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Instagram announced Tuesday they were kicking off National Bullying Prevention Month by testing two new features that combat users writing comments that are considered bullying and harassing.The social media platform said in a blog post that one of the new features would automatically hide similar, negative comments that have already been reported." We know from research that, while people don't want to be exposed to negative comments, they want more transparency into the types of words that are hidden," Instagram said in the blog post.To see the remarks, Instagram says you can tap on "view hidden comments."Instagram added that they've also expanded their existing systems to include "an additional warning when people repeatedly attempt to post potentially offensive comments."Since launching comment warning, the company said they'd seen a shift in user's behaviors when providing real-time feedback as they are writing negative comments. 956

It’s all hands on deck during harvest time at Infinite Harvest.This indoor, hydroponic farm in Colorado specializes in microgreens, young vegetables grown in a controlled environment and cropped shortly after they’ve sprouted.Production manager Luke Blough says microgreen sales have quadrupled in the past nine months with more consumers becoming more health, sustainability and environmentally conscious.“We kind of check all three of those boxes,” he said. “Our microgreen products are very nutrient dense; very flavorful. They’re sustainably grown locally and we have less environmental impact.”There's less environmental impact because of the way they’re grown. Stacking shelves of microgreens and growing them under LED lights means using about 95% less land than traditional farming.This method is catching on nationally.“Consumers are becoming more interested in microgreens,” said Sarah A. Johnson, Ph.D., with the food science and human nutrition department at Colorado State University. “They’re a relatively new agricultural food crop.”.In addition to the nutritional and environmental benefits, Johnson’s team found that microgreens could have major impacts in urban areas by making fresh produce more easily available to areas considered food deserts.“I think they have a lot of potential to kind of pop up all over the place,” she said. “Not just with these large companies but with smaller sort of pop-up, start-up companies as well.”As more farmers look to avoid unpredictable weather and leave less of a carbon footprint, experts predict microgreen consumption will continue growing nationwide“There are a couple of things we can do in a controlled environment that you can’t really do when you’re at the mercy of Mother Nature,” Blough said. 1768

Investigators have found evidence that a missing University of Iowa student was doing homework on her laptop the night she went missing, according to the woman's brother.Mollie Tibbets, 20, went missing on July 18 when she went jogging near Brooklyn, Iowa. TIbbets' brother, Jake, says investigators found that evidence that she was on her laptop that evening.The older brother of 20-year-old Mollie Tibbetts says investigators told him evidence shows she was doing homework on her computer last Wednesday evening. Tibbets was reportedly dog-sitting for her boyfriend, Jack Dalton, at the time of her disappearance. It is unclear if she returned after her jog, but the new details, family members say it is possible she did. Investigators previously executed a search warrant for Tibbits' Fitbit and social media accounts. A spokesperson for the Iowa Department of Criminal Investigations said Tibbets' case may be the first time Fitbit data has been used in an investigation in the state.  1043

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475

ISLA, Mexico (AP) — Patience among 4,000 Central American migrants appeared to be wearing thin on Saturday, as exhausted members of the caravan journeying toward the United States openly disagreed with organizers who are shepherding the group through southern Mexico.Several thousand migrants opted to rest in the towns of Juan Rodriguez Clara, Veracruz and Isla, Veracruz, which are about 40 miles (64 kilometers) from their previous rest stop in Sayula. Another contingent splintered off by hitchhiking rides and walking to Tierra Blanca, Veracruz, which lies about 80 extra miles (128 kilometers) to the north.Many said they no longer had faith in those organizing the large group after confusion broke out regarding buses that would have taken migrants on a route to Mexico City.On Friday, Veracruz Gov. Miguel Angel Yunes reneged on a brief offer to provide transportation, saying that it would not be correct to send the migrants because Mexico City's water system was undergoing maintenance and 7 million of its people would be without water over the weekend.In the lapse between his decisions, organizers told members of the caravan that buses would indeed be available, causing some migrants to go to sleep with the impression that they should wake up early to stake out a place in line.Human rights activist Ernesto Castaneda said there's still a possibility that bulk transportation will be arranged Saturday.But as migrants struggle with exhaustion, blisters, sickness, and swollen feet hundreds of miles from the closest U.S. border, tempers flared within their ranks."People are mad and confused," said Saira Cabrera, a 36-year-old traveling with her husband and two children aged 7 and 13.Gerardo Perez, a 20-year-old migrant, said he was tired."They're playing with our dignity. If you could have only seen the people's happiness last night when they told us that we were going by bus and today we're not," he said.It remained to be seen if the group would stick together and continue employing the 'strength in numbers' strategy which has enabled them to mobilize through Mexico and inspire subsequent migrant caravans to try their luck.On Friday, another caravan — this time from El Salvador — waded over the Suchiate River into Mexico, bringing 1,000 to 1,500 people who want to reach the U.S. border.That caravan initially tried to cross the bridge between Guatemala and Mexico, but Mexican authorities told them they would have to show passports and visas and enter in groups of 50 for processing.The Salvadorans opted instead to wade across a shallow stretch of the river to enter Mexico. Police in the vicinity did not try to stop the migrants, who later walked along a highway toward the nearest large city, Tapachula.Mexico is now faced with the unprecedented situation of having three caravans stretched out over 300 miles (500 kilometers) of highways in the states of Chiapas, Oaxaca and Veracruz, with a total of more than 6,000 migrants.The first, largest group of mainly Honduran migrants entered Mexico on Oct. 19. The caravan has shrunk to less than 4,000 migrants, although it has become difficult to give exact numbers as migrants advance toward small towns any way they can.Another caravan, also of about 1,000 to 1,500 people, entered Mexico earlier this week and is now in Mapastepec, Chiapas. That group includes Hondurans, Salvadorans and some Guatemalans.Mexican officials appeared conflicted over whether to help or hinder their journeys.In the smaller caravans, immigration agents and police have at times detained migrants. There has also been pressure on the main caravan, with federal police pulling over freight trucks and forcing migrants off, saying that clinging to the tops or sides of the trucks was dangerous.But several mayors have rolled out the welcome mat for migrants who reached their towns - arranging for food and camp sites. Mexico's Interior Department says nearly 3,000 of the migrants in the first caravan have applied for refuge in Mexico and hundreds more have returned home.With or without the government's help, uncertainty awaits.President Donald Trump has ordered U.S. troops to the Mexican border in response to the caravans. More than 7,000 active duty troops have been told to deploy to Texas, Arizona and California.Trump has also told the U.S. military mobilizing at the southwest border that if U.S. troops face rock-throwing migrants, they should react as though the rocks were rifles. He plans to sign an order next week that could lead to the large-scale detention of migrants crossing the southern border and bar anyone caught crossing illegally from claiming asylum.Though some migrants clashed with Mexican police at a bridge on the Guatemala border, they have repeatedly denied coming with any ill intentions, saying they're fleeing poverty and violence."We aren't killers," said Stephany Lopez, a 21-year-old Salvadoran with the first caravan. 4935

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