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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

As an emergency medical resident physician and Brown University alumni, Kelly Wong, M.D. has spent her life helping others physically. Now, during this presidential election, she’s pivoting and also helping others politically.“We wanted to make a place where patients, family members, health care providers could all access this information really easily,” she said.Wong is the founder of Patient Voting, a nonpartisan, volunteer-based group of medical professionals helping patients vote from hospitals.“It really came to mind during the last presidential election in 2016,” Wong said about starting Patient Voting. “A patient telling me that they would rather leave and risk their life to go vote. That was, like, very emotional to me.”How patients vote by emergency absentee ballot is very different in every state. That’s why Wong says informing patients about their rights is critical to get their votes counted.“They are so focused on their condition when they come into the hospital that sometimes, ‘Oh my gosh, I didn’t realize that I’m going to have to figure out how to vote,’” Wong said of patients. “That doesn’t hit them until the next day and then they’re scrambling.“Patient Voting has volunteers nationwide. Their website gets up to 300 hits a day, a somewhat small number, though political science experts say it could have a big impact.“In 2000, it came down to 600 vote difference in Florida,” said Robert Preuhs, Ph.D., chair of the political science department at MSU Denver.He says the ability to allow people to exercise their right to vote and facilitate that under extreme conditions, like being in a hospital, is completely legal and it’s also crucial for some to have their voices heard.“It’s really hard of course to get out of a hospital bed and go down to a poll,” Preuhs said. “In order to allow people to vote, this is an organization, these laws are in place in order to facilitate that.”Wong says the money to fund Patient Voting comes from a grant from Brown Emergency Medicine, a price she says is well worth the investment during this political season.“I think this is something really important that we can offer them,” Wong said of helping patients vote. “I think they shouldn’t have to choose between their health or their right to vote.” 2286

An attorney for President Donald Trump's personal lawyer Michael Cohen was provided secret information about House Intelligence Committee testimony from another committee witness, a sign of the growing discord engulfing the Russia investigation, according to a source with direct knowledge of the matter.In December, an attorney for David Kramer -- an associate to Sen. John McCain who had met with former British intelligence agent Christopher Steele -- sent a letter to the House Intelligence Committee accusing the committee's Republicans of leaking information about Kramer's December testimony to the attorney of another witness.The attorney, Larry Robbins, was referencing a conversation with Cohen's attorney Stephen Ryan in which Ryan brought up Kramer's testimony, according to the source. After the conversation, Robbins sent the committee a letter demanding to know why a committee official had shared secret testimony with another lawyer, but instead his client was subpoenaed by House Intelligence Chairman Devin Nunes to return before the committee on short notice.Leaking testimony to another witness is a violation of committee rules. And the fact that Cohen is alleged to have been the recipient of leaked information raises new questions about whether a key player in the President's orbit received private information about an investigation examining whether the Trump campaign colluded with Russia in the 2016 elections.CNN first reported last month on the accusation that Kramer's testimony had been leaked to another lawyer. The Daily Beast first reported that Cohen's attorney was the recipient of the alleged leak.Kramer was of interest to the committee because of his role connected to the dossier written by Steele, which Nunes and other Republicans have sought to discredit. Kramer, who worked for McCain's think tank at Arizona State University in 2014, met with Steele in 2016. He and McCain then met with a former British ambassador to Russia who worked with Steele, according to UK court filings, and ultimately Kramer worked with Fusion GPS to obtain hard copies of the dossier.Cohen and his attorney did not respond to requests for comment. Robbins also did not respond to a request for comment.Emily Hytha, a spokeswoman for Rep. Mike Conaway, the Texas Republican running the committee's Russia investigation, told the Daily Beast that witness testimony was not shared improperly."Any accusation that a witness's testimony was shared with another witness or their lawyer is unequivocally false," she said. Hytha did not respond to a CNN request for comment.Cohen was interviewed by the House Intelligence Committee last year. His name has resurfaced in recent weeks over a 0,000 payment made in the weeks before the 2016 election to porn star Stormy Daniels, who allegedly had a sexual encounter with Trump in 2006.There have been complaints about leaks from the committee coming from both sides of the aisle. Last week, there were suspicions in the Senate Intelligence Committee that the House Intelligence Committee Republicans had leaked Sen. Mark Warner's text messages with a lobbyist, although Senate Intelligence Chairman Richard Burr denied his committee had reached that conclusion.And House Intelligence Committee Republicans accused Democrats of asking White House communications director Hope Hicks leading questions in order to leak that she had told white lies for Trump. 3481

ARLINGTON, Texas (AP) -- Wil Myers hit a first-inning grand slam and the San Diego Padres, with Fernando Tatis Jr. again leading the charge, beat the Texas Rangers 6-4.Tatis fueled a 14-4 rout Monday with a grand slam and seven RBIs. His homer came on a 3-0 pitch from Juan Nicasio in the eighth inning, rankling Texas manager Chris Woodward and the Rangers over what they perceived as breaking one of baseball's unwritten rules.In Tuesday’s game, Tatis singled and scored on Myers' slam.Jurickson Profar added a 2-run shot in the fourth inning. Later in the inning, with the Padres ahead 6-0, Tatis stole third base. The stolen bag, his sixth of the season, put him into a tie for the MLB lead.The Rangers scored four times in the bottom of the fourth off reliever Javy Guerra, but the much-maligned Padres bullpen weathered the storm and made the 6-4 lead stand.Cal Quantrill got the final out for his first save. 923

An Arizona resident captured a dangerous encounter between a bobcat and rattlesnake earlier this week. The video taken by Laura Lucky in Scottsdale shows the pair facing off along a sidewalk. The bobcat paws and bites at the snake as it tries to slither away and, at times, strike back. At the end of the video, one is clearly the winner.Watch the encounter in the video player above.  423