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WASHINGTON (AP) — President Donald Trump thinks it's a good idea if daylight saving time becomes permanent.A federal law specifies that daylight time applies from 2 a.m. on the second Sunday of March until 2 a.m. on the first Sunday of November in areas that do not specifically exempt themselves. More than two dozen states are considering measures to avoid the twice-yearly clock change.Sen. Marco Rubio and Rep. Vern Buchanan, both of Florida, introduced measures last week to make daylight saving time permanent nationwide. While federal law allows states to opt into standard time permanently — which Hawaii and Arizona have done — the reverse is prohibited and requires congressional action.Trump tweeted Monday that making daylight saving time permanent is "O.K. with me!" 787

WASHINGTON, D.C. – One of the most contentious battles in politics isn’t just the current battle for the White House, it’s also the upcoming battle over who could ultimately end up in the halls of Congress and state capitols everywhere, in a process called redistricting.“The basic idea underlying that system is that we should form a constituency with people who live near us,” said Charles Blahous, a senior research strategist at the Mercatus Center at George Mason University in Virginia.New district maps are created based on census population numbers every 10 years. Yet, those maps can end up getting distorted to favor one political party over another when gerrymandering comes in to play.“I think gerrymandering is of concern to most voters because it seems to violate the foundational principle of our representative system, which is that we are divided into districts geographically,” Blahous said.Geography is something gerrymandering throws out the window. Some of the unusual congressional district maps can end up looking like animals.There is Maryland’s Democratic 3rd district, which looks like a snake, stretching from Baltimore into counties south. There is also northern Ohio’s Republican 4th district, known as “the duck.”So, who designed these?“The Constitution gives the power to state legislatures to draw these maps,” Blahous said.Since politicians draw the maps, they can be skewed to favor a particular party or incumbent. However, they can also be used to favor people from a particular racial or ethnic group, who have often been under-represented in the halls of power, in order to comply with federal Voting Rights Act rules on representation.Still, there are now efforts to take the map drawing out of the hands of politicians.In Virginia, voters will decide this November whether an independent commission should be in charge of the process instead. There are other ideas emerging, too: like using artificial intelligence to make the maps.“It takes an enormous computer capacity, which was not there 30 years ago, and writing the programming to make that all happen is also not a trivial matter,” said political science professor Bruce Cain, director of the Bill Lane Center for the American West at Stanford University.Prof. Cain said he and a colleague, Prof. Wendy Tam Cho of the University of Illinois at Urbana-Champaign, believe an algorithm they’ve developed might be the best alternative for making fairer maps.“What you want to be able to do is take every plan and classify it and say, ‘yeah, this one's better for minorities, this one's better for compactness,’ but is there something that combines both of them?” he said.It is all part of the ongoing effort to make sure America’s representative democracy remains truly representative of the people. 2801

WASHINGTON, D.C. – Operation Santa is back this year to help people in the giving spirit support those in need during the holidays.Like in years past, hundreds of thousands of letters to Santa are arriving at post offices around the country. In most, children are asking for toys and games, while others are asking for basic necessities or help for their loved ones.Through Operation Santa, individuals and organizations can adopt those letters, and then send responses and thoughtful gifts in Santa’s place.If you would like to adopt a letter, you can visit the Operation Santa website, pick one or more wishes you’d like to fulfill and follow the directors on how to grant that wish for a child.For security reasons, USPS says potential adopters must be vetted by going through a short registration and ID verification process before they are allowed to adopt any letter.If your family would like to receive gifts through the USPS program, all you have to do is write a letter, put it in a stamped envelope with a return address and send it to Santa’s official workshop address:Santa Claus123 Elf Road,North Pole, 88888The program began accepting letters on Nov. 16 and letters will continue to be uploaded to the website through Dec. 15. So, if you haven’t written a letter yet, you still have some time.The Operation Santa website became active on Dec. 4 and is ready to welcome potential letter adopters.Click here to learn more about the Operation Santa program. 1476

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

WASHINGTON (AP) — President Donald Trump presented the nation's highest military honor Wednesday to an 80-year-old retired Marine sergeant major who five decades ago "fought with unmatched bravery" at the beginning of one of the Vietnam War's longest and bloodiest battles.John Canley's heroism includes twice scaling a hospital wall in view of the enemy to help wounded Marines and carry them to safety."I like brave people. You meet them right here," Trump said as he opened the ceremony. "Fifty years ago, an American Marine fought with unmatched bravery in one of the longest and bloodiest battles of the Vietnam War, the battle of Hue city."According to the White House, Canley, a native of Caledonia, Arkansas, now living in Oxnard, California, fought off multiple enemy attacks over several days in January and February of 1968 while his company of about 150 men carried out a counter-offensive to retake the city of Hue from North Vietnamese and Viet Cong forces, which numbered into the thousands.The operation by the North Vietnamese and Viet Cong forces became known as the Tet Offensive because coordinated attacks against targets in South Vietnam, including Hue, were launched as the Vietnamese celebrated the lunar new year, or Tet holiday."He assaulted enemy strongholds, killed enemy fighters and with deadly accuracy did everything you had to do," Trump said. "He raced into heavy machine gun fire on many occasions — all to save his fellow Marines. In one harrowing engagement after another, John risked his own life to save the lives of those under his command."Canley took over after his commanding officer was severely wounded in the battle to retake Hue, which was held by at least 6,000 communist fighters, Trump said.On the fifth day of combat, Canley's company was charged with liberating the Joan of Arc school, which had become the communists' strategic and symbolic stronghold in the city.Machine gun fire greeted them. Canley and a colleague charged forward with rocket launchers, killing enemy fighters and driving them from their positions, Trump said."The enemy didn't know what the hell happened," Trump said.Canley personally saved the lives of more than 20 Marines during seven days of "unrelenting combat," the president said.As the years passed, some of the Marines who fought alongside Canley pushed for him to receive the highest commendation for a U.S. service member. After a review of the case, Defense Secretary Jim Mattis agreed in December 2017 that Canley was deserving of the honor.Congress passed legislation waiving a five-year time limit on awarding the medal. Trump signed the bill into law in January. 2661

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