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Chances are, even more of your holiday gifts arrived in the mail this year, which can make returns more complicated.“This is going to cause a major problem when it comes to returns, so shoppers really need to manage their own expectations when it comes to sending things back that might not have worked out for the holidays,” said Sara Skirboll, a shopping and trends expert at RetailMeNot.com.RetailMeNot’s shopping experts say you can expect delays in returns similar to the shipping delays we saw, which means longer wait times for refunds.The good news is many retailers are allowing more time for returns and giving additional options.“Other locations where you might want to return something in person are offering returns curbside, similar to buy online, pick-up curbside places, like Dick’s (Sporting Goods), you can actually return your items in front of the store,” said Skirboll.Amazon extended its holiday return policy. Any orders shipped between October 1 and December 31 can be returned through the end of January.Walmart just added a new option with FedEx where they will pick up items shipped and sold by Walmart.com from your home. You can schedule pickup and print a label from Walmart’s website or the store app. You can also return items bought online inside a Walmart store.Or, you can skip returning all together.“Remember, you can sell something on Facebook Marketplace or even Nextdoor. You can donate that item to charity. Consider eBay or actually consider regifting something on Valentine's Day, kids’ birthdays, teacher holidays,” said Skirboll. “All are great options to put your used item, gently used item or brand-new item that you just don't need into a better home.”If you plan to make a return, make sure you do these two things – check the deadline so you don't miss your refund window, and take a picture of the return label or receipt so you have it in case the money doesn't show back up on your card. 1949

Cardi B says she and her husband Offset have broken up.The 25-year-old rapper posted a 42-second video on her Instagram account early Wednesday morning announcing the split."So, everybody been bugging me and everything. And you know, I been trying to work things out with my baby father for a hot minute now," she said."And we're really good friends and you know we're really good business partners and you know, he's always somebody that I run to, to talk to and we got a lot of love for each other, but things just haven't been working out between us for a long time," she added.Cardi went on to say, "And it's nobody's fault. It's just like I guess we grew out of love. But we're not together anymore. I don't know it might take time to get a divorce. And I'm going to always have a lot of love for him because he is my daughter's father and yeah."Cardi and fellow rapper Offset, a member of hip-hop trio Migos, secretly married last September at their home in Atlanta.The couple welcomed their daughter, Kulture Kiari Cephus, in July. 1046

CHARLOTTE, N.C. (AP) — JPMorgan Chase says it will extend billions in loans to Black and Latino homebuyers and small business owners in an expanded effort toward fixing what the bank calls “systemic racism” in the country’s economic system. The bank said it is committing billion over the next five years toward programs that include earmarking more money for getting Black and Latino families into homeownership and providing additional financing to build affordable rental housing units. The bank said it expects the billion to help finance 40,000 additional mortgages for Black and Latino households, another 20,000 loans that will refinance mortgages and help construct 100,000 affordable rental units. 722

Carlsbad (KGTV): Voters in Carlsbad could put women in charge of the local government, as female candidates overwhelmingly outnumber male candidates in the races for Mayor and City Council.Right now, there is just one woman on the five-seat council, which includes the Mayor. The lone female, Cori Schumacher, is currently running for mayor against incumbent Matt Hall.Meanwhile, Council-members Mark Packard and Michael Schumacher are not seeking reelection.Six candidates have come forward to fill their spots, five of which are women. In District One, Linda Breen, Tracy Carmichael, Barbara Hamilton, and David McGee are running. In District Three, Priya Bhat-Patel is facing Corrine Busta.Depending on the outcomes of those elections, women could hold 3 of the five City Council seats. And, even if Schumacher loses, she'll still keep her current position on the Council."I think it's about time," says Loann Simon from the League of Women Voters in North County.Simon believes the rise of the women's movement in the last few years has spurred more women to come forward and get more involved in local politics."Women are becoming braver," she says. "I think it’s something that’s evolving, but after 2016, it’s kind of flipped a switch." A "pink wave" would be rare in Carlsbad. According to the Coast News, only 11 women have been elected to the City Council in the last 66 years.Simon says more female candidates means more of a focus on women's issues, like family, health and open space."It brings their voice to the table. It’s not enough to just shout about what you want. You have to bring what you want to the table for your voice to be heard."Simon's group runs a non-partisan website that breaks down every race and issue in the upcoming election, votersedge.org. Users can enter their zip code and get a personalized breakdown of their ballot. 1893

CARLSBAD, Calif. (KGTV) — Lhooq Books is the kind of place where easy reads mix with just about everything else.Owner Sean Christopher has spent years building this collection and re-building the location."Basically replaced, repaired or deep cleaned absolutely every inch of the property," Christopher says.He spent thousands of dollars turning a run down shack into an overstuffed book store, coffee bar, and community library and arts hub. He rents the space and his home next door from the same property management company. But this fall, when he called to ask about his lease, he instead got a 60-day notice to vacate."It was complete and utter shock because there was not even a hint of anything wrong going on," Christopher said.He acknowledges the owner has the right to end the lease, but 60 days to move his home and his business is overwhelming. When he asked the owner for an extension, he got an even surprising response."The property manager rep said do not contact him again, if you do, we consider it harassment and we'll give you a 3-day notice. But it's not personal, it's just business," Christopher says.Christopher started a GoFundMe to help with legal fees and is asking his customers to contact the city for help. He's hopeful he can still write a happy ending to this chapter of his life."We're not being unreasonable," Christopher said. "I'm just trying to get a compromise, a resolution for time so that I can relocate or get out without going, without maxing out my credit cards and going bankrupt or possibly homeless and bankrupt." 1568

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