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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SPRING VALLEY, Calif. (KGTV) - An emotional reunion for a woman in Spring Valley with the first responders who helped save her after a crash. Megan Carbonell was reunited Monday with several of the paramedics with the San Miguel Fire Department. They were first on the scene in September of 2017 when she was struck by a driver while crossing Cristobal Drive wither her daughter. She suffered severe injuries, but survived. “If it wasn’t for you guys I wouldn’t be here,” she told the group of firefighters. 515

Special counsel Robert Mueller's team said Friday that former Trump campaign chairman Paul Manafort lied on five major issues after agreeing to cooperate with prosecutors, including his "contact with administration officials."In a heavily-redacted document released Friday, Mueller's team also said Manafort lied about his interactions with Konstantin Kilimnik, his Russian associate who Mueller has said has ties to the Russian military intelligence unit accused of hacking the Democrats, and how they may have worked together to tampered with witnesses following Manafort's arrest last year.The investigators say they have evidence about electronic communications related to Kilimnik and travel records. Much of the details the prosecutors released to the court Friday were redacted in the public version of the document.The special counsel believes Manafort also lied about a wire transfer made to a firm he had hired and "information pertinent to another Department of Justice investigation."The special counsel's office last week accused Manafort of lying during his interviews, saying that his actions during his cooperation were criminal and breached his plea agreement.The filing is the first time prosecutors have summarized why and how they believe Manafort breached his plea agreement. Previously, the prosecutors simply told a federal judge Manafort "committed federal crimes by lying" to the FBI and special counsel's office during his cooperation interviews "on a variety of subject matters."Manafort says he has been truthful over several meetings with the special counsel's office. His lawyers indicated last week that they may challenge the assertion that he lied. 1689

SPRING VALLEY, Calif. (KGTV) — A man who was fatally stabbed in Spring Valley on Friday, and the woman arrested on suspicion of his murder, have been identified.Manuel Castro, 41, was found Friday just after 11:30 p.m. at his apartment in the 3500 block of James Circle, after a reported stabbing. He was rushed to the hospital with a stab wound to the chest, where he died shortly after arriving.Castro's live-in girlfriend, Anielka Arbizu, 37, was found at the scene when deputies arrived. She was taken to the hospital with non-life-threatening injuries.Sunday, Arbizu was charged with one count of murder at Las Colinas Detention and Reentry Facility.Sheriff's deputies don't suspect any other suspects in the case. 727

Some workers have saved a ton of money during the pandemic thanks to many not having to commute. In fact, it’s reported that the total savings by Americans not having to commute is upwards of billion.On average, workers across the country usually have a work commute of about 50 minutes.“I don’t miss the commute at all,” said Raymond Kelly, who is now working from home. "It was a little drive on both sides and a boat in the middle.”Kelly is an engineer in Washington state, and for eight years, his commute was far longer than the average workers’.Every day, he commuted from Poulsbo, Washington to Muckilteo. First, he drove 30 minutes to park and catch a ferry in Kingston, Washington. After the 30 minutes ferry ride, he got into his second car parked on that side of the Puget Sound and then drove another 30 minutes to finally get to his job. In total, his commute was about three to four hours a day. However, since his company began allowing people to work from home in March, his commute is now just two or three minutes. It’s the walk from his bed to a small office he created in his home.“I think it has been huge. It is almost like getting a piece of life back,” said Kelly.Kelly is saving at least 0 a month not commuting to work, and most Americans are seeing a similar savings. A survey done by a company called Upwork shows the average American has saved about ,000 since March by also not commuting to work.“The total savings since March comes out to billion,” said Adam Ozimek, the chief economist at Upwork.“In the long run, the money you save on this is the money you spend elsewhere,” added Ozimek. "What we know from the survey is it consumers are generally spending more online. They are spending more at grocery stores. They are spending more those way and also are saving more."A new poll by the National Opinion Research Center shows 45 percent of Americans are putting the money saved on commuting into their personal savings, while 26 percent are paying down debt at a faster rate than Americans did pre-pandemic.Long term, as more employers signal remote work as a more permanent way to work, economists believe the money saved commuting will be put towards things like people eating out more and traveling. Both would help struggling sectors of the economy and industries struggling the most right now.As for Kelly, he’s been spending his commute savings on home-improvement projects. 2437