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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795
As students return to school this week in Florida, they will see something new: "In God We Trust."Gov. Rick Scott signed a bill in March that requires all schools to display signs with the state motto in "a conspicuous place."The measure is part of the nation's first ever private school voucher program for bullied students under a sweeping education bill signed into law Sunday by Gov. Rick Scott.The state statute (1003.44) specifically says, "Each district school board shall adopt rules to require, in all of the schools of the district and in each building used by the district school board, the display of the state motto, “In God We Trust,” designated under s. 15.0301, in a conspicuous place.The measure was sponsored by Rep. Kimberly Daniels, D-Jacksonville, who runs a Christian ministry, according to the Orlando Sentinel.“This motto is inscribed on the halls of this great capitol and inked on our currency, and it should be displayed so that our children will be exposed and educated on this great motto, which is a part of this country’s foundation,” she said when a House committee took up her bill (HB 839). “Something so great should not be hidden.”“In God We Trust” has been part of Florida’s state seal since 1868 and on the state flag since 1900, but has been the state motto only since 2006, according to the Florida Department of State.Locally, St. Lucie Public Schools has provided all schools with a front office poster "to meet the expectations of this statute," according to Kerry Padrick, the district's chief communications officer. 1569

Attorney General William Barr said Wednesday that a controversial Trump administration initiative had netted nearly 1,500 arrests with federal agents' assistance in nine U.S. cities.Speaking from Kansas City, Barr claimed that "Operation Legend" has been successful in combatting rising rates of violent crime across the country.Operation Legend — named in memory of 4-year-old LeGend Taliferrom, who was shot to death in Kansas City earlier this year — was launched in the city in early July. Officials with the Kansas City police department say the murder rate in the city has dropped in the month since federal agents arrived.Among those arrested in connection with the program was a suspect charged with LeGend's murder. The boy's mother attended Wednesday's press conference and thanked Barr for his assistance in LeGend's case.Since its launch in Kansas City, Operation Legend has spread to Chicago, Albuquerque, Cleveland, Detroit, Milwaukee, St. Louis, Memphis and Indianapolis.However, the initiative remains controversial with local leaders. In late July, the mayors of 13 large cities penned an open letter to Barr, Acting Homeland Security Sec. Chad Wolfe and other Trump administration officials, saying they did not wish for federal agents to patrol their streets.Earlier this year, the Trump administration sent federal agents to Portland, Oregon, in an attempt to quell months-long protests in the city. The arrival of federal agents caused tensions between protesters and federal agents to rise, resulting in several clashes.Last month, Barr claimed that Operation Legend had resulted in the arrests of 200 violent criminals within two weeks. According to the Kansas City Star, Barr was, in fact, citing arrest figures that dated back to December 2019, and included joint arrests between state officials and the FBI. 1841
At Tivoli Brewing Company, canning beer has gone from celebratory to an almost sobering experience.“This sucks,” said Ethan Tsai, Tivoli brewery director.Tsai says Tivoli and other breweries across the country are suffering from an aluminum can shortage.“We don’t have enough cans, we’re not going to be able to sell enough beer,” he said. “This is going to be a financial pinch to a whole lot of people.”On a normal week, Tivoli would turn out almost 400 cases of beer. During the last few of weeks, however, they’re struggling to get out 100.“Sales is going to suffer,” Tsai said. “And if sales suffer, then our ability to survive is going to be jeopardized.”Experts say there are several reasons for this shortage in cans. More people are stocking up on beer in stores and taking it home during the COVID crisis and less customers are going out to bars and restaurants.Whatever the case, production of cans isn’t keeping up with the demand.“For the year 2020,” Tsai said, “Ball (Corporation) is estimating approximately 10 billion, that’s billion with a “B”, aluminum can shortage."Ball Corporation is one of the world’s leading aluminum can providers. It’s responding to the recent surge in demand for cans by expanding its operations and building two news production plants which they say should be completed by 2021.“It might mean that some brewers get less revenue and have to make more difficult choices,” said Bart Watson, chief economist with the Brewers Association, an organization representing thousands of craft breweries across the country.He says cans make up a majority of craft beer packaged sales and that this shortage of could cost companies money and employees their jobs.“It’s tough to see the small brewers, who put so much sweat equity into their businesses, be brought down by really something that not their fault,” Watson said. “First the pandemic and now these additional challenges like a shortage.”Back at the brewery, Tsai is trying to figure out how to logistically juggle this shortage of cans during a pandemic to make sure his staff still have jobs and that this brewery survives.“We are all in this together,” he said. “None of us benefit from just taprooms suddenly disappearing.” 2226
Back in theatres for a LIMITED TIME, watch Chadwick Boseman as Jackie Robinson in 42. Tickets: https://t.co/xw3qukokfp pic.twitter.com/jYiU4VVfLv— Cinemark Theatres (@Cinemark) September 2, 2020 202
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