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It may not be a hospital, but these essential workers are on the frontlines teaching children while schools are shut down and relieving parents who can’t work from home.“We can be open for those parents who have nowhere else to go, who have no one else to turn to,” said Katie Taves, the lead teacher for remote learning at Boingo’s Academy in Visalia, California.This program is making an incredible impact on parents like Lorraine Filimeno. The single mother of five is also an essential worker. She helps families sign up for unemployment benefits and financial assistance.“We are out in the community. We deal with people every day, but we’re also parents,” said Filimeno.When schools closed, Filimeno needed some help herself figuring out how to balance work and her kids’ remote learning.“My employer wasn’t going to wait for me. You know, everyone is replaceable,” she said. The mother was worried she might end up needing help from her own office. “Was I going to have to get on unemployment? I had seen people come into our office and start asking for applications and being worried, and I said, ‘Is that going to be me?’” recalled Filimeno.She reached out to the day care her daughters went to for after-school care and found the teachers were ready to help.“If it wasn’t for child care like Boingo’s, I don’t know what I would do,” she said.Before COVID-19 hit, a large part of the day care was used as an after-school playground. Now, it’s turned into a remote learning classroom for dozens of students in different schools and grades.The Boingo’s Academy pre-school got a waiver from the state to take on extra elementary school students for all-day distance learning and spots filled up almost instantly.“Some of these kids can’t even read yet, let alone find the link you’re telling them to find. They need somebody there with the computer,” said Taves.This relief comes with a cost. For Filimeno, keeping the career she loves and paying for childcare meant training for a second job.“Without a second income, I cannot afford childcare for 40 hours a week for three kids. It’s very costly," she said. "I know there’s resources out there for me-- cash aid and food stamps--but as I’ve worked for over 25 years. I had gotten off of those assistances."Now, the single mom is worried, like so many parents in her shoes, that COVID-19 will erase her years of financial stability.“When this all hit, it felt almost like I was rewinding my life. I wanted to give up as a parent and say, ‘I’m done with working. I can’t afford this.’ But you look at your children, and you say, ‘I gotta get back together, I gotta get going,” said Filimeno.The mother even battled COVID-19 and was sick for a month, but now, she is back to work and is making sure she can provide for her kids.With the many layers of stress falling onto parents and teachers, the children have a tough time, too.“When I see a child not able to follow along, it’s heartbreaking,” said Taves. “Sometimes, it just becomes so overwhelming and they’re just not able to do it, and there’s not much I can do but encourage them. Their little spirits get broken; it’s so sad."But, these teachers won’t give up, and these parents can’t give up, because they’re working for a future only these children can dream up. 3286

It seems people are not letting the coronavirus pandemic damper their holiday spirit as more than 3 million travelers took to the skies the weekend before Christmas.According to The Transportation Security Administration daily tally tracker, 1,064,619 people flew on Sunday, 1,073,563 traveled on Saturday, and 1,066,747 were screened on Friday.This marks the first time since March 16 that checkpoint numbers were over 1 million on consecutive days.Despite an increase in travelers, the amount of Americans traveling before Christmas was nowhere near the amount that traveled the weekend before Christmas last year - that weekend, TSA screen 7.6 million Americans.The surge in travelers comes despite the Centers for Disease Control and Prevention advising Americans to stay home and not travel during the holiday to slow the coronavirus spread. 854

Instagram is continuing its efforts to combat bullying on the platform.On Tuesday, the company said it is starting to use new machine learning technology to proactively detect bullying in photos and captions. Those posts will be sent to Instagram's Community Operations team for human review."Online bullying is complex, and we know we have more work to do to further limit bullying and spread kindness on Instagram," Adam Mosseri, the new head of Instagram, said in a blog post.Mosseri was named Instagram's chief last week following the exit of co-founders Kevin Systrom and Mike Krieger. This is Mosseri's first announcement in his new role.An Instagram spokesperson said the technology can detect bullying and harassment such as attacks on a person's appearance or character and threats to someone's wellbeing or health.For example, the tech can identify bullying tactics such as comparing, ranking and rating images and captions, such as a split-screen image in which a person is compared to someone else in a negative way. It's unclear what else the technology can detect and whether it would work on images without captions.This feature has started to roll out and will continue to in the coming weeks.The company, owned by Facebook, is also launching a "Kindness Camera Effect" in partnership with dancer Maddie Ziegler. Anyone who follows Ziegler will have the camera effect automatically. In selfie mode, hearts will appear on the screen. In rear mode, kind comments in different languages will appear. You can tag friends, too.Earlier this year, Instagram announced it would filter out bullying comments that aim to harass or upset users. That feature built on a tool introduced last year that blocks offensive comments, and a filter that removes spam in comments. Starting Tuesday, the bullying comment filter will also apply to Live Videos on Instagram.Users can also turn off comments on individual Instagram posts and block posts with certain keywords. 1975

It's the end of an era: Toys "R" Us is closing all its US stores.That's sad news for the employees, kids and nostalgic adults, but could provide bargain hunters the opportunity to snag a deal.The?news of the 735 store closures means shoppers can expect discounts as the retailer liquidates. A company spokesperson said Thursday the timeline of sales has yet to be determined.But Chuck Tatelbaum, a director with Tripp Scott, a Florida law firm, expects the discounts to happen pretty quickly."I think that the sales will run for up to 60 days, and the closures will have taken place by then," he said. "The rent obligation is just so high."Depending on the timeline, the sales could be modest at first. The biggest discounts will come later."They will start discounting more and more as time goes on," said Ray Wimer, assistant professor of retail practice Syracuse. "But it's a double-edged sword: The item you might want might not be there anymore, but the better deals come later in the process."He expects the discounts to start around 20-30%, but eventually climb to 75-80% off. Any purchases made during the store closing process are final sale, according to the company.While customers haven't been flocking to the retailer recently, Wimer said the closing news could spur more foot traffic."We will likely see an outpouring from folks remembering being at Toys "R" Us. I wouldn't be surprised if they get a lot of traffic all the sudden."Customers with gift cards or store credit need to act fast. A company spokesperson said Thursday that rewards dollars, Endless Earnings and gift cards are being be honored for the next 30 days.New York Democratic Senator Chuck Schumer wants the toy company to redeem unused gift cards for cash so "they are not as worthless and unwanted as a lump of coal in a stocking," he said in a release Wednesday.If you prefer to shop online, there are some added risks now. "If it comes damaged or it's not what you want, the opportunity to return it is going to be minimal, so buying online has a much greater degree of risk at this time," said Tatelbaum. 2110

It's one of the most frightening new scams to hit in 2018: the porn blackmail scam, or "sextortion" scam.One woman was just targeted and is sharing her story so others don't end up horrified as she was, or worse, losing hundreds of dollars.Linda Wihl is one of the kindest, most clean-living women you'll ever meet. She teaches inner-city children to read through a nonprofit group she started called "Making Sense of Language Arts."  She has a wall full or honors and awards for helping so many children.So you can imagine her surprise when she received an email accusing her of watching porn."They were asking for money to keep quiet, or said they would show pictures of me performing. you know, sex acts." Wihl said.Frightening email says it has goods on youThe email claimed a malware program installed on her laptop caught her visiting porn sites and had a picture of her watching porn taken with her laptop's camera.Her first reaction?"It was bull, for one, because it's not something I do," she said.However, the emailer knew one of her passwords, so she was worried.Wihl's biggest fear wasn't that someone saw her doing something private. It was that a hacker had gotten into her computer, where he could have accessed all sorts of personal information."You don't know who has access and who can use your computer," she said.Fortunately, the security site Krebs on Security says this is just a scam that uses a password stolen from a data breach, possibly the 2012 LinkedIn breach.Wihl didn't send money; she knew the hackers didn't really have anything with which to embarrass her. If you're not quite as saintly as she is, however, you just might fall for it -- especially if you have ever looked at X-rated material on your computer.As always, delete your browser history and don't waste your money.____________________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com  2160

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