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As my 1st clinical week in the COVID ICU at Renown @renownhealth I want to thank all the incredible staff who are Fighting the Good Fight to help all those suffering from COVID-19. With 5 deaths in the last 32 hours, everyone is struggling to keep their head-up. Stay strong. pic.twitter.com/pHLp4PPzA6— Jacob Keeperman (@critcare_airems) November 29, 2020 366
Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

As school districts across the country prepare to return to school, small businesses that rely on child visitors are closely watching."We're probably at about 15-20% of the business that we normally do. It has been a real gut-wrenching, heart-wrenching moment," said Susan Shaw, owner of The Art Barn in Georgia.When the pandemic hit in March, she thought her business would only be on a month hiatus. Shaw, who goes by Farmer Sue, quickly realized that wasn't the case."By the end of the month I realized we are not going to be back to normal. The schools, our entire spring was lost and 95% of our summer is lost and 100% of our fall is lost because no one is going to be coming out on field trips," said Shaw.The Art Barn provides art and agriculture entertainment for children throughout the year. Shaw hosts birthday parties, school field trips and even teaches at private schools in the afternoon. They, like Benton Family Farms in Kentucky, rely almost entirely on birthday parties, field trips and summer camps to keep their businesses running.Benton Family Farms says their camps ended up getting canceled."Nothing. Five weeks of camp, every weekend of birthday parties, all of our mobile trailers going out. Our mobile trailer was going out to day care centers, churches and libraries," said owner Mary Marcum.Marcum says every single scheduled event they had was canceled. Marcum has been running educational programs on the farm her parents owned for 72 years."For eight weeks now I thought, gosh what can we do? Because my husband does most of the books and he’s said, 'You're in trouble. You’ve got to do something.' And I had done goat yoga about three years ago, but I didn’t have the time," said Marcum.Marcum ended up turning to that one program she felt could hold up during the pandemic: goat yoga."Goat yoga! People were like, it's almost outdoors, it just has a cover over it. It was an open barn and they started coming!" said Marcum.The twice weekend sessions are helping Benton Family Farms pay for some of the feed for their animals. Marcum is now taking donations, holding auctions online and creating any limited outdoor programming she can to try and stay open. So far, only about 180 people are coming out to visit the farm a month. Compare that to their normal of 4,000 people a month. "You're talking about a parent and a child. At 4,000 that’s ,000. I can do all the little things I want but there’s a lot that’s just too much to make up," said Marcum."There were a lot of tears, more prayers and then more tears and then it was finally in mid-June I was able to grab my bootstraps and say, ‘No, you made this business from absolutely nothing, a crazy idea no one thought would work. Girl get your gumption and get going,'" said Shaw.The Art Barn is also trying to be creative with programming to bring people back to her farm during the pandemic. Shaw is creating educational videos of her programs that can be used as a virtual field trip for school districts across the country."There literally will be a field trip online and we’ve broken them into the five stations so the school can purchase, rent those videos and go online," said Shaw.Small businesses like The Art Barn and Benton Family Farms are desperately hoping that schools will allow field trips again soon. Right now, they aren't expecting any student visitors this fall but are hopeful that COVID-19 rates will at least be low enough for field trips to resume in the spring. 3489
As the COVID-19 vaccine makes its way across the country and into the hands of those who need it most, many nursing homes and senior communities are anxiously waiting as they are the most vulnerable.“I’m a true Okie from Muskogee, Oklahoma,” says 80-year-old Donna. After 46 years, she and her 83-year-old husband Art made the decision to leave the countryside and move into a senior community. They chose one of the 26 Arrow Senior Living communities that are housed around the Midwest. Things were great until the pandemic hit.“Since we live on the independent side, we do our own things. Until this COVID hit, we came and went as we wanted to,”she said.Their way of living is now completely different. No visits with their three sons. No extracurricular activities. They're diligent about masks and about the proper public health measures to prevent the virus.“It's a big concern, we know this is a killer,” Donna said. “Some get a light case and some are asymptomatic and you never who’s going to get the serious case.”Which is why she's anxiously waiting for the vaccine. She remembers when the polio vaccine came out and said it was wonderful."I don’t remember people questioning it, being afraid of having it so much then as some people today but I don’t know why they’d even question it with the horrible pandemic we’ve been having,” Donna said.Stephanie Harris, CEO of Arrow Senior Living said “absolutely” when asked if she would get the vaccine. Harris says her employees will get it too. In all, nearly 4,000 people between residents and staff will need to be vaccinated.“We have been blown away at how overwhelming the response has been by our resident group, over 90% of our residents, when we surveyed them, said ‘yes’ to vaccination,” says Harris.They're not first in line, but they're not far off. They have clinics scheduled for late December, and they're excited.“I’m tired of being cooped up and taking extraordinary precautions to ensure that I could be here in this seat to support our larger operation and I want to be able to get on with some sense of normal,” Harris said.Harris added this recent surge has been brutal and it's taking an emotional toll on everyone.Holiday gatherings have been canceled, important events missed during a time when grandparents should be spending with grandkids. It's caused Arrow Senior Living to take extraordinary precautions, deploying things like mask detection technology to determine whether face coverings are being utilized. There's not one community in their network that hasn't been touched by COVID-19.“This is going to be a strange Christmas, we’re accepting it,” Donna said. “We have three sons but they’re all doing their thing. They didn’t feel like it was safe to travel and we’ll be having Christmas here.” 2789
ATLANTA — Georgia's legislature on Tuesday passed hate crimes legislation deemed essential by state leaders, sending the measure to Gov. Brian Kemp's desk.Georgia is currently one of four states in the U.S. without hate crime laws.The price Republicans exacted for moving that legislation forward was the simultaneous passage of a bill that would mandate penalties for crimes targeting police and other first responders.The action comes after Senate Republicans had added police as a protected class to the hate crimes legislation last week, but then moved those protections to a separate bill in a deal between the parties.Kemp's office said in a statement that he'd sign the hate crimes bill, pending a legal review.The bill's passage comes amid weeks-long protests against systemic racism throughout the country. The protests were sparked by the death of George Floyd, who died in police custody in Minneapolis after bystander video showed an officer kneeling on his neck for more than eight minutes.The passage also comes weeks after three arrests were made in connection with the shooting death of Ahmaud Arbery. The 25-year-old Arbery was killed in Burnswick, Georgia in February, and his case changed jurisdictions several times due to one of the suspect's connections with the local District Attorney's office. It wasn't until days after a video of the altercation leaked to the public in May that two of the men, Gregory and Travis McMichael, were arrested and charged with murder. A third man, William "Roddy" Bryan, was also charged with murder a few weeks later. 1582
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