside of her clothes."Police said the woman was intoxicated with bloodshot, red eyes and the smell of alcohol coming off of her. She also told police she fell asleep in his lap and nothing more.According to the report, a passenger informed the flight attendant about the man and woman.Another witness said she went to the row and saw the woman performing oral sex on the man."I asked the lady to sit straight up. She was bobbing her head up and down while he was holding her down," they said. "They had a blanket partially covering the act."Both passengers were ticketed and allowed to go on their way. Police took the woman back to get her luggage from Delta, and tried to get her rebooked, but she was told she was not allowed on Delta flights anymore. 1767

A centuries-old question surrounding Stonehenge has been solved, linking the tall megaliths to a geographic area where they may have come from.The original source of the massive sarsen stones has long been debated, at least four centuries according to the study. The smaller “bluestones” near the center of the circular monument have been traced to an area in Wales, about 200 km away, in an earlier study.Geologists used geochemical data from the sarsens and compared it to the geochemical signature of different regions.“From this, we identify West Woods, Wiltshire, 25 km (roughly 15.5 miles) north of Stonehenge, as the most probable source area for the majority of sarsens at the monument,” researchers stated in their study.The sarsens were erected during the mid-third millennium BCE, and weigh roughly 20 metric tons. Only 52 of the original about 80 sarsen stones remain. 888

A long-running dispute between scouts has now ended up in a Manhattan court.The Girl Scouts of the USA has filed a trademark infringement lawsuit against the Boy Scouts of America after it announced that it would drop "boy" from the name of a program in 2019. The boys' group has already begun to welcome older girls.The Girl Scouts said in the complaint filed in Manhattan federal court Tuesday that the Boy Scouts do not have the right to use "scouts" or "scouting."It also alleged that the Girl Scouts brand and activities will be marginalized by the Boy Scouts rebranded program, Scouts BSA. 603

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A cloud of dust from the Sahara Desert in North Africa is now sitting over the Southeastern U.S. and the Gulf of Mexico. It brings increased particles into the air and could cause respiratory issues while many states struggle with COVID-19 cases.An animation from NASA shows the movement of the plume and where it sits as of June 25. Saharan dust plumes moving east-to-west across the Atlantic are nothing new. However, this plume is thicker than normal, bringing higher levels of desert dust to the atmosphere. 519

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