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For the first time, the Oxford English Dictionary has released several words for its annual "Word of the Year" because it's 2020. With everything that has happened this year, the dictionary said it selected words that saw significant spikes in searches during certain months.On Monday, the dictionary released its "Words of an Unprecedented Year" report saying that 2020 was "not a year that could neatly be accommodated in one single "word of the year," so they came up with words that saw spikes in searches during certain months."For January, the word was "bushfire" because of Australia's worst bushfire season on record."Impeachment" also was influential in January because that's when President Donald Trump's impeachment trial began.In February, "acquittal" peaked since that's when President Trump's impeachment trial ended.In March, words about the coronavirus pandemic dominated, like "COVID-19," "lockdown," "social distancing," and "reopening."In June, it was the phrase "Black Lives Matter."For August, it was "mail-in" because of the U.S. election and "Belarusian" because of the re-election of Belarusian President Alexander Lukashenko.In September, it was "moonshot," which was the name of the United Kingdom's government COVID testing program.And in October, "superspreader" spiked due to the spread of COVID-19 cases within the White House and "net-zero," which pertains to China President Xi Jinping pledging the country would be carbon neutral by 2060. 1480

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

For the most part, we've already been sheltering in our homes as we all try to get a grip on the pandemic. And this holiday season, which started Thursday with the first day of Hanukkah, families are looking for ways to make it special.Rabbi Robert Nosanchuk says his team is helping families celebrate Hanukkah safely at home through live stream services online.“Many participants will light candles together on Zoom. So, we'll literally light up the internet,” Nosanchuk said.And while you may not be able to give gifts in person this year, you can still offer the traditional monetary Hanukkah gift virtually.But this year, Nosanchuk is asking families to focus ways to build a more peaceful and just society.“Whatever faith you may be representing, I hope you'll know that your Jewish neighbors are holding their Hanukkah menorah by the window to publicize that miracles do happen,” Nosanchuk said. “I pray strongly that we'll all be healed. We'll feel well in the new year.”This story was originally published by Taneisha Cordell at WEWS. 1051

FORT HOOD, Texas —The family of missing Fort Hood soldier Vanessa Guillen met with officials from the Army base and the Criminal Investigation Command (CID) Tuesday and said foul play is suspected in the woman's disappearance.Congresswoman Sylvia Garcia and an official with the League of United Latin American Citizens accompanied the family.Vanessa's mother spoke and said in Spanish that while she's grateful Army officials invited them for an update today, she felt sick visiting Fort Hood. She says the Army took too long to search for her daughter.She says she asked Fort Hood to shut down the base and look for Vanessa as soon as she went missing and they didn't do it."I told them to search barrack by barrack and they never did it. I seek justice, that they respect Vanessa as a soldier, as someone who is serving this country," said her mother. She demands the people on base are investigated, especially the sergeant who she says her daughter said was sexually harassing her."I told them I want her alive. She entered alive," said the mother."If my daughter appears dead, close this base immediately," her mother said while crying. "I want her alive, for the love of God. I need my daughter with me. She is my life. That's why I'm fighting until they bring her back and the people who are responsible pay.""Investigate from the top to the bottom, everyone is responsible."Garcia said Fort Hood officials said they are convinced foul play is involved at this point and the criminal investigation is ongoing.The 3rd Cavalry Regiment commander, Col. Ralph Overland, has appointed an investigating team led by a senior investigating officer to conduct a commander’s investigation into allegations that Vanessa Guillen was sexually harassed.Congresswoman Garcia says there are discrepancies about when Fort Hood officials say they started searching for Vanessa and when the family tried to contact the base.Congresswoman Garcia and the Guillen family's lawyer also said the Army told the family the base has regular check-ins through the day. The sergeant who checked their barracks at some point after she went missing reported that Vanessa was there but later admitted he did not actually see her."We gotta remember this is a story about a family who is hurting," said Garcia. "We are dealing with a tragedy."Mayra Guillen, Vanessa's older sister, said she hopes the community keeps searching for Vanessa.The 20-year-old soldier was reported missing from Fort Hood on April 22. She was assigned to 3rd Cavalry Regiment, and was last seen in the parking lot of her Regimental Engineer Squadron Headquarters on Fort Hood. 11:30 was the last time anyone had contact with her.There is a ,000 reward for information on her whereabouts.This story was originally published by Thalia Brionez at KXXV. 2811

Florida is just one step away from living up to its nickname as “The Sunshine State."Florida Governor Rick Scott signed HB 1013 on Friday. The bill would let Florida remain on Daylight Saving Time year round.The "Sunshine Protection Act," would make Florida exempt from the twice-yearly time change.While the rest of the Eastern United States would set their clocks back in the fall, Florida wouldn’t, leaving it with more sunshine in the evening during the winter. Northwest Florida is currently in the Central time zone.The bill still has to be approved by Congress. 596

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