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They have been in business since 1818, so you would think they would have weather prognostication down to a science. The folks at the Farmers' Almanac have issued their forecast for the upcoming winter, and for many, purchasing a snowblower might not be a bad investment. The Farmers Almanac predicts that the Central US, Midwest and Northeast will see a cold, brutal winter. For those who live in Montana, Wyoming and Colorado and to the east, the almanac calls for "teeth-chattering cold" and "plentiful snow." For those in the Midwest, expect "biting cold" and snow this winter. And those in the Northeast should expect a "cold and white" winter. The West Coast should see a more average winter, with greater than average rain in the Pacific Northwest. While it will remain cold in Texas, the Southeast should be closer to average, with above-average rainfall. If you are hoping for a more modest winter, you will like the forecast from the Old Farmers' Almanac. Old Farmers' Almanac is suggesting a mild winter for most of the United States, with the exception being in the Southwest. The Rockies, while still mild, should expect a snowy winter. How these publications come up with said forecasts are a bit of a mystery, much like KFC's secret recipe. "we derive our weather forecasts from a secret formula that was devised by the founder of this Almanac, Robert B. Thomas, in 1792. Thomas believed that weather on Earth was influenced by sunspots, which are magnetic storms on the surface of the Sun," the Old Farmers' Almanac says on its website.  1616

There will inevitably be people who want to vote in person who may now be positive for the coronavirus, showing symptoms of COVID-19 or who are quarantining.The Centers for Disease Control and Prevention (CDC) has reinforced the fact that Americans have the right to vote, regardless of whether they're sick or in quarantine. The agency offered this advice: 365

There are things you do that may take little thought, like text a friend, FaceTime a relative, or order something off Amazon. But, for many senior citizens, these actions are new."Technology is slowly opening up all these doors to different things. To watch YouTube videos, they’ve never seen anything like that," said Connie Nelson, franchise owner of Visiting Angels.Nelson works with the elderly, who need assistance in their homes. She says introducing this generation that’s used to delayed gratification to technology is playing a huge role in helping them get through this pandemic."I think the biggest surprise for them is how instant it is. They’re used to a phone call, somebody has to answer. This is just instant. You text a grandchild and they text you immediately," said Nelson.The technology Nelson’s at-home caregivers are teaching the senior citizens ranges from texting to ordering groceries from Alexa."They’re sitting there all day, waiting. They’re waiting for a phone call or they’re waiting for a visit, and sometimes they don’t come because everybody’s busy. But once you hand technology to them, the response is there," said Nelson.And while most of this education is for entertainment purposes, Nelson says they’re walking patients through telemedicine in hopes they’ll continue using it in the future."I think at first they’re a little standoffish. Like, ‘No, he has to see me, touch me. He has to check my ears.’ And, if they can get past that, they won’t get the physical exam, but you’ll get that face-to-face where you can actually tell him what’s going on. It’s not going to replace all visits, but some it can," said Nelson.Teaching them skills like FaceTime, even using social media like Facebook, is keeping them connected to those who may not be able to visit right now."Once they learn it, it’s so rewarding because they’re staying up to date with what’s going on in their loved ones’ lives," said Nelson.Learning the new tech is helping to cure the loneliness that can come with the COVID-19 pandemic. 2047

TIJUANA, Mexico (KGTV) — Health conditions continue deteriorating Friday in Tijuana where thousands of migrants are camping, contributing to the opening of a second shelter 45 minutes away.The new shelter in an area known as El Barretal has a roof, dry floor and can house 3,000 migrants, Rodolfo Olimpo, a representative from Baja California State's Special Committee on Migration Issues said. Friday, about a thousand were shuttled by bus to the new shelter. There are no lighting fixtures, but migrants are using portable lights as well as flashlights.In the first shelter, the floor is mud, puddles everywhere and the entire area is littered with junk. One man brushed his teeth over a muddy puddle.10News Reporter Laura Acevedo went to Tijuana Thursday and spoke with the migrants living in squalor. One woman from Honduras, Leida Reyes, told her she thinks this is better than what they lived with back home.She said she couldn't walk around freely without fear, her children never attended school because it was too dangerous.When asked about the President's hard stance on migrants, she said she thinks he'll have a change of heart when he understands they're coming from a country that they can no longer live in safely.Reyes has been in TJ for about 20 days and is waiting for her number to be called so her case for asylum can be processed.No one has stated how long either shelter will be in place. 1418

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422