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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

ANCHORAGE, Alaska (AP) — Sarah Palin's husband, commonly referred to as "Alaska's first dude" when she was governor, appears to be seeking a divorce from his wife of 31 years.Paperwork believed to be from Todd Palin cited "incompatibility of temperament" in seeking to end his marriage to the 2008 Republican vice presidential nominee.The filing Friday in Anchorage Superior Court only identified the couple by initials. The initials, birthdates and wedding date match the Palins, as does the initials given for their only young child living at home.The documents list the minor as T.P.V.P., born April 18, 2008, the same date Sarah Palin gave birth to Trig Paxon Van Palin, the youngest of the couple's five children.The Palins married in 1988. After Sarah Palin became governor in 2006, Todd Palin continued to fish commercially and work an oil field job on the North Slope. Their lives were ever changed after Republican presidential candidate John McCain picked Sarah Palin as his running mate.During her speech to the Republican National Convention, Palin talked about her long relationship with her husband."We met in high school, and two decades and five children later, he's still my guy," she said at the time.In the divorce filing believed to be from Todd Palin, he seeks joint custody of the child. He also wants an "equitable division" of marital debts and assets."There is an incompatibility of temperament between the parties such that they find it impossible to continue to live together as man and wife," the complaint said.Kimberlee Colbo, an Anchorage attorney for the plaintiff, didn't immediately respond to requests for comment Monday. She filed paperwork to keep the divorce confidential to protect the privacy of the child.Colbo also has represented Dakota Meyer in divorce proceedings from the Palins' eldest daughter, Bristol.Anchorage blogger Craig Medred first reported on the divorce.Fairbanks attorney John Tiemesen has represented the family in the past and said that he knew nothing about the divorce papers until he saw Medred's article Monday.___Associated Press writer Mark Thiessen in Anchorage contributed to this report. 2165

ARLINGTON, Texas (AP) — Los Angeles Angels pitcher Tyler Skaggs died Monday at the age of 27, stunning Major League Baseball and leading to the postponement of the team's game against the Texas Rangers.Skaggs was with the team in Texas when he was found unresponsive in his hotel room. He was pronounced dead at the scene. Police said they are investigating, but no foul play is suspected at this time.Skaggs was "an important part of the Angels Family," the team said in a statement. "Our thoughts and prayers are with his wife Carli and his entire family during this devastating time."Skaggs had been a regular in the Angels' starting rotation since late 2016, when he returned from Tommy John surgery. He struggled with injuries repeatedly over the past three seasons, but persevered to become a valuable starter in Los Angeles' injury-plagued rotation.The left-hander had just pitched on Saturday, allowing two runs in 4 1/3 innings in a 4-0 loss to Oakland.Baseball Commissioner Rob Manfred said he was "deeply saddened" by Skaggs' death."We will support the Angels' organization through this most difficult period, and we will make a variety of resources available to Tyler's teammates and other members of the baseball family," Manfred said in a statement.Skaggs was born in the Los Angeles neighborhood of Woodland Hills, in the far western part of the sprawling San Fernando Valley. He graduated from Santa Monica High School in 2009, when the Angels drafted him in the first round.The Angels traded Skaggs to Arizona in 2010, and he started his big-league career with 13 appearances over two seasons for the Diamondbacks. The Angels reacquired him in December 2013, and he has won 25 games over five seasons with the club.Skaggs started a career-high 24 games last season, going 8-10 with a 4.02 ERA. He missed playing time in April this season with a sprained ankle, but came back strong.Skaggs was part of the same Angels draft class as Mike Trout, and they were roommates in the low minor leagues before Skaggs was traded to Arizona. They played on the same team in Cedar Rapids, Iowa, in 2010.Skaggs' mother, Debbie, was the longtime softball coach at Santa Monica High School. She famously provided postgame tips on his pitching mechanics, even deep into his big-league career.Skaggs grew up in Santa Monica, on the west side of the sprawling Los Angeles metroplex, but rooted for the Angels instead of the closer Dodgers. 2445

An American Airlines cleaning crew found "what appears to be a fetus" in the lavatory of a plane early Tuesday morning, spokesman Justin Franco told CNN by phone.The Office of the Chief Medical Examiner in New York confirmed it is "investigating what we believe to be a human fetus found deceased on an airplane," said Aja Worthy-Davis, executive director for public affairs."We will release determination when investigation is complete."The plane arrived to LaGuardia Airport from Charlotte, North Carolina, late Monday evening, and the discovery was made during the aircraft's scheduled cleaning at around 5 a.m. Tuesday morning.The cleaning crew immediately contacted their manager, who in turn contacted law enforcement, Franco said."As we continue to learn more about this tragic and sensitive situation, we are actively cooperating with law enforcement in their investigation," a statement from American Airlines said.The Port Authority Police, which has jurisdiction over New York's LaGuardia Airport, deferred calls on the incident to the Queens District Attorney's office.The Queens District Attorney's office is looking into the matter, a spokeswoman confirmed to CNN, adding that they may have additional information to share Tuesday afternoon. 1263

ARVADA, Colo. — An 11-year-old girl penned a letter to Santa filled with heartache, asking him to stop her “sadness” after losing her father and grandmother in a house fire over the summer.Brooklynn Alexander, 11, wrote her Christmas wish and dropped off her letter in Santa’s mailbox in her hometown of Arvada.Amber Klein built the mailbox to ensure Santa received every letter written by kids in Arvada before Christmas.“Every night, I send the letters off to Santa,” Klein said.While helping Santa read through the letters, Klein came across Brooklynn’s wish, a heartfelt letter raw with pain.“Santa, I’ve been suffering from depression and my anger issues have been bad lately. So, what I am trying to say is — I shouldn’t get presents and can you please stop my sadness,” Klein read in the letter.In July, a fire tore through Brooklynn's home, killing her father and grandmother. A neighbor rescued her from inside. She was put on a ventilator and spent more than a week at the hospital. The pain and anguish Brooklynn feels brought memories of Klein’s dad rushing back.“My dad passed away in a house fire and I just immediately wanted to protect her,” Klein said.Klein took to Facebook to track down Brooklynn. It didn’t take long for the two families to bond.“I told her about my dad and how he died,” Klein said. “I showed her the necklace that I wear that has my dad’s ashes in it and now Brooklynn wants the same thing.”Two lives, decades apart, found each other as Brooklynn learns to navigate her pain.“I feel like whether it be my dad or Brooklynn’s dad, that they brought us together,” Kelin said.Through tears, Brooklynn says Kelin’s story gives her hope that life will get better.Brooklynn has since written a second letter to Santa. Her wish list includes a body pillow, fluffy socks and a paint-set with watercolors. She's also asking for letters from the public to help bring joy back into her life.“It’s just really fun seeing letters from people that I don’t even know cause even though they don’t even know me, they care about the situation,” Brooklynn said.This story was originally published by Adi Guajardo on KMGH in Denver. 2158