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Students around the United States are walking out of class to demand tougher gun laws in response to last week's deadly shooting in Parkland, Florida, but some schools are threatening them with harsh punishments.The Needville Independent School District in Texas issued a warning Tuesday that anyone who participated in a walkout or other political protest would be suspended for three days."Life is all about choices and every choice has a consequence whether it be positive or negative. We will discipline no matter if it is one, fifty, or five hundred students involved. All will be suspended for 3 days and parent notes will not alleviate the discipline," Superintendent Curtis Rhodes said in a statement posted on the Needville High School Facebook page.Rhodes said the Houston-area district would not tolerate any protests or demonstrations during school hours."A school is a place to learn and grow educationally, emotionally and morally. A disruption of the school will not be tolerated," he said.The letter was posted on the same day that a 14-year-old was arrested at Needville Junior High School and charged with making a terroristic threat.Survivors from Marjory Stoneman Douglas High School in Parkland have been active in the week since the shooting -- holding rallies, being interviewed by national media and organizing a bus trip to the Florida State Capitol to meet with lawmakers.Students at other schools in Florida and across the United States have held rallies to show support.A school district in Waukesha, Wisconsin, sent a letter to parents telling them that the school district is not involved in a walkout that is scheduled for March 14 and that teachers and students would not be excused if they participate."Participation in a walkout is disruptive and against school regulations, and will subject students to disciplinary measures," Superintendent Todd Gray said in the letter.In a follow-up statement on Wednesday, Gray said the the original letter was designed to let parents know that the walkout next month was planned by an outside group with no connection to the school."At no time have we said students cannot make a statement peacefully while staying in school," Gray said, adding that he had not gotten requests to participate from any students or student groups."We acknowledge that individuals have a right to demonstrate to support a cause. Therefore, if parents wish to excuse their children from school to attend such an event or demonstration, that is their right," he said.Are you participating in student walkouts? Share your photos on Twitter, Instagram or Facebook with the hashtag #yesCNN and tell us why you're marching.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 2774

Subpoenas have been served on the Trump Organization and a dozen linked entities in a lawsuit challenging President Donald Trump's ongoing business ties while in office.The office of District of Columbia Attorney General Karl Racine said Wednesday that it "can confirm that all of the Trump Organization entities have been served." Additionally, subpoenas are being served to the state of Maine, the attorney general's office said.The lawsuit by DC and Maryland claims Trump is in violation of the Constitution's ban on emoluments, or payments, from foreign or domestic government entities to the President because of his continued interest in the Trump International Hotel.DC and Maryland have said the Trump International Hotel's operations put other nearby hotels and entertainment properties at a competitive disadvantage, and that the Trump hotel got special tax concessions. The hotel won its lease on federally owned property before Trump's election.A federal judge set in motion the schedule for DC and Maryland attorneys general to begin collecting evidence in the case. The plaintiffs say they also plan to subpoena 18 entities that compete with the Trump Hotel.The Justice Department has signaled it may challenge the evidence-gathering process.The case is proceeding just as the Trump Organization prepares for a flurry of investigations from House Democrats once they take control of Congress in January.The Trump Organization has not responded to requests for comment on the case. 1532

The agent for Ezekiel Elliott says the star running back of the Dallas Cowboys has tested positive for the coronavirus. Rocky Arceneaux tells the NFL Network Elliott is feeling OK and recovering. Elliott tweeted out the word "HIPPA???" which stands for Health Insurance Portability and Accountability Act, in regards to why his medical information was leaked. 367

Supporters of President Donald Trump flooded roadways Sunday in New York and New Jersey, shutting down traffic on expressways and bridges.With just days to go before the election, caravans of cars flying Trump flags caused a traffic jam on the Garden State Parkway around Cheesequake and Lakewood. Police said the demonstration caused a 5-mile backup on the highway.In New York, videoes showed parked vehicles filled with Trump supporters on the Mario Cuomo Bridge. A New York State Police spokesperson said no arrests were made and the bridge was never shut down.Traffic briefly stopped three times during the caravan on the bridge for between approximately two and seven minutes. 689

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346