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Even a parked car is a source of stress.Like when you run outside in your pajamas at the sound of the street sweeper coming. Cars left unattended for days might become a target for theft or vandals. They still need routine maintenance, the occasional car wash and a drive every few weeks to circulate the fluids and recharge the battery.So with the pandemic changing the way we work, commute and shop, there’s probably no better time to see what life feels like without a car.Here are four reasons to consider a car-free future:1. You don’t (and won’t) drive much anymoreHow many days last week did your car just sit? How many miles have you put on it in the past month?When the pandemic hit, many companies sent their employees home to work remotely. Total miles driven plunged by 40% nationally in the second half of March, according to insurance data analyst Arity. Driving is on the rise again, but the interlude showed that we can get along just fine without everyone having their own car.But you’re still making the same car payment as when you drove every day.2. You have better uses for that moneyAmericans have long been encouraged to overspend on cars, urged on by ads that promise the right car will make us popular or rugged and unlock the freedom of the great outdoors.The average American spent 3.50 a month, or ,282 a year, on their car in 2019, according to AAA. That’s mainly because car payments are so high: Experian says in 2019 the average monthly payment for a new car was 4, and the average for a used vehicle was 1.If you’re struggling to make ends meet, ditching the car payment would be a huge savings, not to mention the related expenses of gas, insurance, maintenance and repairs. If you’re not hurting, that’s money that can go toward a home down payment, a Roth IRA or paying down debt.Why not take a look at exactly how much you pay — and how much you could save — with our handy total cost of ownership calculator?3. You can cash in on high used car pricesIf you do decide to part with your car, it’s a seller’s market. The average price of a used car listing rose by 8 from June to July, according to Edmunds, which called the trend “an unprecedented historical shift in the used vehicle market.”Year over year, the value of used cars is up 16%, according to auctioneer Manheim’s Used Vehicle Value Index.More good news: Selling your used car is easier than ever. Online used car retailers such as Carvana, Shift and Vroom will give you an upfront price and pick up your car from your home. Or, sell your car to a local dealer who’s probably hungry for trade-ins for the used car lot.If you sell, consider protecting your assets with a non-owner car insurance policy. It offers liability protection if you borrow or rent a car and the owner’s own limits are exceeded. And if you were to buy another car yourself, you wouldn’t be penalized for a gap in insurance coverage.4. You have options when the need arisesThe pandemic has opened our eyes to the possibilities of delivery: groceries, takeout meals, school supplies and area rugs.And to the joys of walking, too. What’s within walking or cycling distance? A few minutes with Google Maps might surprise you.Car trips of less than a mile add up to 10 billion miles a year, according to the Environmental Protection Agency. Replacing those trips with walking or biking will not only help keep you fit, but also save you money on gas and cut down on pollution.But sometimes you still need a car. Many transportation services that were initially locked down are up and running, offering contactless service at reduced prices with new safety measures.Here’s what’s available for longer-than-cycling distances:Taxis and ridesharing services.Car-sharing companies such as Zipcar.Rides from a friend.Rental cars and peer-to-peer car rental sites such as Turo.Public transportation.More From NerdWalletHow to Pay for a Home Remodel Without Tapping Your EquityShould You Press Pause on Private Student Loans?Is That Nearly New Salvage-Title Car Really a Deal?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4147
ENCINITAS, Calif. (KGTV) — Opening a new small business in the middle of this pandemic is a risky move, but San Diegans are doing it. Candles on Tap in downtown Encinitas is taking the chance."Today is a big, nerve-wracking, exciting day but we are opening to the public," CEO and co-founder Chantel Johnson said. She and CFO and co-founder Marcus Wandell are hopeful about their new venture. "The feature event is the scent bar where you pull up a chair and pour your own blend," said Wandell. Johnson added, "We are a custom scent bar so when people come in, they’re able to hand pour their own soy candles, diffusers, and fragrance sprays and they get to choose from over 90 scents." Wandell says some of his personal favorites in their shop include a scent called "old books" and they also have a "cannabis" smell.The two are well aware of what they’re getting into. "We're opening in the middle of a pandemic and it's a brick and mortar store so what could go wrong, right?" Wandell said jokingly.Yet, they say they see this time as the perfect opportunity. “There's pent up energy and demand to get out and do something as long as it’s safe so we're seizing on that need in the community for folks to find an experience to do with their loved ones and friends,” says Wandell.The pair are not alone. The U.S. Census reports almost 3.3 million business applications have been filed this year which is up 700,000 from this time last year. There were reportedly more than 1.6 million quarterly applications. In California alone, week 43 saw almost 9,000 applications which is a 25% increase from this time last year.“Some of our friends [say we’re] so brave. This is a bold move but everyone's really excited for us,” added Johnson.Candles on Tap is located at 687 S Coast Hwy 101 Unit 155 in Encinitas. It's open Tuesday through Friday from 11 a.m. to 8 p.m., Sunday from `12 p.m. to 5 p.m. and closed on Monday. 1923
ESCONDIDO, Calif. (KGTV) - A new technology is being hailed as a "game changer" by some experts as it takes aims at those achy, tiresome commutes. Cadillac's Super Cruise, the only hands-free semi-autonomous driving feature on the highways, is now on roads in Southern California.Once on the highway, the feature is activated with the push of a button on the steering wheel. The feature allows the driver to go feet- and hands-free as long as you stay in one lane. "If someone slows down in front of me, it will slow down our speed," said Drew Doran.While other driver-assistance systems use cameras to center a car, Doran says General Motors has extensive laser mapping of US highways that leads to better accuracy."It actually knows what is ahead of the vehicle," said Doran. On a one-hour-long drive, it tracked every curve and every time, it stayed in the center of the lane. The driver is still expected to be on standby. A camera on the steering wheel watches for distractions. If the driver is doing something like reading and blocking that camera, it will warn the driver.When we blocked the camera, a green light flashed - the first of several alerts - before Super Cruise disengaged. Doran says he recently went on a trip to Los Angeles with his wife. He says he used Super Cruise for about 80 percent of a drive that left him feeling relaxed. "Not the usual back pain. I actually felt wonderful," said Doran.The Cadillac CT6 will cost you about ,000, but industry experts says GM could deploy the well-received Super Cruise in vehicles priced around ,000 starting next year.AUTONOMOUS VS. SEMI-AUTONOMOUSPopular Science has a breakdown between the different steps a car can make without human interaction. 1815
Experts say the coronavirus pandemic has led to a decline in both planned and unplanned pregnancies.Experts added that people are meeting less because of COVID restrictions, job loss, and the uncertainty of the future has caused people to hit pause on having kids.On Wednesday, Modern Fertility published a survey that found out of nearly 4,000 people, 30% of them said they had changed their fertility plans due to the pandemic.In March, Modern Fertility found that 31% of those surveyed had decided to change their family planning timelines.Several reasons people gave behind their decision to delay having children was “it doesn’t seem like a good time to bring kids into the world,” “I need to improve my financial position,” and “I’m worried about contracting COVID-19.”On Thursday, the Brookings Institute projected that Americans would see 300,000 fewer births next year. 886
ENCINITAS (CNS) - Construction crews will begin a three-week closure of a section of Chesterfield Drive Wednesday to improve bicycle and pedestrian safety, according to the San Diego Association of Governments. Chesterfield Drive will be closed to drivers in both the eastbound and westbound directions between Coast Highway 101 and San Elijo Avenue. According to SANDAG, the closure will extend through Jan. 23 to complete a new bikeway and pedestrian path, an Americans with Disabilities Act-compliant sidewalk and ramps, new traffic signals and new rail crossing equipment such as signals and gates. During the closure, northbound motorists will be detoured to D Street and southbound motorists will be detoured to Lomas Santa Fe Drive. The intersection will remain open to pedestrians and bicyclists during the closure but will be closed to motorists 24 hours per day, seven days a week. According to SANDAG, roughly 17,000 drivers use the intersection each day. The closure is the second phase of improvements to the Chesterfield Drive rail crossing and part of San Diego County's Build NCC (North Coast Corridor) project, a 40-year, 0 million effort to repair and expand vehicle and rail transportation infrastructure around the county. The .2 million Chesterfield Drive project and the Build NCC program are funded by TransNet, the county's half-cent sales tax on transportation, Once completed, the county expects to add 13 miles of new carpool and high-occupancy vehicle freeway lanes, 1 1/2 miles of doubled railroad track, seven miles of bike and pedestrian paths and more than 1,200 acres of restored and preserved coastal habitat land. 1661