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If you’re shopping for a car, you may already know that buying used is a smart move that greatly expands your choices. The key is knowing where to look for them.Buying a used car will not only save you money but also allow you to shop higher-end brands, says Ivan Drury, Edmunds.com’s senior manager of insights. For example, maybe you wanted a new Toyota Camry. Instead, he says, you can save about ,000 and get a 3-year-old Lexus.Because of the bankruptcy of Hertz rental car agency, along with the many cars coming off lease, there are a lot of used vehicles to choose from, says Jeff Huang, who attends auctions as the remarketing sales supervisor at Westlake Financial Services. “A good used car is a real value proposition — and there are definitely deals to be had,” Huang says.Shoppers looking for great bargains will find them in cars older than 7 years, says Mark Holthoff, used car editor at Klipnik, a website for used car enthusiasts. “That’s because the depreciation curve has mostly been flattened,” he says. For example, a 2014 Mercedes-Benz E-Class sedan, costing ,000 new, now sells for about ,000.Shop in the right placeNew cars are sold only by franchised dealers, but used cars can be purchased from a variety of sellers:Used car departments at new-car dealerships.Used car superstores such as CarMax.Online used car sellers such as Carvana, Shift and Vroom.Car rental sales lots.Independent used car lots.Private parties.Public auctions.You’ll typically find the newest and more expensive models at new-car dealers’ used-car lots, the only place to turn if you want a certified car with a warranty and factory financing. Prices are likely to be higher than other lots’ but negotiable.National used-car chains such as CarMax, online retailers and rental car agencies also offer newer cars, often with factory warranty remaining. You can also get a loan and buy extended warranties. Prices are typically no-haggle.Independent lots, private parties and public auctions typically deal in older or cheaper cars. The upside is that you may find a 20-year-old one-owner cream puff, cheap. It does happen. But most cars have had several previous owners, and a checkered past is not rare. Plus, you’ll have to arrange your own financing.Adjust your expectationsThere is a built-in risk-versus-reward element to used car shopping: The more you’re willing to spend, the less chance the car will need repairs and overdue maintenance. Here’s an overview of the three price levels of used cars:High-end used cars: If your budget is over, say, ,000, you might consider getting a certified pre-owned (CPO) car from a dealer. Shopping for a CPO car is easier because it’s pre-inspected and comes with an included warranty. While you’ll have to pay a premium, you’ll also be able to buy a car with more modern technology and safety features. Of course, you can always buy a non-CPO car and purchase an extended warranty.Midrange used cars: A sweet spot for used car buying is a 3-year-old vehicle coming off a lease. Many of these cars will sell for 40% of their original price and still retain a new-car feel, according to Drury. Another source of near-new bargain-priced vehicles is car rental lots. According to an iSeeCars analysis, Hertz vehicles are selling for an average of ,389 below market value.Older used cars: Many people are afraid that cars from 7 to 15 years old will require costly repairs. But Holthoff points out that new cars can effectively cost the owner ,000 a month in depreciation.“You might have to spend money on a repair, but depreciation is a constant,” he says.To offset repairs, set aside 0 a month so sudden mechanic bills won’t deplete your savings.It’s best to buy older cars from private-party sellers because you can get a better idea of the mechanical condition, Holthoff advises. A used car dealer will show you the vehicle history report, but a private party might have the service records and can answer many other questions.Look for unexpected valueThe used car market is vast and, if you can spot an outlier, you can save big money. Here are a few examples of how to find that diamond in the rough:Cars that haven’t been recently redesigned will sell for less. Check car sites such as Edmunds.com to find out when the last time major changes were made to a model.While there is a stigma to buying a used rental car, the vehicles are well-maintained and priced lower than buying from dealers, Drury says.If a car dealer’s vehicle history report shows you are looking at a former rental car, leave and buy a similar one directly from the rental agency’s sales lot. You’re likely to find it cheaper.Be willing to travel to an area where the car you want is less popular. For example, all-wheel-drive vehicles sell for less in the southern U.S., where winter driving isn’t a factor.Be willing to travel to a more competitive market. A Honda dealer with a city to itself has less pressure to dicker on a CPO vehicle than a dealer in a city with three or four rivals.Used luxury cars often offer the biggest savings, according to Holthoff. The money you save on the purchase can be used if any repairs are needed.More From NerdWalletDon’t Fall for COVID-19 Student Loan Relief ScamsGet Your Finances Ready to Refi Student Loans5 Reasons It’s Smart to Lease a Car Right NowPhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5428

IMPERIAL BEACH, Calif. (KGTV) - Friday’s high tide was powerful enough to wipe out a front porch and flood streets along the Imperial Beach coastline. Some neighbors who live along Seacoast Drive tried to put out sandbags earlier in the week. It wasn’t enough to stop water from reaching inside homes. “I’ve talked to someone they've lived here 30 years they say this is the worst they've seen,” a neighbor told 10News. Many residents are concerned about the bacteria lingering in the ocean after recent sewage spills, and now draining into their homes. RELATED: Sandbags available in San Diego CountyMark Merrifield from the Scripps Institute of Oceanography is studying the combination of waves and tides that lead to these flooding events. “We have sensors out in the water measuring offshore waves, waves as they come to the shore and the flood as it happens around the street here,” said Merrifield. Imperial Beach crews are removing sand from the roadway so they can get to the clogged storm drain and start relieving some of the flooding.FEMA flood maps for the Imperial Beach area indicate the southern end of the street is designated as a floodway. Check your home's likelihood of flooding here.Wow! Really high tide here in Imperial beach. Water soaking the area. @10News pic.twitter.com/F3P6dNr7HS— Mimi Elkalla (@10NewsMimi) December 21, 2018 1362

In a debate that featured frequent interruptions, President Donald Trump and former Vice President Joe Biden sparred for the first of three meetings between the two candidates.Despite frequent interruptions and personal attacks, several important questions on policy were asked, but not always answered.1) Biden opposes Green New DealBiden said he is not in favor of the so-called “Green New Deal,” and instead prefers the “Biden Plan.” But on Biden’s website, he says, “Biden believes the Green New Deal is a crucial framework for meeting the climate challenges we face.”During Tuesday’s debate, Biden said, "No, I don't support the Green New Deal. I support the Biden plan I put forward, which is different than what he calls the radical Green New Deal."When pressed on the cost of his plan, Biden said his plan would add millions of jobs."We are going to be in a position where we can create good jobs by making sure the environment is clean and we are all in better shape," Biden said.2) A vaccine is coming, Trump saysTrump said that the US will see coronavirus vaccines faster than some public health experts say the country should expect to see them.“We have our military that delivers soldiers and they can do 200,000 a day,” Trump said.Trump said that the federal response to the coroanvirus has saved thousands of lives."We got the gowns, we got the masks, we made ventilators, you wouldn't have made ventilators, and now we are weeks away from the vaccine, we are doing therapeutics already, fewer people are dying when they get sick, far fewer people are dying. We've done a great job," Trump said.3) Biden won’t answer if he’d pack the Supreme CourtAs Senate Democrats have toyed with the idea of adding Supreme Court justices if he is elected along with a Democratic-majority Senate, Biden would not answer whether he would agree with the plan.“Whatever position I take on that, that will become the issue,” Biden said. “The issue is, the American people should speak. You should go out and vote. You're in voting now.”Trump then pressed Biden to answer the question, Biden responded, "Will you shut up, man?"4) Trump lacks specifics on health care planTrump was pressed by moderator Chris Wallace to explain how he would replace the Affordable Care Act if given a second term. Trump has been trying to get the remaining provisions of the act revoked in federal court after getting the individual mandate struck down.Trump signed an executive order in July to offer Medicare prescription drug rebates. The effects of that rebate are too early to tell.“I'm cutting drug prices into going,” Trump said, "which no president has encouraged to do because you are going against big pharma. At the prices, they will be coming down 80 to 90%. You could have done it during your 47 year period in government, but you didn't do it. Nobody has done it.”“He has no plan for healthcare,” Biden responded. “He sends out wishful thinking. He has executive orders that have no power. He hasn't lowered drug costs for anybody. He has been promising the plan since he got elected. He has none, almost like everything else he talks about. He does not have a plan.”5) Biden, Trump disagree on trusting election resultsWhile Biden said he would accept the results of the upcoming election once the votes are counted, Trump would not make the same declaration.“The fact is I will accept it and he will too. You know why? Because once the winner is declared after all the, all the ballots are counted, all the votes are counted. That'll be the end of it. That will be the end of it,” Biden said.Trump said that the Supreme Court might need to be involved with the election.“ I think I'm counting on them to look at the ballots, definitely. I don't think, well, I hope we don't need them in terms of the election itself, but for the ballots, I think so," Trump said. 3864

House Speaker Paul Ryan found out that he is part Jewish as part of the upcoming season of PBS' show "Finding Your Roots."The show's host, Henry Louis Gates Jr., shared the Wisconsin Republican's reaction to discovering his roots during a panel on Tuesday."You could have knocked him over with a feather and then he was very proud of it," Gates, who also serves as an executive producer on the show, said during the Television Critics Association press tour in Los Angeles.A publicist for the show confirmed Gates' comments during the panel, and Ryan's upcoming appearance on the show, in an email to CNN."We don't know who that Jewish person was, but we know it was on his mother's German line, which makes sense," Gates continued. "So somebody who was a Christian German slept with a Jewish German person and that's where that came from."In a tweet on Wednesday, Ryan, who is Catholic, seemingly hinted at finding out about his roots."Guess I need to start saying 'L'Chaim' now, too!" he tweeted, attaching a GIF of himself holding up a drink. He did not reference the show itself in the social media post.PBS said in a news release that the new 10-episode season of "Finding Your Roots" -- which debuts in January -- also features Republican Sen. Marco Rubio of Florida and Democratic Rep. Tulsi Gabbard of Hawaii.Last year in an episode of the show, comedian Larry David and Vermont's independent Sen. Bernie Sanders found out they were related.Other guests this upcoming season include CNN's Christiane Amanpour and "Game of Thrones" author George R.R. Martin.The-CNN-Wire 1585

IMPERIAL BEACH, Calif. (KGTV) - A new event venue is honoring the history of the South Bay, while giving people a gorgeous view for their parties and meetings.Salt Drift Pointe, at 536 13th Street, has 13,000 square feet of space. It includes a main room, a bar, patio, pier and more."It's a huge blank space," says Co-Owner Richard Inunza of the venue. "We've got a great atmosphere and great views."Inzunza and his co-owner Terry Snyder designed the venue specifically to try and pay homage to the South Bay. The "rustic wall" in the event space is painted to reflect the colors of the bay. And the name, Salt Drift Pointe, refers to the industrial history of the region.RELATED: New Chula Vista event space highlights city's rich history"When Rich and I thought about the name for this place, we wanted to grab the natural landscapes," says Snyder. "As you can see from the beautiful views we have of the salt ponds and the old salt mines, we wanted to include the salt."Salt played a big part in the South Bay story. According to San Diego History Center Historian Andy Strathman, it was the first industry that helped the region shift away from a farm-based economy during the late 1800s."You could build very large settling basins to bring the saltwater in and allow it to evaporate over time," says Strathman. "You would get the water increasingly saline, and eventually, you could harvest the salt."In the 21st century, the South Bay has shifted its economy again, trying to attract more tourists. The new Chula Vista Bayfront project is expected to bring in more than billion every year once it's completed.Inzunza and Snyder say it's fitting that a new business like theirs, which will tap into the hospitality industry, honors the past."We hope families can come and enjoy this place for years," says Snyder.To celebrate, Salt Drift Pointe is hosting a free grand opening party on Oct. 30. The public is welcome to stop by and take a look at the new venue from 5 - 8 p.m. 1993