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Mortgage rates have risen about half a percentage point since September. What does that mean for you if you’re buying a home now or plan to buy one soon?For starters, don’t panic.When you’re buying a home, the mortgage rate matters, but it shouldn’t monopolize your attention, says Robert Frick, corporate economist for Navy Federal Credit Union. “You shouldn’t focus on the rate and let that scare you into making a hasty decision about buying a house,” he says.How rising rates affect your monthly payment 520

Mondelez International, the parent company of Nabisco, has redesigned its packaging of "Barnum's Animals" crackers after being pressured by People for the Ethical Treatment of Animals.The group called for the redesign by Mondelez because it protests the use of animals in circuses, and the animal crackers boxes showed animals in cages, the Associated Press reports.The crackers were once named for the Ringling Brothers and Barnum and Bailey circus, but it folded for good after 146 years. It had removed elephants from its shows because of pressure from PETA, the AP says.The animal crackers boxes now show animals wandering side-by-side in the grass and include trees. 699

More than seven months after Hurricane Irma a Vero Beach, Florida woman is still feeling the effects of the damage.Her vehicle was totaled from flooding and sold. But that sale is still costing her because of one item she left behind on the car: her license plate.Now, her family wants to keep anyone else from making the same costly mistake.Jamie Portell’s mother lives at Indian River Estates assisted living in Vero Beach.Portell rode out the storm with her mother there.The next morning, they realized her mother’s car flooded.“The seats, the electric, she couldn’t adjust anything,” Portell explained. The carpet was soaked.They called the woman’s insurance company, State Farm, and said someone came out, looked at the car, totaled it and arranged for it to be towed away.About a week later, Portell said she took her mother to a local State Farm location to pick up a check.“We didn’t think anything more about the car, until about four months later she received, from the state of New Jersey, a bill with the picture of the back of her car,” Portell said.The letter was a toll road fine.“She was very upset not knowing what had happened to the car,” Portell said.  They called State Farm and asked the agency to take care of the mishap.“Another 3-4 weeks later, she gets another bill from the state of New Jersey with another picture of her car,” Portell said. It was another fine.“Called the insurance company again and said 'I thought this was taken care of, can you please look into it, ' ” Portell said.This month, they did not get a bill and hope this matter has been resolved.But, they learned a lesson.“Definitely remove your plates. You don’t think about those things needing to be done, you just assume your agency is going to take care of that,” Portell said.A State Farm spokesperson told Scripps station WPTV in West Palm Beach in a statement: "While I am unable to speak to the specifics of this claim due to customer privacy reasons, I can share in general that we typically encourage customers to remove all personal belongings and items from the total loss vehicle prior to being towed, including their personal license plate. State Farm works with an auto salvage vendor to dispose of the salvage vehicle in the form of a salvage sale. If personal property was not removed from the vehicle, that property may remain on the vehicle throughout the sale. We encourage customers to contact their claim representative should they discover personal property has remained on the vehicle, so measures can be taken with the customer to help track down personal property." 2633

MOUNTAIN VIEW (CNS) - Police today are looking for answers in the case of a 49-year-old man, who was shot following an argument outside a Mountain View liquor store Saturday.The incident occurred in the 3600 block of Oceanview Boulevard at 11 p.m., according to Officer Robert Heims of the San Diego Police Department.After exiting the store, the victim had a verbal tussle with a group of men, police said.He was shot at multiple times while driving away and was hit in the right shoulder by a bullet.The victim made it to National City and the police were called. He was transported to a local hospital with non-life threatening injuries.San Diego Police Southeastern Division Detectives are now investigating, but have not released suspect descriptions.Anyone with information about the incident is asked to call the Southeastern Division at 619-527-3500 or Crime Stoppers at 1-888-580-TIPS (8477). 909

MORROW, Ohio -- Two teen football players could face punishment for actions they took during a game last week, on Friday, September 11. The two players ran onto the field, one carrying a "Thin Blue Line" flag, the other carrying a "Thin Red Line" flag.The school initially suspended the two boys from the Little Miami High School football team, but announced on Tuesday they would "return the players to active status" and that any further action relating to the matter would be considered an Athletic Department Code of Conduct issue.The school issued a statement Tuesday that said the district decided to discipline the boys, not for carrying the flags out to show support for first responders on the anniversary of 9/11, but because they didn't obtain permission from district officials first."School administrators must act when students break the rules and these students were suspended from practice while the incident was investigated," the statement, signed by school board president Bobbie Grice, reads.The statement says the superintendent and high school administrators, with the school board's support, performed an investigation into the incident and determined the students had no political motivations for their actions. They did determine "there were instances of insubordination."For the rest of the season, the statement said, the only flags permitted to come through the football tunnel will be the flag of the United States of America and the Little Miami spirit flag.This story originally reported by Felicia Jordan on wcpo.com. 1558

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