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Where the Mississippi River nears its end, sits a city that nearly faced its own end.“It’s a different kind of place,” said Louisiana native Hosea LaFleur.Nearly 15 years after Hurricane Katrina, New Orleans remains a city where the past never strays too far from the present. The storm is still felt by every homeowner here on their homeowners’ insurance bills.After the storm, insurance companies no longer wanted to offer homeowners insurance in parts of Louisiana that were vulnerable to hurricanes. They thought it was a money-loser.So, the state created Citizens Insurance. Initially controversial, it was funded by all the property owners in the state, including people who didn’t live anywhere near the damaged areas.“That certainly was a hard sell for those folks,” said Louisiana Insurance Commissioner Jim Donelon.Louisiana’s Citizens Insurance eventually helped stabilize the insurance market after Katrina and attracted more than 30 new insurance companies to the state. The number of homeowners on Citizens has also since plummeted, from 174,000 in 2008 to about 38,000 today, representing about 0.4 percent of the market there.“The policyholders are contributing fees, as well as the companies writing business contribute fees,” said Joey O’Connor, owner of the O’Connor Insurance Group and president of the Independent Insurance Agents and Brokers of Louisiana.Hosea LaFleur’s coastal home is on Citizens Insurance.“Just fell in love with it,” he said of the home. “Fell in love with the people, the things, the atmosphere.”It’s been hit by hurricanes twice: first Katrina in 2005 and then Gustav, three years later.“Knocked our walls down, everything down,” LaFleur said.Despite the repeated rebuilding, he wouldn’t dream of giving it up.“It's home to us,” LaFleur said. “We love it. We love everything about it.”Robert Allen is an adjunct professor at the School of Professional Advancement at Tulane University. His courses specialize in risk management and threat assessments. “That's going to start adding up,” he said, of rebuilding in vulnerable natural disaster areas. “Who foots the bill at the end of the day? You do. I do. Everybody else does.”Last year, the U.S. experienced 14 separate billion-dollar natural disasters: two hurricanes, two winter storms, eight severe storms, wildfires and a drought.From California wildfires to Midwest floods to coastal hurricanes, Allen said that as some insurance companies pull back from covering some areas, taxpayers will need to figure out if they want to keep footing the rebuilding bill.“At the end of the day is going to come down to money,” he said. “I mean, how much money is being put into that and at what point again do you decide this is enough?”Allen said one idea that’s been floated is to create a federal natural disaster insurance program, similar to the national flood insurance program. Taxpayers everywhere would be responsible for keeping it solvent.“There was talk or there is some kind of undertones about doing that with all hazards threats -- like doing that with the fires and just underwriting some of this stuff,” Allen said.It’s a challenge that taxpayers will have to confront, if they chose to rebuild areas hit over and over again by nature’s fury. 3259

Why is he giving a “thumbs up” in A PHOTO WITH A BABY WHOSE PARENTS WERE JUST MURDERERED— DevinNunesTHEDragQueen (@NunesDrag) August 9, 2019 152

WASHINGTON, D.C. – Congress is quickly unveiling a coronavirus aid package while President Donald Trump is considering a national disaster declaration and new travel advisories as Washington races to confront the outbreak. The number of confirmed cases of the infection has topped 1,000 in the U.S. and the World Health Organization has declared that the global crisis is now a pandemic. Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, warns that the outbreak in the U.S. is going to get worse. As of Wednesday evening, at least 32 people in the U.S. have died from COVID-19, the disease caused by the new virus, according to a tally by 691

Videos shared on social media show hundreds of people waiting hours in line at customs checkpoints as thousands of Americans return from Europe hours after the coronavirus travel ban instituted by the Trump administration went into effect.All travelers returning from Europe during the 30-day travel ban are required to arrive at one of 13 airports. The CDC then screens all passengers for the virus at customs checkpoints.The influx of passengers combined with screenings has led to hours-long lines at customs and baggage claims at the 13 arrival hubs. 567

Vice President Mike Pence on Tuesday misleadingly cited some statistics about illegal entry to the US in an effort to build support for the Trump administration's border wall by tying the issue of immigration to fears of terrorism and crime.In an interview on ABC's "Good Morning America," Pence was asked about a statistic, misleadingly cited by White House press secretary Sarah Sanders, that 4,000 "known or suspected terrorists" were caught trying to enter the US illegally as part of the administration's push for greater security at the southern border. Although the Department of Homeland Security has said 3,755 individuals the Department of Homeland Security has cited as "known or suspected terrorists" were prevented from traveling to or entering the US in fiscal year 2017, the vast majority of those people attempted to enter by air or legal ports of entry elsewhere.The data concerns individuals attempting to travel to the US by air, sea or land, and includes those who made efforts to obtain visas from embassies and consulates around the world. In July 2017, the State Department said there was "no credible information that any member of a terrorist group has traveled through Mexico to gain access to the United States."The administration's suggestion that tighter southern border security is needed to stop thousands of terrorists stands in contrast to the government's own statistics on the issue. 1431