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Payless Shoes emerged from bankruptcy in January, after closing all of their U.S. brick-and-mortar locations. Now, the company says they have plans to open a couple hundred new stores.The discount store chain relaunched their website in mid-August, featuring brands like LA Gear, Airwalk and American Eagle. They also announced they will be opening a new store location, with a redesigned layout, in Miami this November, with plans to open 300 to 400 stores in the coming years.Through the bankruptcy protection process, Payless continued to operate 700 international store locations.“We are fully aware that we’re relaunching in a time when many have lost their jobs, finances are tight, and parents nationwide are adjusting to working from home, facilitating at-home schooling for their children,” CEO Jared Margolis said in a statement. “We saw an opportunity for the brand to relaunch into the US market… at a time when value couldn’t be more critical.”Payless filed for Chapter 11 bankruptcy protection in 2019, less than two years after it emerged from a previous bankruptcy filing. 1096

Police searched early Thursday for a man who robbed a Nashville area pizza chain at gunpoint.Metro Nashville Police officers were called to the Domino's Pizza on Hamilton Crossing in Antioch at about midnight Thursday.  Two employees told officers they heard the drive-thru bell go off, and saw a Toyota Camry parked a short distance from the window. When one of the employees approached the window, he told officers a man who had been crouching below the window jumped up and pointed a handgun at the worker.Police said the suspect then crawled through the drive-thru window and demanded the workers empty the cash register. He took the cash and left the Domino's through the drive-thru window. The victims told police they saw the suspect get into the white Toyota Camry they saw parked away from the window. Neither Domino's worker was hurt in the robbery. Investigators don't have much in the way of a description of the suspect, as the victims told them he had his face covered with a black and white bandana. Officers at the scene told us there is surveillance video that they are reviewing. The video has not been released to the public just yet.  1197

Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747

Pitch in to help this campaign fly. https://t.co/CqHAId0j8t pic.twitter.com/NbkPl0a8HV— Joe Biden (@JoeBiden) October 8, 2020 136

PHOENIX, AZ — An Arizona family is searching for a U.S. Marine who left for Camp Pendleton on Monday but never arrived at the base.Lance Cpl. Job Wallace, 20, was last seen leaving a friend's house in Surprise, Arizona, between 8:30 and 9 p.m. Monday, his mother, Stacy Wallace, said. He loves the Marines, was recently promoted and was excited to get back to Pendleton after a three-day leave that took him home to the suburbs west of Phoenix and a camping trip. "He got into several colleges and missed scholarship opportunities just so that he could be a Marine, because he felt it was his duty to serve his country," Wallace said. Wallace said law enforcement officials told her that her son's phone was last pinged Monday night in Arizona. But a Border Patrol camera spotted his truck the next morning traveling eastbound on Interstate 10 near Fort Hancock, Texas, southeast of El Paso. A Surprise police spokesman says officers took a report and have turned the matter over to the Naval Criminal Investigative Service. "NCIS and our partners are working diligently to locate Lance Cpl. Wallace and bring him home safely," Kurt Thomas, special agent in charge of the NCIS Marine Corps West Field Office, said in a statement. He urged anyone with information on his whereabouts to contact the NCIS or local law enforcement. Wallace is 6'3" tall, about 205 pounds with brown hair and green eyes. He was driving a 2004 silver Ford Explorer Sport Trac pickup with Arizona license plate CRF9682. "Please be on the lookout," Stacy Wallace pleaded. "Every eye matters, every share, every vehicle check, ever person matters in looking for him." 1649

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