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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323
As millions of people around the world quarantine in their homes to prevent the spread of COVID-19, research and photos show that quarantines appear to have made a positive, if unintended, 201

An arrest has been made after authorities say a driver intentionally rammed another car in Southern California, killing three teenage boys and injuring three others. The California Highway Patrol says the Toyota Prius was hit Sunday night in Temescal Valley, went off the road and slammed into a tree. Three boys died and three had moderate injuries. A witness followed the other car and CHP officers arrested 42-year-old Anurag Chandra of Corona in a neighborhood near the accident scene. He was booked on suspicion of murder with malice. It's unclear whether he has an attorney. 593
As 14-week-old baby Michael began to wake up from a five-day coma, he recognized his dad and smiled in the precious way that only babies can."It's a moment I will cherish with every inch of my heart," Emma Labuschagne, Michael's mother, told CNN. "To be really honest, it's got to be the happiest moment of my life. He is a living miracle, and we have never felt prouder of him."Michael's parents, Emma and Stuart Labuschagne, said they were horrified when they found their baby had stopped breathing in the early hours of March 16.Michael suffered a cardiac arrest in their home, and paramedics shocked him with a defibrillator and injected him with adrenaline to stabilize his heartbeat.When they arrived at the hospital, doctors placed Michael into a medically induced coma to protect his brain from further damage.He was diagnosed with a rare tumorThe Labuschagnes, who have two other sons and live in the United Kingdom, learned Michael has 957
Another round of tornadoes, damaging winds and hail is expected to start Wednesday, posing a severe risk from the Texas Panhandle to the coast of the Carolinas.The three-day event will unfold across about 1,400 miles, including parts of the Southeast and Mid-Atlantic that got battered over the weekend by severe storms.As the system treks east, parts of the Southeast could experience severe weather Thursday, with a large swath of the East Coast on track to feel impacts on Friday.Storms first target the central United StatesStorms are due to begin Wednesday in the middle of the country, with the most significant threat stretching from central-southeastern Texas to southern Kansas.Large hail and isolated tornadoes are concerns for places including Dallas and Austin, Texas, and Oklahoma City.Those areas already face an "enhanced risk" of severe thunderstorms -- the third of five risk levels -- according to the National Weather Service's Storm Prediction Center.The storms, expected to organize Wednesday afternoon across the southern Plains, will become more widespread in the evening and into the night.The biggest concern is the potential for large hail, possibly 2 inches or more in diameter. Strong winds are also possible, along with the risk of a few tornadoes.Beyond the "enhanced risk" zone, a "slight risk" (Level 2 of 5) of severe storms extends from the Mexico-Texas border to Iowa. That includes densely populated areas around San Antonio; Tulsa, Oklahoma, Kansas City; Wichita, Kansas; and Shreveport, Louisiana.Then the severe threat moves into the Deep SouthAs the system pushes east, the severe weather threat will persist.Louisiana and Mississippi will be at risk Thursday morning, with the storms moving on Thursday afternoon through the evening into Alabama and Georgia. The Deep South faces a "slight risk" (Level 2 of 5) of severe storms, the Storm Prediction Center said.Cities at risk include Baton Rouge and New Orleans, Louisiana; Mobile, Birmingham and Montgomery, Alabama; and Memphis and Nashville, Tennessee.The storms are expected to continue through the night, with the potential for damaging winds and possibly a tornado.The danger ultimately aims for the East CoastBy Friday morning, the storms will near coastal Atlantic states, bringing the potential for severe weather from Florida to Washington.The risk there will be partially dampened by the intense rainfall associated with the broad system, but conditions should still allow for a few individual storms to intensify.The threat should diminish throughout the overnight hours as the cold front associated with the potent storms finally pushes off shore. 2665
来源:资阳报