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a law that would allow President Donald Trump to use the military break up protests and riots within U.S. cities.Speaking at a press conference Wednesday, Esper said he believes the National Guard is better equipped to handle situations in the United States to help local law enforcement."I say this not only as Secretary of Defense, but also as a former soldier and a former member of the National Guard, the option to use active-duty forces in a law enforcement role should only be used as a matter of last resort and only in the most urgent and dire of situations," Esper said. "We are not in one of those situations now. I do not support invoking the Insurrection Act."On Monday, 686

due to engine failure on Monday.The plane made a safe emergency landing in Raleigh, North Carolina about an hour into the flight from Atlanta to Baltimore."The Captain came on the loudspeaker and said that we had lost an engine and that they were making preparations to have an emergency landing," passenger Jose Bahamonde-Gonzalez said.Avery Porch was sitting next to her boyfriend Tyler Kreuger in the emergency seat."After we heard the boom we just saw all this smoke come up into the cabin, and that's when we really started freaking out," Porch said. "It started slowing down a bit the air cut off."People were frantic--preparing to open the door at a moment's notice to try and escape."I was about to the first person to jump off and I was like, 'oh my gosh,'" Porch said. "This is a 30-something pound door. I'm going to have to throw it in the seat and jump off and actually help people out."Panicked people started to fear the worst."I pulled out my phone, and I know I didn't have service," Kreuger said. "I just texted my mom 'I love you', I texted my dad 'I love you.'""I had a weird, eerie sense of calm over me, like I almost knew that they were going to take care of it, and they did," Porch said. "I don't think I'd be timid getting on a plane again being reassured that they handled it the way they did."Delta released a statement apologizing for the inconvenience and passengers said they were given a food voucher while they waited to leave Raleigh."Delta needs to retire those MD-80's, they are too old," said Bahamonde-Gonzalez.The flight was originally supposed to land in Baltimore around 2 p.m. local time, but the passenger didn't reach their destination until around 8:30 p.m.This story was originally published by Eddie Kadhim on 1763

You don’t have to make another federal student loan payment in 2020. Now is the time, though, to decide what to do before your bill arrives in January 2021.Federal student loan borrowers were already in an automatic interest-free pause on payments as part of the original coronavirus relief bill, known as the CARES Act. This pause was expected to expire Sept. 30, but an extension of the forbearance through Dec. 31 was directed in a memorandum signed by President Donald Trump on Aug. 8.However, it’s uncertain that all the student loan relief measures included in the original CARES Act, such as a pause on collection activities, will also continue.“The language of the executive order is not clear,” says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors. It’s also possible, she says, that Congress will make additional changes before the current automatic forbearance period ends.For now, the forbearance extension is to begin Oct. 1 and run through the end of the year, barring any legal challenge. The Department of Education is expected to issue additional guidance in the coming days on the details of the memorandum.Here’s what the student loan payment relief extension is likely to mean for you, depending on your situation:You have federal loans and face financial hardshipAlthough January 2021 is just a few months away, it’s enough time to make a change to your federal loan payments and avoid defaulting on the loans.“There is no harm or downside in talking to your servicer now,” says Scott Buchanan, executive director of Student Loan Servicing Alliance, the trade association of student loan servicers. “You want to be well-prepared for whenever this does expire.”If you know you’ll have difficulty repaying the debt, contact your servicer now about enrolling in an income-driven repayment, or IDR plan — it caps payments at a portion of your income and extends the repayment term. If you don’t have a job, your payment could be zero. If you’re already enrolled in IDR, make sure to recertify your income if it has changed.You can still make payments on your federal loansIf your finances haven’t been affected by the economic downturn, you can use this time to prioritize financial goals.Consider making payments toward the principal on your federal loans to lower your overall debt. Since your loans are on automatic forbearance, you’ll need to contact the servicer to do so.You can also make a dent in other financial goals, such as paying down credit card debt or padding your emergency fund.Your federal student loans are in default or rehabilitationAll collection activities on federal student loans are suspended through Sept. 30, such as wage garnishment and collection calls. However, experts say, the new memorandum doesn’t specifically indicate that collections would be suspended through the end of the year.Similarly, if you’re currently rehabilitating defaulted student loans, the original six months of nonpayment counted toward the nine needed to complete the process. But the memorandum doesn’t specify this would continue under the forbearance extension. Contact your servicer for more information.You’re pursuing Public Service Loan ForgivenessFederal student loan borrowers pursuing Public Service Loan Forgiveness don’t need to make payments until Sept. 30. Those months of nonpayment still count toward the 120 payments needed to qualify for PSLF as long as you’re still working full time for an eligible employer.However, there is no indication yet that the new memorandum applies to borrowers pursuing PSLF, experts say. Contact your servicer to find out if the additional months of forbearance would count toward PSLF. If not, consider making payments during this time to keep on track.You recently graduated from collegeIf you were expecting to start making payments on your loan within the period of extended forbearance, your first payment won’t be due until January. Usually, interest accrues during a grace period, but if your six-month grace period overlaps with the administrative forbearance period, interest won’t grow.Use this time to find out who your servicer is and what your first bill will look like.If you think you can’t make your minimum payment come January, you can apply for an income-driven repayment plan to cap payments at a portion of your income (it could be zero if you don’t have a job). Apply for income-driven repayment at least two months before repayment starts.You’re taking time off from schoolFederal loans typically have a grace period of six months after you leave school. If you have student loans and last attended school in the spring, your payments would start to come due this fall. The extended forbearance period would delay your first payment until January.When you resume classes, you can defer payments until you finish school as long as you are enrolled at least half time. But student loans get only one grace period; you won’t have another after you graduate or leave school again.You have private student loansYour lender may offer private student loan relief in the form of a payment pause or reduced payments. While a number of lenders structured relief plans to end Sept. 30, many are open to an extension or additional relief.Contact your lender to ask about additional deferments or payment reductions. You can also apply for existing loan modification programs for financial hardship. These will vary from lender to lender — but interest will continue to accrue, unlike with federal loans.You’ll likely have to apply for private loan relief individually since most lenders aren’t making payment pauses or loan modifications automatic, Mayotte says.You have nongovernment owned FFEL or Perkins loansStudent loan borrowers with the Federal Family Education Loan (FFEL) Program or Federal Perkins loans not owned by the Education Department don’t have access to the automatic forbearance.To take advantage of the forbearance, you’ll need to combine your loans into a federal direct consolidation loan. Consolidating loans will cause any unpaid interest to capitalize, or be added to the principal balance. Contact your loan servicer to determine how consolidation will affect the total repayment amount, interest rate and loan balance.More From NerdWalletHow to Get an Unemployment Deferment for Your Student Loans7 Kinds of COVID-19 Relief for College StudentsDon’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6537

Workers at a Chula Vista nonprofit are stunned and reeling after an arsonist burned down their office. Around midnight Saturday, an arsonist broke into the Alliance of Californians for Community Empowerment office on H Street, using lighter fluid to set it on fire. The nonprofit campaigned hard in favor two pro-rent control measures that failed in last week's election. Still, the arsonist apparently set the fire where the group's campaign signs stood. "This was a happy space, this was a safe space," said Paola Montes-Martinez, ACCE's San Diego director. "It's hate. That's what I smell in here."The Chula Vista police have opened an arson investigation. And they may have a clue.A worker at the 7-Eleven next to the office says the suspect stole two cans of lighter fluid, moments before the office went up in flames. Surveillance video has been turned over to police. Meanwhile, Montes-Martinez says the organization will not be intimidated. On Monday afternoon, officials from Chula Vista, National City and various San Diego nonprofits held a rally for ACCE. The group will work out of different nonprofit offices in the meantime, with a focus on fighting for tenant rights.  1217

Wu-Tang Clan founder The RZA and Good Humor Ice Cream teamed up for a new sound for ice cream trucks. They wanted to replace the most common jingle used in ice cream trucks, which derived from a racist past.The iconic song most children remember is a song called "Turkey in the Straw." It was made popular by its use in minstrel shows. In an Instagram video, RZA explains how Good Humor Ice Cream called him, saying "we gotta do something about this, Riz." RZA says they wanted to make a new jingle that incorporated all communities.Good Humor is calling on all ice cream truck drivers nationwide to stop playing "Turkey in the Straw" and are offering RZA's new jingle for free. 687