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It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

It has been a political dream for Democrats for years: Turning Texas, and its 38 Electoral College votes, blue. Could 2020 be the year that such a progressive dream becomes a reality?THE POLLSPolls suggest a close race. Real Clear Politics, which averages recent polls, puts President Donald Trump up by just 0.2% in Texas. A CBS News poll from early July found presumptive Democratic Nominee Joe Biden trailing by just 1 point in the state. Trump won Texas by more than 800,000 votes in 2016. RECENT MOVESOn Monday, Biden announced the hiring of six staffers in the state, including senior advisers, a state director and a communications director. Not every state has a team in place, so the move suggests Team Biden believes it can force Trump to campaign more in Texas. Biden has also launched digital ads in recent days commemorating the Walmart shooting in El Paso one year ago. Trump, for his part, visited Texas last week and tweeted about Texas several times. 979

In just the past two days, two young athletes have been rushed to the hospital during sports practice. Just outside of Dallas, a 13-year-old student collapsed at football practice and later died. In Pennsylvania, a teen remains in coma after suffering a serious head injury.  The NOW’s investigative reporter Jace Larson obtained a new state-by-state ranking, showing how well states do at preventing and reducing the number of children who have a sudden emergency, while playing middle and high school sports.Samantha Scarneo headed up the study, which ranks how well states protect youth athletes. The University of Connecticut's Korey Stringer Institute looked at whether states or lawmakers mandate policies for athletes, who get suddenly sick. 766

Iranian investigators have located the site of Sunday's plane crash that killed all 65 people on board, state TV reported Monday.Bad weather had thwarted a recovery mission on Sunday, when a rescue helicopter was forced to turn back.It was not immediately clear if search and rescue teams were able to reach the crash site on Monday.  347

Is Facebook down? That was the case for many as Twitter lit up with reports of not being able to access the social media site Monday morning. According to downdetector.com,  the East coast had the most reports of outages. Facebook was back up and running for several users after being down for about 30 minutes.Users also took to Twitter to report the outage, with #FacebookDown trending quickly.The reactions to the social media site not functioning ranged from hilarious to pure desperation. 521

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