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Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856
NEBRASKA — Omaha Police Department detectives have located the Dodge County vehicle taken by an escaped inmate on Wednesday, but the suspect is still at large.About 7 p.m. Wednesday, authorities received a tip the dark grey 2012 Chevy Impala with government plate No. 42650 had been spotted in a Nebraska Furniture Mart parking lot. OPD said handcuffs were found in the car.An NFM spokesperson said the store had turned over security footage to authorities.Authorities are still looking for an inmate, Eric G. Scott, 37, who they may still be armed and dangerous. Scott, a registered sex offender, is described as a 5-foot-10-inch tall Native American weighing around 190 pounds.---NOTE: If you see Scott, call 911 immediately; do not attempt to make contact, authorities said.If you have other information about Eric Scott's whereabouts, please call the Dodge County Sheriff's Office at 402-727-2700, or contact the Nebraska State Patrol or local law enforcement.---Wednesday afternoon, Saunders County Sheriff Kevin Stukenholtz said Scott took control of a Dodge County Sheriff's vehicle Wednesday afternoon near Ithaca, southeast of Wahoo. At the time, authorities thought he might be heading towards an Indian reservation near Mission, S.D.Stukenholtz said authorities found a rifle and the deputy's cell phone near where he escaped, but at the time believed Scott had a 40-caliber handgun.Authorities had been transporting Scott to a hearing on charges of first-degree sexual assault of a child, Stukenholtz said.According to police records found online, five counts were filed against Scott on June 16: two enhanced counts of first-degree sexual assault of a child, one enhanced counts of third-degree sexual assault of a child, one count of incest, one count of child abuse. The alleged abuse happened between September 2013 and April 2016 with a victim who was 11 years old when the abuse started, records state. The victim said Scott twice had intercourse with her and had subjected her to other sex acts numerous times in the family home in Hooper, records state.Around 2:30 p.m. Wednesday, Scott forced a Dodge County deputy from the transport vehicle en route from Lincoln Diagnostic and Evaluation Center to Dodge County Jail, according to a Dodge County Sheriff's Department press release. The deputy was taken to Fremont Health Medical Center for treatment as a precautionary measure, the release states.Scott had been serving a two- to four-year sentence since April 11, 2016, for his fifth DUI offense, and was due to be released Oct. 21, according to the Nebraska Department of Correctional Services. On this third conviction, in Washington County, he was sentenced to 1.5 to three years, serving a sentence at the Nebraska State Penitentiary from September 2011 to February 2013.Nebraska State Patrol, U.S. Marshals, Omaha Police as well as Dodge, Saunders, and Douglas county sheriff's departments are involved in the search for Scott. 3018
New technology could be the way guns are made, and you can use it right in your own home.Starting this week, Americans can start legally downloading instructions on how to use a 3D printer to make their own gun. The guns cannot be traced and there’s no background check required.“This is building a gun in your home by pressing a button, says David Chipman, a former ATF Special Agent and an advisor to the Giffords Law Center to Prevent Gun Violence. “That’s an entirely different thing from past technologies.” Chipman says he worries about the future and 3D guns getting in the wrong hands.“Although the threat might not be immediate, next month, five…10 years, it could really change the landscape on how criminals and terrorists get guns,” Chipman says.But the NRA points out there are laws that prevent violent criminals from even having a gun. 869
NEW YORK (AP) — The Cooper Hewitt, Smithsonian Design Museum has acquired two emoji that have helped broaden diversity for users of the tiny pictures. It becomes the third museum to add emoji to their digital collections. The New York museum acquired the “person with headscarf” and “inter-skintone couple” emoji for its burgeoning collection of digital assets. The museum plans an exhibition explaining the significance of the two through interviews and images, but the pandemic has put an opening date in limbo, said Andrea Lipps, Cooper Hewitt’s associate curator of contemporary design.“The desire to acquire these particular emoji arose from what we were seeing as the desire for inclusion and representation of various groups and communities and couples on the emoji keyboard,” Lipps told The Associated Press in an interview ahead of the announcement.The emoji are commonly known as “woman in hijab” and “interracial couple.”The hijab emoji, as it’s informally known, was submitted in 2016 to the Unicode Consortium, a nonprofit that oversees emoji standards with voting members from the world’s top digital companies. A then 15-year-old Saudi Arabian girl, Rayouf Alhumedhi, attracted worldwide attention as she campaigned for its inclusion. She was selected as one of Time magazine’s most influential teens of 2017.The interracial couple emoji was submitted to Unicode in 2018 and arrived on devices last year, giving people their first chance to combine multiple skin tones in a single emoji. It builds on the advocacy work of Katrina Parrott, a Black, Houston-based entrepreneur inspired to create diverse skin tones in emoji after her daughter lamented she couldn’t properly represent herself on keyboards. 1726
NEWS: @NASA is buying lunar soil from a commercial provider! It’s time to establish the regulatory certainty to extract and trade space resources. More: https://t.co/B1F5bS6pEy pic.twitter.com/oWuGHnB8ev— Jim Bridenstine (@JimBridenstine) September 10, 2020 265